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Best Online Short-term Loans in Marysville

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Marysville

Lendmark Financial Services LLC
Loan agency
3.40
5 reviews

Address: 1242 State Ave, Marysville, WA 98270

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (360) 926-0850

Website: lendmarkfinancial.com/branches/wa/marysville/98270

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Howard Bono
Loan agency

Address: 9428 State Ave, Marysville, WA 98270

Phone Number: +1 (360) 436-4699

Cook Elix
Loan agency

Address: 1410 7th St B, Marysville, WA 98270

Phone Number: +1 (360) 659-8646

Alternatives to Short-term Loans in Marysville

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

Caliber Home Loans Marysville- Joy Blodgett #856031
5.00
10 reviews

Short-term loans offer quick access to cash for borrowers requiring immediate financial assistance. Best personal loans in this category are often unsecured, meaning they do not require collateral. They are favored for their flexibility, as they can typically be used for any purpose, from covering medical emergencies to consolidating debt. Personal loans generally have fixed interest rates and predefined repayment terms, making them predictable for budgeting purposes. However, eligibility often depends on the borrower’s credit score, which can influence the interest rates and terms offered.

Loan Regulations in Washington

In Washington, short-term loan regulations are designed to protect consumers while providing access to short-term credit. The state has implemented rules such as a maximum loan amount of $700 or 30% of the borrower’s gross monthly income, whichever is lower. Washington also limits the number of loans to 8 within 12 months. Short-term loan terms must be your next pay date or within 45 days. The Annual Percentage Rate (APR) is capped, with a maximum rate of 391% on a 14-day loan.

Borrowers must be 18 years or older and have a regular income to qualify for a short-term loan. Lenders are also required to provide a clear repayment plan and they must check the state database to ensure borrowers do not exceed the maximum loan limit. These regulations apply statewide, ensuring consistency and protection across all of Washington.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable financial resource for individuals needing immediate support for various local services. Borrowers can utilize funds to cover medical expenses, car repair costs, legal fees, funeral arrangements, or purchasing essential appliances. By addressing these urgent needs, short-term loans provide a buffer to ensure critical services are not disrupted.

Car Glass Replacement Shop
14810 Smokey Point Boulevard, Marysville, WA 98271
+1 (360) 436-6868
Car Wash
3750 116th Street Northeast, Marysville, WA 98271
+1 (360) 386-9295
Club & Association
1509 6th Street, Marysville, WA 98270
+1 (360) 658-9195
College/University
13918 45th Avenue Northeast, Marysville, WA 98271
+1 (360) 653-4480
Community Center
3rd Street, Marysville, WA 98270
+1 (360) 657-5532
Dentist
1513 10th Street, Marysville, WA 98270
+1 (360) 653-1700
Doctor
11603 State Avenue, Marysville, WA 98271
+1 (866) 747-2455
Fast Food
1234 State Avenue, Marysville, WA 98270
Fitness Club & Center
1528 3rd Street, Marysville, WA 98270
+1 (425) 870-8679
Government Office
1225 3rd Street, Marysville, WA 98270
+1 (360) 657-5532
Hospital
11603 State Avenue, Marysville, WA 98271
+1 (360) 658-6800
Hotel
8606 36th Avenue Northeast, Marysville, WA 98270
+1 (360) 530-1234
Library
6120 Grove St Cds, Marysville, WA 98270
+1 (360) 658-5000
Local Post Office
1610 172nd Street Northeast, Marysville, WA 98271
+1 (800) 275-8777
Mobile Phone Shop
16822 169th Street Northeast, Marysville, WA 98271
+1 (360) 652-3280

FAQ

What are short-term loans?

Short-term loans are types of financial products designed to help individuals cover urgent expenses. They are typically small amounts of money borrowed with the expectation of repayment in a short period, usually within a few weeks to a few months. Common types of short-term loans include short-term loans, same-day loans, and cash advances.

Can I get a short-term loan with bad credit?

Yes, individuals with bad credit can still qualify for short-term loans. Many lenders specializing in these loans focus less on credit scores and more on your ability to repay the loan. However, the interest rates on such loans may be higher to offset the risk taken by the lender. It's important to carefully assess your repayment ability before taking a bad-credit loan.

How do short-term loans work?

Short-term loans are short-term loans intended to be paid back on the borrower's next payday. They can be a quick solution for urgent financial needs but often come with high interest rates and fees. Borrowers are required to repay the loan in full when they receive their next paycheck, making it crucial to plan for repayment to avoid additional fees.

What is a same-day loan?

A same-day loan is a type of short-term loan that allows borrowers to receive funds on the same day they apply. These loans are beneficial for emergencies when immediate cash is needed. Approval processes are usually swift, with requirements varying by lender. It's essential to review the terms and conditions before proceeding with a same-day loan.

What are the risks of short-term loans?

While short-term loans can be helpful for immediate financial needs, they come with risks such as high interest rates and fees, which can lead to a cycle of debt if not managed wisely. Borrowers should ensure they can repay the loan by the due date and consider alternative funding options if possible. Failure to repay on time can negatively impact credit scores and lead to additional financial difficulties.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your financial situation. Generally, short-term loans range from a few hundred to a few thousand dollars. It's crucial to borrow only what you need and can repay gracefully to avoid excessive debt.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, evaluate your financial situation to ensure you can afford the loan repayment. Compare different lenders for interest rates, fees, and terms. Read the fine print carefully and avoid lenders with hidden charges. Finally, consider whether alternative funding sources, like borrowing from friends, family, or using savings, can better meet your needs.

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Marysville ZIP Codes

98201
98223
98270
98271