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Best Online Short-term Loans in Kennebunk

Need cash fast to cover unexpected expenses? Short-term loans are the answer! Life throws curveballs, and waiting for payday isn't always an option. When emergencies arise, stress and worry can set in, making it tough to find a way forward. But don’t stress—our Best Cash Advance Short-term Loans could be your lifeline. We offer quick and simple loan solutions tailored to help you tackle pressing financial issues without delay. With our service, you can access the funds you need swiftly and efficiently, giving you peace of mind when you need it most. Apply now and regain control over your finances!

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Best Online Short-term Loans in Kennebunk

Kennebunk Savings
Bank
4.70
1 reviews

Address: 10 Western Ave, Kennebunk, ME 04043

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (800) 339-6573

Website: kennebunksavings.com

Services:

Notary signing services Apostille Commercial Loans Deeds Electronic (Esign) Notarizations Emergency Services Home Equity Loans I-9'S I9 Forms ID Verification Id Verifications Last Will And Testaments Legal Matters Living Trusts Mobile Services Mortgage Loans Oath Administration Oaths or Affirmations Powers of Attorney Pre-Marital Agreements Real Estate Closings Real Estate Investments Real Estate Loan Signings Refinance Document Remote Online Notarizations (RON) Reverse Mortgages Wills
Kennebunk Savings Operations Center
Bank

Address: 7 Alewive Park Rd, Kennebunk, ME 04043

Kennebunk Savings
Bank
3.60
7 reviews

Address: 50 Portland Rd, Kennebunk, ME 04043

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (800) 339-6573

Website: kennebunksavings.com

Kennebunk Savings
Bank
3.40
7 reviews

Address: 104 Main St, Kennebunk, ME 04043

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (800) 339-6573

Website: kennebunksavings.com

Alternatives to Short-term Loans in Kennebunk

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

Bergen & Parkinson: Walden Lawrence
5.00
1 reviews

Short-term personal loans are a type of unsecured loan provided by financial institutions or online lenders to individuals for personal use. These loans typically have a fast approval process and do not require collateral, making them accessible for borrowers with a decent credit score. Personal loans are generally used to cover unexpected expenses, emergencies, or small to moderate-sized financial needs, offering flexible repayment terms ranging from a few weeks to a year, though they may come with higher interest rates compared to traditional, long-term loans.

Loan Regulations in Maine

In Maine, short-term loan regulations are designed to protect consumers while providing access to short-term credit. The state permits payday lending, but with specific restrictions to control the costs associated with these loans. Interest rates for short-term loans in Maine are capped, with a maximum annual percentage rate (APR) that varies depending on the loan amount. For loans up to $2000, the rate cap is 30% APR.

To be eligible for a short-term loan in Maine, borrowers typically need to meet standard requirements such as having a steady source of income, being at least 18 years old, and having an active bank account. The terms of these loans, including the repayment period, are regulated to ensure they are reasonable and protect borrowers from potential debt traps.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out short-term loans can utilize the funds for essential services across various local providers. These loans can be directed towards medical needs or expenses at healthcare facilities, addressing urgent car repairs at auto service centers, or fulfilling legal obligations with local attorneys. Additionally, they can cover costs associated with funeral services and needed appliance repairs or replacements.

Club & Association
16 Water Street, Kennebunk, ME 04043
+1 (207) 967-0857
College/University
89 Fletcher Street, Kennebunk, ME 04043
+1 (207) 985-1114
Community Center
185 Port Road, Kennebunk, ME 04043
+1 (207) 967-5400
Dentist
2 Livewell Drive, Kennebunk, ME 04043
+1 (207) 985-7944
Doctor
2 Storer Street, Kennebunk, ME 04043
Fitness Club & Center
2 Livewell Drive, Kennebunk, ME 04043
+1 (207) 467-3223
Government Office
1 Summer Street, Kennebunk, ME 04043
+1 (207) 985-4852
Hotel
45 Main Street, Kennebunk, ME 04043
+1 (207) 985-3351
Kitchens & Bathrooms
116 Alfred Road, Kennebunk, ME 04043
+1 (207) 985-4323
Library
112 Main Street, Kennebunk, ME 04043
+1 (207) 985-2173
Local Post Office
3 Post Office Square, Kennebunk, ME 04043
+1 (207) 985-2092
Museum
21 Western Avenue, Kennebunk, ME 04043
Pharmacy
Kennebunk, ME 04043
+1 (207) 985-1755
Restaurant
Main Street, Kennebunk, ME 04043
+1 (207) 985-2173
Shopping Center
169 Port Road, Kennebunk, ME 04043
+1 (207) 967-5204

FAQ

What are short-term loans?

Short-term loans are financial products designed to cover immediate financial needs and are typically repaid within a short period, usually ranging from a few weeks to a few months. They are ideal for unexpected expenses and are often more accessible for individuals with bad credit.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans may come with higher interest rates due to the increased risk, but they can provide a viable solution for those in urgent need of funds.

How do same-day loans work?

Same-day loans are designed to be processed quickly, with funds typically being deposited into the borrower's bank account within the same day of approval. These loans are perfect for emergency situations where immediate access to cash is essential.

What is the difference between short-term loans and other short-term loans?

Short-term loans are a type of short-term loan that must be repaid by the borrower's next paycheck, usually within two to four weeks. Other short-term loans may offer longer repayment periods and varying terms, providing more flexibility than short-term loans.

Are there any risks associated with short-term loans?

Short-term loans can carry high-interest rates and fees, particularly for those with bad credit. If not managed properly, they can lead to a cycle of debt. It is important to understand the terms and conditions and ensure you can meet the repayment obligations before borrowing.

How can I apply for a short-term loan?

Applying for a short-term loan is often straightforward. You can apply online or in-person through a lender, providing some basic information such as proof of income, bank account details, and identification. Approval decisions are typically made quickly.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your loan on time, it is important to contact your lender immediately. Many lenders offer extensions or repayment plans, but this may incur additional fees or higher interest rates. Failure to repay may affect your credit score and incur additional penalties.

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Kennebunk ZIP Codes

04043
04094