Home page Minneapolis

Best Online Short-term Loans in Minneapolis

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

Table of content
Jump to

Best Online Short-term Loans in Minneapolis

Sharp Personal Loans
Loan agency

Address: 4645 Hiawatha Ave, Minneapolis, MN 55406

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (612) 431-9950

Website: sharppersonalloans.com/minnesota/minneapolis

Hope Personal Loans
Loan agency

Address: 110 Russell Ave N, Minneapolis, MN 55405

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (612) 400-8924

Website: hopepersonalloans.com/locations/minneapolis-2

ACE Cash Express
Loan agency
3.80
8 reviews

Address: 2701 E Lake St, Minneapolis, MN 55406

Phone Number: +1 (612) 729-0265

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Atm Services Cash Withdrawal Consumer Loans Credit Counseling Faxless Cash Advance Financial Protection And Innovation Instant Loan Internet Loans Loan Funding Online Cash Advances Online Loan Application Online Payment Pay Off Credit Cards Payment Processing Prepaid Debit Cards Secured Loans Short Term Loan Tax Preparation Term Lending
Genessee Financial
Loan agency
3.10
10 reviews

Address: 5810 W 78th St, Minneapolis, MN 55439

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (952) 367-4000

Mbpa Quick Cash
Check cash

Address: 1818 Lowry Ave N, Minneapolis, MN 55411

Website: fastcash24.pw

ABM Janitorial Services
Loan agency
3.00
1 reviews

Address: 90 S 7th St, Minneapolis, MN 55402

Phone Number: +1 (612) 378-0646

Website: abm.com

Services:

Business loans Commercial Buildings Commercial Office Commercial Real Estate Senior Living
BCU
Credit union
1.70
1 reviews

Address: 3701 W Wayzata Blvd, Minneapolis, MN 55416

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (800) 388-7000

Website: bcu.org

Commercial Loans R Us LLC
Loan agency

Address: Minneapolis, MN 55429

Phone Number: +1 (763) 503-7333

Hard Money Mike Wholesale Properties
Loan agency

Address: 80 S 8th St, Minneapolis, MN 55402

Phone Number: +1 (612) 254-8145

Website: wholesalepropertiesminnesota.com

Green Bridge Finance
Loan agency

Address: 2751 Hennepin Ave # 101, Minneapolis, MN 55408

Phone Number: +1 (612) 977-0101

MN Loan Advisor
Loan agency

Address: 40 S 7th St, Minneapolis, MN 55402

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (612) 354-4606

Bernstein Global Wealth Management
Loan agency

Address: 225 South 6th St #5000, Minneapolis, MN 55402

Phone Number: +1 (612) 758-5000

Website: bernstein.com

Insuracheck
Loan agency

Address: 7260 University Ave NE # 330, Minneapolis, MN 55432

Phone Number: +1 (763) 755-0030

Fairfield St Clair Inc
Loan agency

Address: 701 S 4th Ave # 500, Minneapolis, MN 55415

Phone Number: +1 (612) 607-4546

Standard Holdings
Loan agency

Address: 8053 E Bloomington Fwy, Minneapolis, MN 55420

Phone Number: +1 (952) 881-0729

LeagueSafe LLC
Financial institution

Address: 323 N Washington Ave UNIT 320, Minneapolis, MN 55401

Phone Number: +1 (763) 269-3609

Website: leaguesafe.com

Win Renewable Fund
Loan agency

Address: 5200 W 73rd St, Minneapolis, MN 55439

Phone Number: +1 (612) 332-1517

Equity Commercial Services
Loan agency

Address: 9231 Penn Ave S, Minneapolis, MN 55431

Phone Number: +1 (952) 884-3093

Alternatives to Short-term Loans in Minneapolis

Short-term loans come in various forms, primarily including personal, installment, and title loans. Personal loans are unsecured and typically used for unforeseen expenses, offering flexibility in terms of use and repayment, but they often come with higher interest rates due to the lack of collateral. Installment loans require regular, scheduled payments and are generally tied to a fixed interest rate, making them predictable and easier to budget for over a specified term. Title loans, on the other hand, are secured loans where the borrower uses their vehicle’s title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid on time. Each of these short-term loan types comes with its own set of benefits and drawbacks, tailored to the borrower's specific financial needs and situations.

