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Apply Online for Alternatives to Short-term Loans in Ithaca

Struggling to make ends meet? Short-term loans may seem like a quick fix, but they often lead to more financial woes with their high interest rates and hidden fees. That's where we come in. Our service offers the best alternatives to short-term loans, providing short-term loans that are fair, transparent, and easy to manage. Say goodbye to the cycle of debt and hello to financial peace of mind. Get the funds you need without the stress and hassle. Discover smarter financial solutions today and take control of your future.

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Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Car Repair and Service
202 East State Street, Ithaca, NY 14850
+1 (888) 758-4389
Car Wash
95 Brown Road, Ithaca, NY 14850
+1 (607) 272-2690
Club & Association
953 Danby Rd, Ithaca, NY 14850
+1 (607) 274-3194
College/University
953 Danby Road, Ithaca, NY 14850
+1 (607) 274-3011
Community Center
119 West Court Street, Ithaca, NY 14850
+1 (607) 273-1511
Concert Hall
107 West State Street, Ithaca, NY 14850
+1 (607) 277-8283
Dentist
414 East Upland Road, Ithaca, NY 14850
+1 (607) 257-1500
Doctor
821 Cliff Street, Ithaca, NY 14850
+1 (607) 256-7546
Fitness Club & Center
730 Willow Avenue, Ithaca, NY 14850
+1 (607) 269-7269
Government Office
South Geneva Street, Ithaca, NY 14850
+1 (607) 277-5254
Hospital
101 Dates Drive, Ithaca, NY 14850
+1 (607) 274-4011
Hotel
1100 Danby Road, Ithaca, NY 14850
+1 (607) 256-1100
Library
420 Hall Road, Ithaca, NY 14850
+1 (607) 255-5076
Local Post Office
2 Lower Creek Road, Ithaca, NY 14850
+1 (800) 275-8777
Movie Theater
40 Catherwood Road, Ithaca, NY 14850
+1 (607) 266-7964

FAQ

What are short-term loans?

Short-term loans are financial products that allow individuals to borrow a small amount of money to be repaid within a brief period, typically within a few weeks or months. These loans are designed to provide immediate financial relief for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more lenient credit requirements compared to traditional loans. However, interest rates and fees may be higher due to increased risk to the lender.

What is a same-day loan?

A same-day loan is a type of short-term loan where the borrower receives funds on the same day their application is approved. These loans are ideal for urgent situations where quick access to cash is necessary.

How do short-term loans work?

Short-term loans are short-term, high-interest loans typically due on the borrower's next payday. They are intended to cover immediate cash needs and are often repaid in a single lump sum, including fees, within two to four weeks.

What are the eligibility requirements for a short-term loan?

Eligibility for short-term loans generally includes being at least 18 years old, having a steady source of income, and providing a valid form of identification. Specific requirements can vary by lender, especially for those offering loans to individuals with bad credit.

Are there risks associated with short-term loans?

Yes, there are risks involved with short-term loans, particularly high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to understand the loan terms and ensure you can repay it on time to avoid further financial strain.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a lender's physical location. The application process typically involves filling out a form with your personal and financial information, along with providing any required documentation. Approval is usually quick, especially for same-day loans.

Find Short-term Loans Near Me

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Ithaca ZIP Codes

14850
14851
14852
14853