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Best Online Short-term Loans in Great Falls

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in Great Falls

Sharp Personal Loans
Loan agency
5.00
8 reviews

Address: 375 NW Bypass, Great Falls, MT 59404

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (406) 384-5794

Website: sharppersonalloans.com/montana/great-falls

Services:

Installment loans Payday loans Signature loans Easy Loan No Credit Check Loans Online Personal Loans Short-Term Loan
Family First Federal CU
Credit union
5.00
1 reviews

Address: 2901 11th Ave S, Great Falls, MT 59405

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (406) 727-7575

Website: familyfirstfcu.org/contact-us

Solid Cash Advance
Loan agency
5.00
7 reviews

Address: 612 15th St N, Great Falls, MT 59401

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (406) 629-1594

Website: solidcadvance.com/locations/great-falls

Services:

Business loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Loan Program Motorbike Finance No Credit Check Loans Online Loans Quick Cash Advance Quick Loan Short-Term Loan Simple Loan Used Car Loan
Advanced Agency Alliance
Financial institution
4.80
10 reviews

Address: 408 9th St S, Great Falls, MT 59405

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (406) 727-0230

Website: aaainsuremt.com

Services:

Auto insurance Commercial auto insurance Dental insurance Full coverage auto insurance General liability insurance Insurance consultation RV insurance Universal life insurance Classic Automobiles Condo Insurance Independent Insurance Broker Insurance For Our Home Medical Insurance Medicare Supplement Plans Mobile Homes Special Coverage
Credit Associates Inc
Financial institution
1.80
10 reviews

Address: 1308 12th Ave S, Great Falls, MT 59405

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (406) 761-5350

Website: yourcollector.com

Services:

Medical Debt Collections Financial Institute Collections Utility Collections Bad Debt Recovery Credit Reporting On-site Training Billing Legal Services
Wilbur-Ellis Co Credit Office
Financial institution

Address: 1301 12th Ave S #200, Great Falls, MT 59405

Today's Business Hours: 8:00 AM - 5:00 PM

Website: wilburellis.com

High Plains Financial Inc
Loan agency

Address: 405 3rd St NW # 203, Great Falls, MT 59404

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (406) 284-1789

Website: growgreatfallsmontana.org/sba-504-loans

Services:

Business loans Signature loans Bridge Loans Community Development Financial Construction And Renovation Development Loan Financing Financing Project Funding Sba 504 Loans Strategic Plan
SAM Self-Service Check Cashing
Check cash

Address: 101 Smelter Ave NE, Great Falls, MT 59404

Today's Business Hours: 6:00 AM - 10:00 PM

Phone Number: +1 (406) 771-0730

Website: selfservicecheckcashing.com/check-cashing-near-me

Services:

Business check cashing Cashier's checks Government benefits check cashing Money orders Payroll check cashing Student loan check cashing Tax refund check cashing Unemployment check cashing Stimulus check cashing

Alternatives to Short-term Loans in Great Falls

Short-term loans offer quick financial assistance with different options tailored to varying needs. Personal loans are typically unsecured and can be used for a variety of purposes, offering a swift solution without the need for collateral, although they generally come with higher interest rates. Installment loans provide a structured repayment plan, allowing borrowers to pay back in fixed monthly amounts over a short period, making budgeting easier and predictable. Title loans, on the other hand, require the borrower to use their vehicle as collateral, allowing for rapid access to cash but risking asset forfeiture if payments are not met. Each type serves distinct financial situations, with personal loans offering versatility, installment loans providing planned repayments, and title loans delivering secured, quick cash access.

Best Personal Loan

Casey Moen - Stockman Bank
5.00
10 reviews

Personal loans are a versatile type of short-term loan that allows borrowers to meet various financial needs such as consolidating debt, covering unexpected expenses, or funding large one-time purchases. These loans are typically unsecured, which means they do not require collateral, and are available through banks, credit unions, or online lenders. They often come with fixed interest rates and structured monthly payments, making it easier for borrowers to budget and plan their finances effectively.

Best Installment Loan

Check Recovery of Montana
4.00
0 reviews

Installment loans offer a reliable short-term financing option for those needing a lump sum of money paid back over a series of scheduled payments or installments. This type of loan is characterized by its predictable repayment plan, usually involving fixed interest rates and equal monthly payments over the loan's term. Installment loans are accessible through various financial institutions, including banks, credit unions, and online lenders, and they can cater to diverse needs like home improvements, medical expenses, or educational purposes.

Best Car Title Loan

First American Title Company
4.80
10 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in Montana

Short-term loans in Montana are tightly regulated under the Montana Deferred Deposit Loan Act, ensuring consumer protection across the state. The regulations specify that lenders must be licensed by the state, with loans capped at $300 or 25% of the borrower's gross monthly income, whichever is less. The maximum term for these loans is 31 days, and the APR is limited to 36%. Borrowers are charged $1.39 for a 14-day $100 loan; lenders can levy a $30 non-sufficient funds fee. Importantly, loans cannot be rolled over or refinanced in Montana, which helps prevent a cycle of debt.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently obtained a short-term loan, several local service providers can help you address essential needs. You can pay for unexpected medical bills, cover urgent car repair costs, afford necessary legal services, manage funeral expenses, or purchase vital home appliances. These options allow you to utilize your loan effectively to ensure stability in pressing situations.

American Restaurant
3715 31st Street Southwest, Great Falls, MT 59404
+1 (406) 727-1558
Car Repair and Service
800 Central Avenue, Great Falls, MT 59401
+1 (406) 727-2100
Car Wash
2404 11th Avenue South, Great Falls, MT 59405
+1 (406) 727-2810
Club & Association
20 3rd Street North, Great Falls, MT 59401
+1 (406) 454-1369
College/University
Great Falls, MT 59404
+1 (406) 791-5304
Community Center
625 Central Avenue West, Great Falls, MT 59404
+1 (406) 760-1124
Dentist
1717 4th Street South, Great Falls, MT 59405
+1 (406) 205-3586
Doctor
1411 9th Street South, Great Falls, MT 59405
+1 (406) 216-8000
Fitness Club & Center
624 3rd Street South, Great Falls, MT 59405
+1 (406) 868-1450
Government Office
1025 25th Avenue Northeast, Great Falls, MT 59404
+1 (406) 771-1258
Hospital for Women and Children
3010 15th Avenue South, Great Falls, MT 59405
+1 (406) 216-8000
Hotel
201 3rd Street Northwest, Great Falls, MT 59404
+1 (406) 761-4903
Library
301 2nd Avenue North, Great Falls, MT 59401
+1 (406) 727-3922
Local Post Office
215 1st Avenue North, Great Falls, MT 59401
+1 (406) 771-2160
Mobile Phone Shop
11th Avenue South, Great Falls, MT 59405
+1 (406) 761-5422

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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Great Falls ZIP Codes

59401
59404
59405
59406