Best Personal Loan

Luminate Home Loans
5.00
23 reviews

Short-term personal loans are an excellent option for individuals seeking a quick financial boost for personal expenses. These loans are typically unsecured, meaning they do not require collateral, and can be useful in covering unexpected expenses or emergencies. One of the best personal loans in this category usually offers favorable terms such as competitive interest rates, flexible repayment terms, and quick approval processes, making it ideal for borrowers who need funds rapidly.

Best Installment Loan

Nonprofit Mortgage Company
5.00
7 reviews

Installment loans are another popular type of short-term loan that allows borrowers to repay the loan over a series of scheduled payments. A top choice for installment loans is a peer-to-peer loan, which connects borrowers with individual lenders via an online platform. This option often offers competitive interest rates compared to traditional financial institutions and provides more flexible repayment terms, making it an attractive choice for those with a good credit score seeking manageable monthly payments.

Best Car Title Loan

Land Title
5.00
1 reviews

Title loans are a form of secured loan where the borrower uses a vehicle title as collateral, offering a way to access funds quickly. These loans are typically for those needing cash who own their vehicle outright or have considerable equity. While they can be convenient, they often come with higher interest rates due to the secured nature. TitleMax is often considered for short-term title loans because of its fast approval process and the ability to obtain funds based on the vehicle's value. However, it's crucial for borrowers to have a solid repayment strategy to avoid the risk of losing their vehicle.

Loan Regulations in Minnesota

In Minnesota, short-term loan regulations are established state-wide to ensure consistent and fair lending practices. These regulations include a maximum loan amount of $350, aimed at preventing borrowers from accumulating excessive debt. Eligibility criteria for these loans generally require proof of regular income and a valid bank account, with lenders also often considering the borrower’s credit history. The loan terms in Minnesota are structured with a maximum duration of 30 days, catering to the short-term nature of these loans.

Regarding interest rates and fees, Minnesota law stipulates a tiered system based on the loan amount, capping charges to safeguard borrowers from exorbitant costs. These comprehensive regulations are in place to balance the immediacy of financial needs with responsible borrowing and lending practices, offering a protective framework for those seeking short-term loans in Minnesota.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Adventure Sports Facility
Central Avenue Northeast, Minneapolis, MN 55413
American Restaurant
3022 Hennepin Avenue, Minneapolis, MN 55408
Car Repair and Service
1001 2nd Avenue South, Minneapolis, MN 55403
+1 (888) 758-4389
Club & Association
7300 Brooklyn Boulevard, Minneapolis, MN 55443
+1 (612) 758-0192
Community Center
South 7th Street, Minneapolis, MN 55402
+1 (612) 673-2010
Concert Hall
4135 West Lake Harriet Parkway, Minneapolis, MN 55410
Dentist
150 S 5th St, Minneapolis, MN 55402
+1 (612) 889-7003
Fitness Club & Center
40 South 7th Street, Minneapolis, MN 55402
+1 (612) 353-4792
Furniture/Home Furnishings
8000 IKEA Way, Minneapolis, MN 55425
Government Office
3000 East 50th Street, Minneapolis, MN 55417
+1 (612) 342-1400
Hospital for Women and Children
1300 Hidden Lakes Parkway, Minneapolis, MN 55422
+1 (763) 588-2750
Hotel/Motel
100 W Franklin Ave, Minneapolis, MN 55404
+1 (612) 874-0407
Library
1000 LaSalle Avenue, Minneapolis, MN 55403
+1 (651) 962-4645
Local Post Office
7360 Bush Lake Road, Minneapolis, MN 55439
+1 (952) 921-9850
Movie Theater
400 Southdale Center, Minneapolis, MN 55435
+1 (952) 920-9595

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers who need immediate funds. These loans are typically borrowed for short periods, often from a few weeks to a few months. They are commonly used to cover unexpected expenses or gaps in cash flow.

Can I get a Short-term Loan with Bad Credit?

Yes, you can. Many lenders offer short-term loans to individuals with bad credit, focusing more on your current financial situation and ability to repay the loan, rather than your past credit history. However, interest rates might be higher to compensate for the risk.

