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Best Online Short-term Loans in Dover

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in Dover

Pacifica Lending
Loan agency

Address: 21 N State St #55, Dover, DE 19901

Today's Business Hours: 7:00 AM - 8:00 PM

Phone Number: +1 (302) 722-9060

MidAtlantic Farm Credit
Loan agency
5.00
1 reviews

Address: 1410 S State St, Dover, DE 19901

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (888) 339-3334

Website: mafc.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Agricultural Machinery Beginning Farmer Loans Buying Land Cash Management Solutions Consumer Loans Conventional Loan Credit Bureau Reporting Crop Insurance Easy Financing Equipment Leasing Equipment Payment Calculator Farm Credit Express Farm Equipment Financing Farm Equipment Loans Farm LLoans Farm Lending Farm Operating Loans Farm Property Financial Support Financing Program First Time Homebuyer Program Fixed Rate Loans Flexible Financing Options Government Loan Home Construction Loan Home Loans Loans LFinancing LImprovements LPurchases Life Insurance Loan Refinance Local Loan Lot Loan Manufactured Housing Medical Insurance Mobile Home Mortgages Program Poultry Loans Private Mortgage Real Estate Purchases Retirement Plans Risk Management Rural Financing Tax Returns Trailer Loans Usda Loan Programs Wire Transfers
Federal Advance
Loan agency

Address: 8 The Green, Dover, DE 19901

Phone Number: +1 (833) 947-7227

Website: federaladvance.com/contact-us

Mariner Finance
Loan agency
4.90
10 reviews

Address: 222 S Dupont Hwy Ste. 206, Dover, DE 19901

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (302) 346-1595

Website: marinerfinance.com/locations/delaware/mariner-finance-location-in-dover-de

Services:

personal loans car loans debt consolidation loans home improvement loans vacation loans wedding loans
Advance America
Financial institution
4.90
11 reviews

Address: 264 S Dupont Hwy, Dover, DE 19901

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (302) 734-6961

Website: advanceamerica.net/store-locations/delaware/264-s-dupont-highway-dover-19901

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
PJGLOBAL Funding
Financial institution
4.90
10 reviews

Address: 8 The Green #7761, Dover, DE 19901

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (302) 399-6575

Website: pjglobe.com

Services:

Free Consultation
Loan Till Payday
Loan agency
4.80
5 reviews

Address: 1105 S State St, Dover, DE 19901

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (302) 861-0442

Website: ltp-de.com/donetoday

Services:

Installment loans Payday loans Signature loans Check Loans Extend Loan Secured Loans Lending Services Motor Vehicle
Check `n Go
Loan agency
4.70
10 reviews

Address: 283 N Dupont Hwy Ste B, Dover, DE 19901

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (302) 736-1348

Website: locations.checkngo.com/delaware/dover/283-north-dupont-highway

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Cashier's checks
OneMain Financial
Loan agency
4.20
10 reviews

Address: 1057 N Dupont Hwy, Dover, DE 19901

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (302) 674-3900

Website: onemainfinancial.com/branches/de/dover/19901/4329

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Loan Applications Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Total Finance Unsecured Loan Vacation Loans Wedding Loans
United Check Cashing
Check cash
4.10
10 reviews

Address: 155 N Dupont Hwy, Dover, DE 19901

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (302) 677-0070

Website: unitedcheckcashing.com

Services:

Bill paying Business check cashing Payday loans Tax refund check cashing Credit Card Fax Services Financial Services Phone Cards Prepaid Debit Cards Tax Preparation
Atlantic Finance
Loan agency
3.60
10 reviews

Address: 1650 S Governors Ave, Dover, DE 19904

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (302) 730-0300

Website: atlanticfinanceandpawn.com

Services:

Business loans Flex loans Line of credit Microloans Payday loans Signature loans Checking Account Loan Credit Counseling Services Debit Card Loan Finance Loan Financial Counseling Install (Unsecured) Jumbo Loans Loan Programs Lower Rates Financing New Loan Online Services Pawn Loans Payment Plans Quick Loan Repayment Plans Short Term Financial Special Loan Special Loan Programs Unsecured Loans
E Z Cash of Delaware Inc
Loan agency
3.00
2 reviews

Address: 230 Gateway S Blvd, Dover, DE 19901

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (302) 698-3800

Liberty Loans
Loan agency
3.00
1 reviews

Address: 589 N Dupont Hwy, Dover, DE 19901

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (302) 730-0141

Website: approvedcashadvance.com

Services:

Installment loans
Cash Plus
Check cash
2.50
2 reviews

Address: 429 S New St, Dover, DE 19904

Phone Number: +1 (302) 526-2386

Internet Payday Loan
Loan agency

Address: 160 Greentree Dr, Dover, DE 19904

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 435-0347

Coastal Credit LLC
Loan agency

Address: 1406 Forrest Ave, Dover, DE 19904

Phone Number: +1 (302) 734-1312

Easy Monkey Loan
Loan agency

Address: 53 Greentree Dr, Dover, DE 19904

Today's Business Hours: 9:00 AM - 5:30 PM

Consumer Credit Counsling Service
Credit counsel

Address: 235 S Queen St A, Dover, DE 19904

Phone Number: +1 (302) 672-7772

Gina's Bail Bond
Loan agency

Address: 307 S State St, Dover, DE 19901

Phone Number: +1 (302) 678-5030

Website: doverbail.com

Delaware Division-Water Resources
Loan agency

Address: 5 E Reed St # 200, Dover, DE 19901

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (302) 739-9941

Axcell Finance Co Inc
Loan agency

Address: 926 Westview Terrace, Dover, DE 19904

Phone Number: +1 (302) 734-9400

Easy Money EMG
Loan agency

Address: 510 N Dupont Hwy #4, Dover, DE 19901

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (302) 735-1644

Website: expressloansofamerica.com

Alternatives to Short-term Loans in Dover

Short-term loans provide quick financial solutions for immediate needs. Personal loans are unsecured loans that offer flexibility in usage, typically with a fixed interest rate and repayment term ranging from a few weeks to several months. Installment loans are similar but require borrowers to repay the loan amount in fixed, regular payments over a predetermined period, offering a structured repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, allowing them to borrow money quickly but often at high interest rates, with the risk of losing the vehicle if the loan isn't repaid.

Best Personal Loan

Matt Basile - State Farm Insurance Agent
5.00
23 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Guaranteed Rate
0.00
0 reviews

Installment loans are another type of short-term loan that allows borrowers to receive a lump sum upfront to be repaid in fixed, regular payments over a specified period. These loans are ideal for people who need a structured repayment plan and prefer the consistency of fixed monthly payments. The best installment loans often come with competitive interest rates and flexible terms that cater to a borrower's financial situation, making them a viable option for consolidating debt or covering significant expenses like car repairs or education costs.

Best Car Title Loan

Delaware Title Loans, Inc.
5.00
17 reviews

Title loans are short-term secured loans where the borrower uses their vehicle title as collateral. They offer quick access to funds, making them appealing for those in urgent financial need but also come with higher interest rates and risk of losing the vehicle if not repaid on time. The best title loans provide reasonable interest rates, transparent terms, and flexible repayment options, allowing borrowers to regain financial stability without jeopardizing their vehicle ownership. These loans are available through specialized title loan companies, and it's crucial for borrowers to ensure they fully understand the terms and obligations involved.

Loan Regulations in Delaware

Short-term loan regulations in Delaware have been established to protect consumers while providing access to quick cash. The state permits payday lending, and the maximum loan amount that can be borrowed is $1,000. Unlike many other states, Delaware does not set a limit on the interest rates that lenders can charge. However, the law requires a clear disclosure of these rates to the borrowers.

The term for short-term loans in Delaware can extend up to 60 days, which is longer compared to the typical 30-day limit in many other states. This gives borrowers more time to repay their loans. To be eligible for a short-term loan in Delaware, applicants must typically be at least 18 years old, have a steady source of income, and possess a valid bank account.

Delaware also imposes regulations on the number of loans a borrower can take out over a specific period. This is aimed at preventing the cycle of debt that can occur with frequent, repeated borrowing.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a practical solution for covering unexpected expenses across various local service sectors. Borrowers may use these funds to address urgent medical bills, essential car repairs, legal fees, funeral costs, or necessary appliance services. This financial option can provide immediate relief and support during pressing situations.

Bodyshop
1575 McKee Road, Dover, DE 19904
+1 (302) 241-2673
Car Wash
226 North Dupont Highway, Dover, DE 19901
+1 (302) 674-8600
Club & Association
217 North Kirkwood Street, Dover, DE 19904
College/University
1201 College Park Drive, Dover, DE 19904
+1 (302) 736-7450
Community Center
1121 Forrest Avenue, Dover, DE 19904
+1 (302) 734-1200
Dentist
712 South Governors Avenue, Dover, DE 19904
+1 (302) 674-1140
Do-It-Yourself Centers
801 North Dupont Highway, Dover, DE 19901
+1 (302) 735-8864
Doctor
100 Scull Terrace, Dover, DE 19901
+1 (302) 346-3171
Fast Food
223 South Dupont Highway, Dover, DE 19901
Fitness Club & Center
911 South Governors Avenue, Dover, DE 19904
+1 (302) 222-7662
Government Office
880 Buttner Place, Dover, DE 19904
+1 (302) 672-6300
Hospital
128 Greentree Drive, Dover, DE 19904
+1 (302) 674-4192
Hotel
428 North Dupont Highway, Dover, DE 19901
+1 (302) 674-4011
Library
35 Loockerman Plaza, Dover, DE 19901
+1 (302) 736-7030
Local Post Office
55 Loockerman Plaza, Dover, DE 19901
+1 (302) 734-5821

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

Find Short-term Loans Near Me

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Dover ZIP Codes

19901
19902
19903
19904
19905
19906