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Best Online Short-term Loans in Bloomington

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

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Best Online Short-term Loans in Bloomington

Hope Personal Loan's
Financial institution
5.00
1 reviews

Address: 9106 Emerson Ave S, Bloomington, MN 55420

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (952) 243-3102

Website: hopepersonalloans.com/locations/bloomington-3

Better Bad Credit Loans
Loan agency

Address: 5153 W 98th St, Bloomington, MN 55437

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (952) 592-9232

Website: betterbadcl.com/locations/bloomington-2

Advance Personal Loans
Loan agency

Address: 7700 W 108th St, Bloomington, MN 55438

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (952) 230-1605

Website: advanceploans.com/locations/bloomington

ACE Cash Express
Loan agency
4.30
10 reviews

Address: 601 W 98th St, Bloomington, MN 55420

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (952) 881-0179

Website: acecashexpress.com/locations/minnesota/bloomington/2392

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
SuperCash
Check cash
2.70
10 reviews

Address: 7848 Portland Ave, Bloomington, MN 55420

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (612) 843-5214

Website: unbankcompany.com

Spectrum Commercial Services
Loan agency
1.00
2 reviews

Address: 8011 34th Avenue South Two, Appletree Square #205, Bloomington, MN 55425

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (952) 876-8222

Website: spectrumcommercial.com

Services:

Business loans Line of credit Accounts Receivable Accounts Receivable Financing Asset Based Lending Asset-Based Loans Bank Loans Corporate Finance Financial Solutions Financing Services Receivable Financing
Facility Management Partners
Loan agency

Address: 8170 33rd Ave S, Bloomington, MN 55425

Phone Number: +1 (952) 854-0046

Bell Bank - Bloomington, MN
Loan agency

Address: 3800 American Blvd W Suite 1450, Bloomington, MN 55431

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (952) 905-5171

Website: bell.bank/locations/twin-cities-area/bloomington-loan-production-office-and-deposit-production-office

Services:

Business loans Flex loans Installment loans Line of credit Microloans Signature loans Title loans Advisory Services Auto Insurance Auto Loan Camper Loan Capital Management Car Insurance Car Loans Cash Flow Loans Checking Accounts Church Lending Commercial Banking Commercial Properties Commercial Real Estate Loans Commercial Real Estate Purchase Consumer Loans Development Loans Equipment Finance Farm Loans Financial Plan Fixed Rate Loan Flexible Financing Options Investment Management Merchant Card Services Mobile Banking New Car New Loan New Vehicle Overdraft Protection Personal Banking Personal Credit Cards Personal Loans Real Estate Mortgages Refinance Your Existing Loan Residential Investment Property Retirement Accounts Retirement Plan Savings Accounts Secured Financing Senior Housing Traditional Bank Financing Treasury Management Unsecured Loans Vehicle Loan Working Capital Term Loans

Alternatives to Short-term Loans in Bloomington

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

Marcus Laskowski at CrossCountry Mortgage, LLC
5.00
10 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Best Car Title Loan

Lake Title
4.70
10 reviews

Title loans are a form of secured short-term borrowing that use the borrower’s vehicle title as collateral. This type of loan is geared toward individuals in need of fast cash access who own a vehicle outright. The loan amount is often based on a percentage of the vehicle's value and provides a quick funding solution while still allowing the borrower to retain use of the vehicle during the loan term. Title loans can be risky due to high interest rates and the potential for losing the vehicle if the loan is not repaid, making it crucial for borrowers to carefully consider their repayment ability before committing.

Loan Regulations in Minnesota

In Minnesota, short-term loan regulations are established state-wide to ensure consistent and fair lending practices. These regulations include a maximum loan amount of $350, aimed at preventing borrowers from accumulating excessive debt. Eligibility criteria for these loans generally require proof of regular income and a valid bank account, with lenders also often considering the borrower’s credit history. The loan terms in Minnesota are structured with a maximum duration of 30 days, catering to the short-term nature of these loans.

Regarding interest rates and fees, Minnesota law stipulates a tiered system based on the loan amount, capping charges to safeguard borrowers from exorbitant costs. These comprehensive regulations are in place to balance the immediacy of financial needs with responsible borrowing and lending practices, offering a protective framework for those seeking short-term loans in Minnesota.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

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Bloomington ZIP Codes

55420
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55431
55435
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55439