How do Same-day Loans work?

Same-day loans are a type of short-term loan where the application process is quickened so that funds can be disbursed on the same day as the application. These loans are beneficial for emergencies and urgent financial needs, with the approval process often conducted online.

Are Short-term Loans the same as Short-term Loans?

Short-term loans are a specific type of short-term loan, typically due on your next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans can be slightly longer-term and may offer more varied repayment options.

How quickly can I receive funds from a Short-term Loan?

Many lenders who offer short-term loans prioritize speed and efficiency. Once approved, you may receive the funds within a few hours or by the next business day. The exact time may vary depending on the lender's policies and the time of day you apply.

What are the typical interest rates for Short-term Loans?

Interest rates for short-term loans can vary significantly based on the lender, the loan amount, and the borrower's financial profile. Typically, rates are higher than those for long-term loans, reflecting the increased risk to lenders. It's crucial to compare lenders to get the best rate possible.

What should I consider before applying for a Short-term Loan?

Before applying for a short-term loan, consider whether you genuinely need immediate funds and if you're able to comfortably repay the loan according to the terms. Evaluate the total cost of the loan, including fees and interest, and explore alternative funding options to ensure you're making the best financial decision.

Find Short-term Loans Near Me

Jump to city name:

AdaAdamsAdrianAitkinAkeleyAlbanyAlbert LeaAlbertvilleAlexandriaAmboyAndoverAnnandaleAnokaApple ValleyArgyleAshbyAskovAuroraAustinAvonBabbittBackusBagleyBalatonBarnumBarrettBattle LakeBaudetteBaxterBayportBeardsleyBeaver BayBeckerBelgradeBelle PlaineBelviewBemidjiBensonBerthaBethelBig LakeBigforkBird IslandBiwabikBlackduckBlaineBlomkestBlooming PrairieBloomingtonBlue EarthBlufftonBowlusBoydBrahamBrainerdBreckenridgeBreezy PointBricelynBrooklyn CenterBrooklyn ParkBrooksBrootenBrowervilleBrownsdaleBrowntonBuffaloBuffalo LakeBuhlBurnsvilleBurtrumButterfieldByronCaledoniaCallawayCambridgeCanbyCannon FallsCarlosCarverCass LakeCastle RockCentervilleCeylonChamplinChanhassenChaskaChatfieldChisago CityChisholmCircle PinesClara CityClarissaClarkfieldClearbrookClevelandClimaxClintonCloquetCloudCohassetCokatoCold SpringColeraineCologneColumbia HeightsComfreyCookCoon RapidsCorcoranCottage GroveCottonwoodCromwellCrookstonCrosbyCrosslakeCrystalCurrieDarfurDarwinDasselDawsonDaytonDeer CreekDeer RiverDeerwoodDelanoDennisonDetroit LakesDilworthDuluthDundasDunnellEaganEagle BendEagle LakeEast Grand ForksEast Gull LakeEastonEchoEden PrairieEden ValleyEdinaEitzenElbow LakeElk RiverElko New MarketEllendaleElrosaElyElysianEmbarrassEmilyErhardErskineEskoEvansvilleEvelethExcelsiorEyotaFairfaxFairmontFalcon HeightsFallsFaribaultFarmingtonFergus FallsFertileFinlaysonFlomFloodwoodFoleyForest LakeFosstonFountainFranklinFrazeeFreeportFridleyFuldaGarrisonGaylordGibbonGilbertGilmanGlencoeGlenvilleGlenwoodGlyndonGolden ValleyGonvickGoodhueGracevilleGrand MaraisGrand MeadowGrand PortageGrand RapidsGranite FallsGrasstonGreen IsleGreenbushGreenwaldGrey EagleGroveGrove