Home page Seattle

Best Online Short-term Loans in Seattle

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

Table of content
Jump to

Best Online Short-term Loans in Seattle

Indigo Asset Management
Loan agency

Address: 1100 Dexter Ave N, Seattle, WA 98109

Phone Number: +1 (206) 219-9037

Website: indigoassetmanagement.com

Services:

Business loans Installment loans Signature loans Asset Management Bridge Financing Bridge Loans Home Loan Home Loan Programs Loan Origination Loan Programs
Impact Business Capital
Loan agency
5.00
4 reviews

Address: 701 5th Ave Suite 5500, Seattle, WA 98104

Phone Number: +1 (206) 984-2925

Website: impactcapital.org

Services:

Business loans Installment loans Acquisition Loans Bridge Financing Construction Loans Development Financial Housing Services Predevelopment Loans Preservation Loans Project Financing Project Funding Rehabilitation Loans
Nordstrom FCU
Financial institution

Address: 1617 6th Ave 5th floor, Seattle, WA 98101

Phone Number: +1 (800) 666-7328

Website: nordcu.org

Cascadia Capital
Financial institution

Address: 1000 2nd Ave #1200, Seattle, WA 98104

Phone Number: +1 (206) 436-2500

Website: cascadiacapital.com

Services:

Artificial Intelligence Business Continuity Plan Communications Services Management Consulting Mergers & Acquisitions Private Equity Software Development Technology Services
Money Mart Seattle
Loan agency
4.60
10 reviews

Address: 12014 Lake City Way NE, Seattle, WA 98125

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (206) 892-3800

Website: moneymartseattle.com

Services:

Installment loans Payday loans Title loans Bad Credit Auto Loans Bad Credit Car Loans Car Auto Loan Car Financing Getting A Car Loan Loan Auto Loans Loans For People With Bad Credit New Car Preapproval Loans Used Car Loan
Rudy's Barbershop
Financial institution
4.40
24 reviews

Address: 5229 Ballard Ave NW, Seattle, WA 98107

Today's Business Hours: 9:00 AM - 9:00 PM

Phone Number: +1 (206) 783-8500

Website: rudysbarbershop.com/blogs/locations/ballard-seattle-barbershop

Services:

Beard trim Buzz cut Haircut Long haircut Scissor cut Shape up Buzz Cuts Color Services Cut Style Faded Haircut Health Insurance Razor Shaves Scissor Cut Straight Razor Straight Razor Shaves
Pierre Money Mart
Loan agency
3.90
52 reviews

Address: 11577 Lake City Way NE, Seattle, WA 98125

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (800) 800-8553

Website: pierremoneymart.com

Services:

Financing Installment loans Microloans Payday loans Signature loans Title loans Bad Credit Auto Loans Bad Credit Car Loans Bankruptcy Auto Loans Car Auto Loan Car Financing Car Laons Chevrolet Dealer Interest Rate Loans Loan Auto Loans Loan Solutions Loans For People With Bad Credit Mitsubishi Dealer New Car Loans Preapproval Loans Quality Used Car Financing Used Car Loans
Seymour Kathryn
Loan agency
3.00
1 reviews

Address: 2265 1st Ave S, Seattle, WA 98134

Phone Number: +1 (206) 774-7559

Advance Capital, Inc.
Financial institution
1.00
1 reviews

Address: 600 University St #1616, Seattle, WA 98101

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (206) 679-9012

Allegiant Business Finance
Loan agency

Address: 1126 34th Ave Suite #205, Seattle, WA 98122

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (206) 625-0898

Website: allegiant1.com

Services:

Business loans Line of credit Accounts Receivable Factoring Bank Financing Credit Monitoring Finance Solution Invoice Factoring Trucking Factoring
Commercial Investor Seattle WA
Loan agency

Address: Seattle, WA 98103

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (206) 207-4580

Website: commercial-investor-seattle-wa.business.site

1 Stop Shop Agency
Loan agency

Address: 505 S. 3rd St., Renton, WA 98057 or, 3838 S Graham St Suite # C, Seattle, WA 98118

Phone Number: +1 (425) 445-3754

Website: 1stopshopagency.com

Services:

Business loans Signature loans Home Loan Loan Programs Mortgage Calculators Purchase Or Refinance Secure Loan
LoanFinanceKro
Loan agency

Address: 411 University St, Seattle, WA 98101

Services:

Business loans Installment loans Payday loans Signature loans Educational Loan Finance Loan Home Loan Income Tax Filings Instant Cash Loans Medical Loan Online Loan Preferred Financing Project Management Short Term Loan Study Loan Travel Loan
Brett Cheney
Loan agency

