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Best Online Short-term Loans in Streator

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

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Best Online Short-term Loans in Streator

World Finance
Loan agency
5.00
1 reviews

Address: 2365 N Bloomington St, Streator, IL 61364

Phone Number: +1 (815) 673-7530

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Building Credit Car Repairs Home Improvement Home Repair Loan Payment Plan Local Loans New Loan Pawn Shop Loans
Advance America
Financial institution
5.00
10 reviews

Address: 2367 N Bloomington St g, Streator, IL 61364

Phone Number: +1 (815) 672-5636

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Consumers Loans Credit Counseling Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Home Loans Money Orders Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Card New Loan New Loans Online Cash Advances Online Lending Online Loan Application Online Personal Loan Overdraft Protection Loans Personal Finances Refinance Loan Short Term Loan Short Term Loans Single Repayment Loan Small Loans Term Lending Vehicle Insurance Wire Transfer
OneMain Financial
Loan agency
4.90
7 reviews

Address: 305 E Main St, Streator, IL 61364

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (815) 672-2903

Website: onemainfinancial.com/branches/il/streator/61364/381

Services:

Business loans Flex loans Installment loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Cash Out Refinance Consumer Loan Disability Insurance Emergency Loans Financial Loans Funeral Loans Holiday Loan Housing Counselors Loans For Debt Consolidation Medical Loans Mortgage Loans Motorcycle Loans Moving Loans Personal & Auto Loans Personal Finance Real Estate Mortgage Rv Loans Secured Personal Loan Unsecured Personal Loan Vacation Loans Wedding Loans
SOCU Owens Branch
Credit union
4.30
5 reviews

Address: 912 N Shabbona St, Streator, IL 61364

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (815) 673-1589

Website: socu.org

Alternatives to Short-term Loans in Streator

Short-term loans are financial products designed to provide quick monetary assistance and are typically repaid within a year or less. Personal loans are unsecured, meaning they don’t require collateral, and are often used for general, unforeseen expenses, with terms varying by lender. Installment loans offer a set amount of money with a fixed repayment schedule, allowing borrowers to pay back the loan over several months in equal payments, making budgeting easier. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, generally allowing quick access to a small amount of cash but with the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan has distinct features and potential risks that borrowers should evaluate before proceeding.

Best Personal Loan

Mariner Finance
4.90
7 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Loan Regulations in Illinois

Illinois short-term loan regulations are designed to protect consumers while offering them accessible short-term financial solutions. The state laws cap short-term loan amounts at $1,000 or 25% of the borrower's gross monthly income, whichever is less, to prevent borrowers from taking on unmanageable debt. The maximum term for a short-term loan in Illinois is 120 days, providing more flexibility compared to many other states.

Regarding the costs, lenders are restricted to charging a maximum of $15.50 per $100 borrowed, with a $1 verification fee. Eligibility criteria for these loans generally include proof of income, a bank account, and valid identification. These regulations ensure a balanced approach, providing immediate financial assistance to those in need while safeguarding them from excessive debt and predatory lending practices.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource for managing unexpected expenses, allowing individuals to access immediate services across various sectors. They can be particularly useful for covering urgent medical bills for health treatments, financing necessary car repairs at automotive shops, or securing legal assistance from professional attorneys. Additionally, these loans can help in managing the costs of funeral arrangements or appliances repairs, ensuring that essential home equipment is functional and reliable.

American Restaurant
201 West 12th Street, Streator, IL 61364
+1 (815) 673-1171
Bodyshop
113 North Sterling Street, Streator, IL 61364
+1 (815) 673-1455
Car Wash
1619 North Bloomington Street, Streator, IL 61364
+1 (815) 673-5528
Club & Association
806 Oakley Avenue, Streator, IL 61364
+1 (815) 673-2900
College/University
1401 North Otter Creek Road, Streator, IL 61364
+1 (815) 672-4679
Community Center
202 South Vermillion Street, Streator, IL 61364
+1 (815) 672-1802
Concert Hall
1012 Columbus Road, Streator, IL 61364
+1 (815) 672-3584
Construction Material & Equipment
310 West 9th Street, Streator, IL 61364
Dentist
622 Little Street, Streator, IL 61364
+1 (815) 672-3360
General Practitioner
712 North Bloomington Street, Streator, IL 61364
+1 (815) 673-7185
Government Office
305 North Sterling Street, Streator, IL 61364
+1 (815) 673-5574
Hospital
104 East Bridge Street, Streator, IL 61364
+1 (815) 672-0567
Hotel
204 East Kent Street, Streator, IL 61364
+1 (815) 510-0658
Library
130 South Park Street, Streator, IL 61364
+1 (815) 672-2729
Local Post Office
221 East Hickory Street, Streator, IL 61364
+1 (815) 672-2606

FAQ

What is a Short-Term Loan?

Short-term loans are typically small loans that must be repaid within a short period of time, usually within a few months. They are designed to cover immediate financial needs and can be an effective solution for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit scores. However, the interest rates and fees might be higher than those offered to borrowers with better credit ratings.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the funds are disbursed on the same day as the application is approved. These loans are ideal for emergencies when you need quick access to cash.

How Do Short-term Loans Work?

Short-term loans are a form of short-term financing that you repay on your next payday. They typically come with high-interest rates and fees, and the borrowing amounts are usually small, ranging from $100 to $1,000.

What Are the Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a steady source of income, and hold an active bank account. Some lenders might also require proof of identity and residence.

How Quickly Can I Receive the Funds from a Short-Term Loan?

If approved, the funds from a short-term loan can often be deposited into your bank account within the same day or by the next business day, depending on the lender and the timing of your application.

Are There Alternatives to Short-Term Loans?

Yes, alternatives to short-term loans include borrowing from family or friends, negotiating a payment plan with creditors, or seeking assistance from local charities or non-profit organizations. Exploring these options might result in lower costs than a short-term loan.

Find Short-term Loans Near Me

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Streator ZIP Codes

61319
61364