CityGryglaHackensackHallockHalstadHam LakeHamelHancockHanley FallsHanoverHanskaHarmonyHartlandHastingsHawleyHayfieldHectorHendersonHendricksHendrumHenningHermanHermantownHeron LakeHibbingHillsHinckleyHitterdalHoffmanHoldingfordHollandaleHopeHopkinsHoustonHoward LakeHoyt LakesHugoHutchinsonInternational FallsInver Grove HeightsIsantiIsleIvanhoeJacksonJanesvilleJasperJeffersJordanKandiyohiKarlstadKassonKeewatinKelliherKelloggKensingtonKentKenyonKerkhovenKerrickKiesterKilkennyKimballLa CrescentLake BentonLake CityLake CrystalLake ElmoLake LillianLake ParkLakefieldLakevilleLambertonLanesboroLe CenterLe RoyLe SueurLeotaLester PrairieLilydaleLindstromLino LakesLitchfieldLittle FallsLittleforkLong LakeLong PrairieLongvilleLonsdaleLorettoLowryLutsenLuverneMabelMadeliaMadisonMadison LakeMahnomenMahtomediMahtowaMankatoMantorvilleMaple GroveMaple LakeMaple PlainMaplewoodMaraisMarine On St CroixMarshallMayerMaynardMazeppaMcgregorMcintoshMedfordMedicine LakeMedinaMelroseMenahgaMendotaMendota HeightsMilacaMiltonaMinneapolisMinneotaMinnesota CityMinnetonkaMinnetristaMontevideoMontgomeryMonticelloMontroseMoorheadMoose LakeMoraMorganMorrisMorristownMotleyMoundMounds ViewMountain IronMountain LakeMurdockNashwaukNerstrandNett LakeNevisNew BrightonNew GermanyNew LondonNew MunichNew PragueNew RichlandNew UlmNew York MillsNewfoldenNicolletNisswaNorth BranchNorth St PaulNorthfieldNorthomeNorwood Young AmericaOak Park HeightsOakdaleOdinOgemaOgilvieOkabenaOkleeOliviaOnamiaOrmsbyOrrOrtonvilleOsakisOsloOsseoOtsegoOttertailOwatonnaParkPark RapidsParkers PrairiePaulPaynesvillePelican RapidsPennockPequot LakesPerhamPierzPillagerPine CityPine IslandPine RiverPipestonePlainePlainviewPlummerPlymouthPorterPrairiePrestonPrincetonPrinsburgPrior LakeProctorRamseyRandallRapidsRaymondRed Lake FallsRed WingRedwood FallsRemerRenvilleRichfieldRichmondRobbinsdaleRochesterRockfordRogersRoseauRosemountRosevilleRothsayRoyaltonRush CityRushfordRussellRuthtonSacred HeartSanbornSandstoneSartellSauk CentreSauk RapidsSavageScandiaSebekaShakopeeSherburnShoreviewShorewoodSilver BaySilver LakeSlaytonSleepy EyeSolwaySouth St PaulSpicerSpring GroveSpring ParkSpring ValleySpringfieldSt AnthonySt AugustaSt BonifaciusSt CharlesSt ClairSt CloudSt FrancisSt JamesSt JosephSt Louis ParkSt MartinSt MichaelSt PaulSt Paul ParkSt PeterStacyStaplesStarbuckStephenStewartStewartvilleStillwaterStordenSturgeon LakeSunburgSunfish LakeSwanvilleTauntonTaylors FallsThief River FallsTofteTowerTrimontTrumanTwin ValleyTwo HarborsUlenUnderwoodUpsalaVadnais HeightsVergasVermillionVerndaleVictoriaVillardVirginiaWabashaWabassoWaconiaWadenaWaite ParkWaldorfWalkerWalnut GroveWanamingoWandaWarrenWarroadWasecaWatertownWatervilleWatkinsWaubunWaverlyWayzataWelcomeWellsWest ConcordWest St PaulWestbrookWheatonWhite Bear LakeWillmarWillow RiverWilmontWindomWingWinnebagoWinonaWinstedWinthropWood LakeWoodburyWorthingtonWykoffWyomingZimmermanZumbrota

Minneapolis ZIP Codes

55401
55402
55403
55404
55405
55406
55407
55408
55409
55410
55411
55412
55413
55414
55415
55416
55417
55418
55419
55420
55421
55422
55423
55424
55425
55426
55427
55428
55429
55430
55431
55432
55433
55434
55435
55436
55437
55438
55439
55440
55441
55442
55443
55444
55445
55446
55447
55448
55449
55450
55454
55455
55458
55459
55460
55467
55468
55470
55472
55473
55474
55478
55479
55480
55483
55484
55485
55486
55487
55488