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Address: 9106 Emerson Ave S, Bloomington, MN 55420
Today's Business Hours: 7:00 AM - 9:00 PM
Phone Number: +1 (952) 243-3102
Website: hopepersonalloans.com/locations/bloomington-3
Address: 5153 W 98th St, Bloomington, MN 55437
Today's Business Hours: 7:00 AM - 7:00 PM
Phone Number: +1 (952) 592-9232
Website: betterbadcl.com/locations/bloomington-2
Address: 7700 W 108th St, Bloomington, MN 55438
Today's Business Hours: 7:00 AM - 7:00 PM
Phone Number: +1 (952) 230-1605
Website: advanceploans.com/locations/bloomington
Address: 601 W 98th St, Bloomington, MN 55420
Today's Business Hours: 10:00 AM - 6:00 PM
Phone Number: +1 (952) 881-0179
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Today's Business Hours: 9:00 AM - 7:00 PM
Phone Number: +1 (612) 843-5214
Website: unbankcompany.com
Address: 8011 34th Avenue South Two, Appletree Square #205, Bloomington, MN 55425
Today's Business Hours: 8:00 AM - 5:00 PM
Phone Number: +1 (952) 876-8222
Website: spectrumcommercial.com
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Business loans Line of credit Accounts Receivable Accounts Receivable Financing Asset Based Lending Asset-Based Loans Bank Loans Corporate Finance Financial Solutions Financing Services Receivable FinancingAddress: 8170 33rd Ave S, Bloomington, MN 55425
Phone Number: +1 (952) 854-0046
Address: 3800 American Blvd W Suite 1450, Bloomington, MN 55431
Today's Business Hours: 8:00 AM - 5:00 PM
Phone Number: +1 (952) 905-5171
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Business loans Flex loans Installment loans Line of credit Microloans Signature loans Title loans Advisory Services Auto Insurance Auto Loan Camper Loan Capital Management Car Insurance Car Loans Cash Flow Loans Checking Accounts Church Lending Commercial Banking Commercial Properties Commercial Real Estate Loans Commercial Real Estate Purchase Consumer Loans Development Loans Equipment Finance Farm Loans Financial Plan Fixed Rate Loan Flexible Financing Options Investment Management Merchant Card Services Mobile Banking New Car New Loan New Vehicle Overdraft Protection Personal Banking Personal Credit Cards Personal Loans Real Estate Mortgages Refinance Your Existing Loan Residential Investment Property Retirement Accounts Retirement Plan Savings Accounts Secured Financing Senior Housing Traditional Bank Financing Treasury Management Unsecured Loans Vehicle Loan Working Capital Term LoansShort-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.
Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.
Title loans are a form of secured short-term borrowing that use the borrower’s vehicle title as collateral. This type of loan is geared toward individuals in need of fast cash access who own a vehicle outright. The loan amount is often based on a percentage of the vehicle's value and provides a quick funding solution while still allowing the borrower to retain use of the vehicle during the loan term. Title loans can be risky due to high interest rates and the potential for losing the vehicle if the loan is not repaid, making it crucial for borrowers to carefully consider their repayment ability before committing.
In Minnesota, short-term loan regulations are established state-wide to ensure consistent and fair lending practices. These regulations include a maximum loan amount of $350, aimed at preventing borrowers from accumulating excessive debt. Eligibility criteria for these loans generally require proof of regular income and a valid bank account, with lenders also often considering the borrower’s credit history. The loan terms in Minnesota are structured with a maximum duration of 30 days, catering to the short-term nature of these loans.
Regarding interest rates and fees, Minnesota law stipulates a tiered system based on the loan amount, capping charges to safeguard borrowers from exorbitant costs. These comprehensive regulations are in place to balance the immediacy of financial needs with responsible borrowing and lending practices, offering a protective framework for those seeking short-term loans in Minnesota.
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Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.
Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.
Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.
Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.
The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.
To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.
Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.
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