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Best Online Short-term Loans in Lewistown

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Lewistown

Dakota Business Lending
Loan agency

Address: 207 W Main St Suite 2, Lewistown, MT 59457

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (406) 760-1002

Website: dakotabusinesslending.com/montana

Services:

Business loans Flex loans Microloans Payday loans Signature loans Assisted Living Businesses Credit Commercial Banking Commercial Lending Commercial Loan Officer Commercial Real Estate Commercial loans Conventional Bank Loan Crowdfunding & P2p Loans Debt Consolidation Debt Refinance Loan Dollars Loan Economic Injury Disaster Loans Entrepreneurial Development Financing Programs Financing Solutions Fixed Rate Financing Fixed-Rate Financing Fixed-Rate Loans Gap Financing Government Loans (Direct Or Guaranteed) In Construction Industry Specific Financing Intermediary Relending Program Invoice Factoring Loans / Accounts Receivable Loans Lease Financing Lender Loan Lending Loan Letters Of Credit Loan Calculator Loan Finance Loan Processing Loan Review Main Street Loan Program Merchant Cash Advances Monthly Payment Financing New Markets Tax Credits Online Loans (Includes Several Of The Above) Personal Finances Project Financing Real Estate Acquisition Rural Development SBA 504 loans Sba 504 Financing Sba 7a Loan Programs Sba Disaster Loans Sba Lender Sba Lending Shareholder Loans Small business loans Tax Relief Term Financing Total Financing Traditional Financing Year Loan

Alternatives to Short-term Loans in Lewistown

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

First Bank of Montana
5.00
10 reviews

Short-term personal loans are a popular choice for individuals seeking quick access to cash for unexpected expenses or urgent needs. These loans typically have shorter repayment periods, often ranging from a few weeks to a few months, and are generally unsecured. This means that borrowers are not required to provide collateral, making the application process relatively straightforward. Interest rates can vary significantly depending on the lender, creditworthiness, and loan terms, so it's crucial to compare different options to find the best rate available.

Loan Regulations in Montana

Short-term loans in Montana are tightly regulated under the Montana Deferred Deposit Loan Act, ensuring consumer protection across the state. The regulations specify that lenders must be licensed by the state, with loans capped at $300 or 25% of the borrower's gross monthly income, whichever is less. The maximum term for these loans is 31 days, and the APR is limited to 36%. Borrowers are charged $1.39 for a 14-day $100 loan; lenders can levy a $30 non-sufficient funds fee. Importantly, loans cannot be rolled over or refinanced in Montana, which helps prevent a cycle of debt.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Repair and Service
1009 4th Avenue North, Lewistown, MT 59457
+1 (406) 535-4977
Car Wash
203 4th Avenue North, Lewistown, MT 59457
+1 (406) 535-7333
Club & Association
423 West Main Street, Lewistown, MT 59457
+1 (406) 535-9500
College/University
773 Airport Road, Lewistown, MT 59457
+1 (406) 535-5577
Community Center
307 West Watson Street, Lewistown, MT 59457
+1 (406) 535-7486
Construction Material & Equipment
2566 Truck Bypass, Lewistown, MT 59457
+1 (406) 538-9033
Dentist
611 Northeast Main Street, Lewistown, MT 59457
+1 (406) 538-2347
Fitness Club & Center
410 West Main Street, Lewistown, MT 59457
+1 (406) 535-2348
Government Office
800 Casino Creek Drive, Lewistown, MT 59457
+1 (406) 535-6923
Hospital
70 Cattail Drive, Lewistown, MT 59457
+1 (406) 535-7070
Hotel
1001 West Main Street, Lewistown, MT 59457
+1 (406) 538-8777
Local Post Office
204 3rd Avenue North, Lewistown, MT 59457
+1 (406) 538-3439
Movie Theater
219 West Main Street, Lewistown, MT 59457
+1 (406) 535-5775
Museum
323 West Main Street, Lewistown, MT 59457
+1 (406) 535-8278
Pharmacy
310 Wendell Avenue, Lewistown, MT 59457
+1 (406) 535-1470

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

Find Short-term Loans Near Me

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Lewistown ZIP Codes

59457