Address: 5600 24th Ave NW, Seattle, WA 98107

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (206) 297-2826

Website: peoplesbank-wa.com/commercial-loan-officer-profile/brett-cheney

Sound Pacific Capital
Loan agency

Address: 1201 3rd Ave #5400, Seattle, WA 98101

Phone Number: +1 (206) 926-6146

DBE Loans
Loan agency

Address: 631 Strander Blvd, Seattle, WA 98188

Phone Number: +1 (206) 257-7172

Website: dbeloans.com/contact

Services:

Business loans Financing Solutions Loans Financing New Construction
Cullen Brett
Loan agency

Address: 2371 Eastlake Ave E, Seattle, WA 98102

Phone Number: +1 (206) 860-1340

Kauffman & Associates
Loan agency

Address: 601 Union St, Seattle, WA 98101

Phone Number: +1 (800) 392-9424

Website: southcentralfinancial.net

Services:

Legal Assistance Legal Services
Lopez Christopher
Loan agency

Address: 600 University St # 2950, Seattle, WA 98101

Phone Number: +1 (206) 577-3733

Magic Landscapers Co.
Loan agency

Address: 718-736 12th Ave #77, Seattle, WA 98122

Phone Number: +1 (463) 200-0779

Terry Kimberly
Loan agency

Address: 2265 1st Ave S, Seattle, WA 98134

Phone Number: +1 (206) 774-7595

Cashoninternet.Com
Loan agency

Address: 1100 Dexter Ave N, Seattle, WA 98109

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (206) 632-1648

Moneylend
Loan agency

Address: 2209 Westlake Ave, Seattle, WA 98121

Jake Dixon
Loan agency

Address: 5600 24th Ave NW, Seattle, WA 98107

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (206) 297-2830

Website: peoplesbank-wa.com/commercial-loan-officer-profile/jake-dixon

Columbia Pacific Finance
Loan agency

Address: 1411 4th Ave #1324, Seattle, WA 98101

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (206) 686-0006

Website: columbiapacificfinance.com

Services:

Business loans Flex loans Installment loans Commercial Insurance Finance Loans Flexible Payment Options Insurance Premium Financing Payment Plan
Windermere Bridge Loans
Loan agency

Address: 5424 Sand Point Way NE, Seattle, WA 98105

Phone Number: +1 (206) 695-5956

Burke Eileen
Loan agency

Address: 2345 Eastlake Ave E # 201, Seattle, WA 98102

Phone Number: +1 (206) 799-0530

Alternatives to Short-term Loans in Seattle

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Caliber Home Loans
5.00
39 reviews

Short-term personal loans are designed for individuals who need quick access to funds and are typically unsecured. They are often characterized by higher interest rates and shorter repayment periods compared to traditional loans. Online lenders and financial institutions offer these loans with varying terms and conditions. The best personal loans tend to have flexible repayment options, low-interest rates, and minimal fees, making them suitable for borrowers who have a good credit score and need smaller amounts of money for immediate personal expenses.

Best Installment Loan

Bank of America Financial Center
3.60
10 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Auto Refi Me LLC
5.00
10 reviews

Title loans, which use the borrower's vehicle title as collateral, are another type of short-term loan, typically chosen by those who need quick cash and may not have another borrowing option due to poor credit. One of the best and widely used options for title loans is the single-payment title loan. In this type, borrowers provide the title of their vehicle and receive a loan amount that is a percentage of their car’s value. While these loans offer an easy and fast approval process, they come with high-interest rates and the risk of losing the vehicle if the loan is not repaid on time. Borrowers should ensure they can meet the repayment terms before opting for this type of loan.

Loan Regulations in Washington

In Washington, short-term loan regulations are designed to protect consumers while providing access to short-term credit. The state has implemented rules such as a maximum loan amount of $700 or 30% of the borrower’s gross monthly income, whichever is lower. Washington also limits the number of loans to 8 within 12 months. Short-term loan terms must be your next pay date or within 45 days. The Annual Percentage Rate (APR) is capped, with a maximum rate of 391% on a 14-day loan.

