Home page Waycross

Apply Online for Alternatives to Short-term Loans in Waycross

Stuck in a financial pinch and tired of high-interest short-term loans? You're not alone. Short-term loans can trap you in a cycle of debt that's hard to escape. We understand the stress that comes with short-term financial needs, and that's why we're here to help. Our "Best Alternatives to Short-term Loans" service offers reliable and more manageable short-term loan options. Say goodbye to exorbitant interest rates and hello to solutions that cater to your situation. Don't let short-term loans weigh you down—discover better options today and take control of your financial future.

Table of content
Jump to

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, various local service providers can help address immediate needs. The loan can be used to cover expenses such as medical services for unexpected healthcare costs, car repair to ensure reliable transportation, legal services for urgent legal matters, funeral services for unforeseen bereavements, and appliance repair or replacement to maintain home essentials.

Car Repair and Service
1059 Alice Street, Waycross, GA 31501
+1 (912) 283-6315
Car Wash
1500 Plant Avenue, Waycross, GA 31501
+1 (912) 338-8980
Club & Association
1214 Atlantic Avenue, Waycross, GA 31501
+1 (912) 283-3397
College/University
218 Quarterman Street, Waycross, GA 31501
+1 (912) 287-6580
Community Center
1615 Carswell Avenue, Waycross, GA 31503
+1 (912) 285-9800
Dentist
1601 Alice Street, Waycross, GA 31501
+1 (912) 285-5967
Doctor
1720 Old Reynolds Street, Waycross, GA 31501
Government Office
629 Satilla Lane, Waycross, GA 31503
+1 (912) 287-2955
Hotel
132 Havanna Avenue, Waycross, GA 31501
+1 (912) 285-8885
Library
1701 Carswell Avenue, Waycross, GA 31503
+1 (912) 287-6655
Mexican Restaurant
1912 Memorial Drive, Waycross, GA 31501
+1 (912) 285-2080
Mobile Phone Shop
2244 Memorial Drive, Waycross, GA 31501
+1 (912) 285-1090
Movie Theater
2215 Memorial Drive, Waycross, GA 31501
+1 (912) 283-4520
Museum
1460 North Augusta Avenue, Waycross, GA 31503
+1 (912) 285-4260
Pharmacy
1303 Tebeau Street, Waycross, GA 31501
+1 (912) 548-0511

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

Jump to city name:

AbbevilleAcworthAdairsvilleAdelAileyAlapahaAlbanyAllentownAlmaAlpharettaAmericusArlingtonAshburnAthensAtlantaAttapulgusAuburnAugustaAustellAvondale EstatesBainbridgeBaldwinBall GroundBarnesvilleBarwickBaxleyBerkeley LakeBethlehemBlackshearBlairsvilleBlakelyBloomingdaleBlue RidgeBogartBolingbrokeBonaireBowdonBowersvilleBraseltonBremenBrookhavenBrookletBroxtonBrunswickBuena VistaBufordButlerByronCairoCalhounCamillaCantonCarnesvilleCarrolltonCartersvilleCataulaCave SpringCedar SpringsCedartownCentervilleChambleeChatsworthChickamaugaCityClarkesvilleClarkstonClaxtonClaytonClermontClevelandCochranColbertCollege ParkColquittColumbusComerCommerceConcordConyersCoolidgeCordeleCorneliaCornersCovingtonCrawfordCummingCuthbertDaculaDahlonegaDallasDaltonDanielsvilleDarienDawsonDawsonvilleDecaturDemorestDexterDillardDoerunDonalsonvilleDoravilleDouglasDouglasvilleDublinDuluthDunwoodyEast DublinEast EllijayEast PointEastanolleeEastmanEatontonEdisonElbertonEllabellEllavilleEllenwoodEllijayEmersonEnigmaEtonEvansFairburnFairmountFayettevilleFitzgeraldFlowery BranchFolkstonForest ParkForsythFort BenningFort GainesFort OglethorpeFort StewartFort ValleyFortsonFranklin SpringsGainesvilleGarden CityGeorgetownGibsonGlennvilleGlenwoodGordonGrantvilleGrayGraysonGreensboroGreenvilleGriffinGrovetownGuytonHahiraHamptonHapevilleHarlemHartwellHawkinsvilleHazlehurstHelenHephzibahHiawasseeHillHinesvilleHiramHogansvilleHomerHomervilleHoschtonHullIrwintonJacksonJasperJeffersonJeffersonvilleJekyll IslandJesupJohns CreekJonesboroKathleenKennesawKeysvilleKings Bay BaseKingslandLafayetteLagrangeLake ParkLakelandLavoniaLawrencevilleLeesburgLenoxLilburnLincolntonLithia SpringsLithoniaLocust GroveLoganvilleLookout MountainLouisvilleLovejoyLudowiciLumber CityLumpkinLuthersvilleLyerlyLyonsMabletonMaconMadisonManchesterMarble HillMariettaMartinezMary'sMaukMccaysvilleMcdonoughMcrae helenaMetterMidlandMidvilleMidwayMilledgevilleMillenMiltonMineral BluffMolenaMonroeMontezumaMonticelloMoody AfbMorrowMorvenMoultrieMountain CityMt AiryMurrayvilleNahuntaNashvilleNewingtonNewnanNichollsNorcrossOakwoodOcillaOdumPalmettoPeachtree CityPeachtree CornersPearsonPelhamPembrokePerryPine LakePine MountainPoolerPort WentworthPorterdalePowder SpringsQuitmanRay CityReidsvilleRexReynoldsRhineRicaRiceboroRichlandRichmond HillRinconRinggoldRising FawnRiverdaleRobertaRochelleRock SpringRockmartRomeRossvilleRoswellRoystonRydalSandersvilleSandy SpringsSautee NacoocheeSavannahScrevenSea IslandSenoiaSharpsburgShellmanSmyrnaSnellvilleSocial CircleSopertonSpartaSpringfieldSpringsSt GeorgeSt MarysSt Simons IslandStatesboroStathamStockbridgeStone MountainStonecrestSugar HillSummervilleSuwaneeSwainsboroSylvaniaSylvesterTalbottonTalking RockTallapoosaTalmoTbilisiTempleThomastonThomasvilleThomsonTiftonTignallToccoaTrentonTrionTuckerTunnel HillTybee IslandTyroneUnadillaUnion CityUnion PointUvaldaValdostaVidaliaViennaVilla RicaVillageWadleyWaleskaWarner RobinsWarrentonWashingtonWatkinsvilleWaycrossWaynesboroWest PointWhighamWhitemarsh IslandWhitley CityWillacoocheeWilliamsonWinderWoodlandWoodstockWrensWrightsvilleYoung HarrisZebulon

Waycross ZIP Codes

31501
31502
31503
31516