Borrowers must be 18 years or older and have a regular income to qualify for a short-term loan. Lenders are also required to provide a clear repayment plan and they must check the state database to ensure borrowers do not exceed the maximum loan limit. These regulations apply statewide, ensuring consistency and protection across all of Washington.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Car Glass Replacement Shop
1110 North 140th Street, Seattle, WA 98133
+1 (206) 889-6394
Car Wash
3100 East Madison Street, Seattle, WA 98112
Club & Association
3411 Thorndyke Avenue West, Seattle, WA 98119
+1 (206) 217-9622
College/University
16101 Greenwood Avenue North, Seattle, WA 98133
+1 (206) 546-4523
Concert Hall
1113 6th Avenue, Seattle, WA 98101
Construction Material & Equipment
9620 28th Avenue Southwest, Seattle, WA 98126
+1 (206) 607-0989
Dentist
133 Dexter Avenue North, Seattle, WA 98109
+1 (503) 952-2000
Government Office
700 5th Avenue North, Seattle, WA 98109
+1 (206) 615-0808
Hospital
10564 5th Avenue Northeast, Seattle, WA 98125
+1 (206) 385-5485
Library
Pike Street, Seattle, WA 98101
+1 (206) 402-4162
Movie Theater
1932 2nd Avenue, Seattle, WA 98101
+1 (206) 728-5189
Museum
210 Boylston Avenue East, Seattle, WA 98102
+1 (206) 920-0604
Pizzeria
510 Broadway East, Seattle, WA 98102
+1 (206) 670-9070
Tourist Information Office
1933 44th Avenue Southwest, Seattle, WA 98116
+1 (206) 935-6796

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

Jump to city name:

AberdeenAirway HeightsAllynAlmiraAnacortesAngelesArlingtonAsotinAuburnBainbridge IslandBattle GroundBelfairBellevueBellinghamBenton CityBingenBlack DiamondBlaineBonney LakeBothellBremertonBrewsterBridgeportBrush PrairieBuckleyBurienBurlingtonCamanoCamasCarnationCashmereCastle RockCathlametCentraliaChehalisChelanCheneyChewelahClarkstonCle ElumColfaxCollege PlaceColvilleConcreteConnellConnerCoulee CityCoulee DamCoupevilleCovingtonCrestonDarringtonDavenportDaytonDeer ParkDemingDes MoinesDupontDuvallEast WenatcheeEastsoundEatonvilleEdgewoodEdmondsEllensburgElmaEnumclawEphrataEverettEversonFairchild AfbFairfieldFall CityFederal WayFerndaleFifeFircrestForksFort LewisFox IslandFreelandFriday HarborGig HarborGold BarGoldendaleGrahamGrand CouleeGrandviewGrangerGranite FallsGraylandGreenbankHarborHoodsportHoquiamIoneIslandIssaquahJoint Base Lewis mcchordKalamaKelsoKenmoreKennewickKentKettle FallsKingstonKirklandLa CenterLa ConnerLaceyLacrosseLakeLake Forest ParkLake StevensLake TappsLakebayLakewoodLangleyLeavenworthLiberty LakeLong BeachLongviewLopez IslandLyndenLynnwoodMabtonMansonMaple ValleyMarysvilleMattawaMazamaMcchord AfbMcclearyMeadMedical LakeMedinaMercer IslandMill CreekMillwoodMiltonMonroeMontesanoMortonMoses LakeMount VernonMountlake TerraceMoxeeMukilteoNachesNaselleNespelemNewcastleNewman LakeNewportNormandy ParkNorth BendOak HarborOakesdaleOcean ParkOcean ShoresOdessaOkanoganOlallaOlympiaOmakOnalaskaOrcasOrchardOrovilleOrtingOthelloOtis OrchardsOystervillePacific BeachPascoPe EllPeshastinPlacePoint RobertsPomeroyPort AngelesPort Hadlock irondalePort LudlowPort OrchardPort TownsendPoulsboProsserPullmanPuyallupQuilceneQuincyRandleRaymondReardanRedmondRedondoRentonRepublicRichlandRidgefieldRitzvilleRochesterRockfordRosaliaRoyal CityRustonSalkumSammamishSeatacSeattleSedro woolleySelahSequimSheltonShorelineSilverdaleSnohomishSnoqualmieSouth HillSouth PrairieSpanawaySpangleSpokaneSt JohnStanwoodStevensStevensonSultanSumnerSunnysideSuquamishTacomaTaholahTekoaTeninoTonasketToppenishTownsendTukwilaTumwaterTwispUnionUnion GapUniversity PlaceValleyVancouverVashonVeradaleVernonWaitsburgWallaWalla WallaWapatoWashington BlvdWashougalWatervilleWayWenatcheeWest RichlandWestportWhite SalmonWilburWinlockWinthropWoodinvilleWoodlandYacoltYakimaYelmZillah

Seattle ZIP Codes

98101
98102
98103
98104
98105
98106
98107
98108
98109
98111
98112
98113
98114
98115
98116
98117
98118
98119
98121
98122
98124
98125
98126
98127
98129
98133
98134
98136
98139
98141
98144
98145
98146
98151
98154
98161
98164
98165
98170
98171
98174
98175
98177
98178
98181
98184
98185
98191
98194
98195
98199