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Best Online Short-term Loans in Puyallup

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Puyallup

Hope Personal Loans
Loan agency

Address: 14310 Meridian Ave E, Puyallup, WA 98373

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (253) 264-0952

Website: hopepersonalloans.com/locations/south-hill

Mariner Finance
Loan agency
4.90
10 reviews

Address: 12020 Meridian Ave E Suite K, Puyallup, WA 98373

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (253) 256-1325

Website: marinerfinance.com/locations/washington/puyallup-washington-mariner-finance-branch

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
OneMain Financial
Loan agency
4.40
10 reviews

Address: 4621 S Meridian Ste A817, Puyallup, WA 98373

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (253) 840-1394

Website: onemainfinancial.com/branches/wa/puyallup/98373/4790

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Moneytree
Loan agency
4.20
9 reviews

Address: 13107 Meridian Ave E Suite 101, Puyallup, WA 98373

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (253) 770-0600

Website: locations.moneytreeinc.com/moneytree-96be66aa5fc9

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Money orders Payday loans Signature loans Check Cashing Locations Consumer Loans Credit Counseling Financial Solution Home Loans Instant Funding Military Lending New Loan Postal Services Prepaid Debit Cards Quick Cash Refinance My Loan Repayment Plan Secured Loans Short-Term Loan Tax Advisor Western Union Wire Transfer
Dillard Al
Loan agency

Address: 812 E Main Ave, Puyallup, WA 98372

Phone Number: +1 (253) 848-5494

Karamatic Derek
Loan agency

Address: 2910 S Meridian # 210, Puyallup, WA 98373

Phone Number: +1 (253) 446-3737

Alternatives to Short-term Loans in Puyallup

Short-term loans offer quick access to funds and are typically repaid within a few months to a year. Personal loans are unsecured, allowing borrowers flexibility in use, with payments spread out over a set period in fixed installments. Installment loans, on the other hand, are typically secured and involve agreed-upon repayment in regular monthly payments, often with lower interest rates compared to credit cards. Title loans provide immediate cash by using a vehicle title as collateral, allowing borrowers to keep using their car while loan payments are made, but posing a risk of losing the vehicle if the loan is not repaid.

Best Personal Loan

Lisa M Casselman | Fairway Independent Mortgage Corporation Loan Officer
5.00
10 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Car Title Loan

Harnish Auto Credit Solutions
4.20
6 reviews

Title loans are short-term loans where borrowers can use their vehicle title as collateral to secure the funding they need. These loans are often sought by individuals who may not qualify for traditional loans due to poor credit history or limited income. With title loans, lenders typically do not perform rigorous credit checks, making them accessible but also potentially risky due to high interest rates. If borrowers are unable to repay the loan, they risk losing their vehicle as lenders have the right to repossess and sell it to recover the debt. Therefore, it's important for borrowers to consider alternative options and fully understand the terms before proceeding with a title loan.

Loan Regulations in Washington

In Washington, short-term loan regulations are designed to protect consumers while providing access to short-term credit. The state has implemented rules such as a maximum loan amount of $700 or 30% of the borrower’s gross monthly income, whichever is lower. Washington also limits the number of loans to 8 within 12 months. Short-term loan terms must be your next pay date or within 45 days. The Annual Percentage Rate (APR) is capped, with a maximum rate of 391% on a 14-day loan.

Borrowers must be 18 years or older and have a regular income to qualify for a short-term loan. Lenders are also required to provide a clear repayment plan and they must check the state database to ensure borrowers do not exceed the maximum loan limit. These regulations apply statewide, ensuring consistency and protection across all of Washington.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently allocate these funds towards essential local services. Medical providers can receive payment for urgent healthcare needs, car repair shops can be paid for immediate vehicle maintenance, and legal services can address pressing legal concerns. Additionally, funeral services can help manage unexpected end-of-life expenses, while appliance service providers can assist with necessary household repairs, ensuring the loan directly supports critical areas of one's life.

American Restaurant
626 South Hill Park Drive, Puyallup, WA 98373
+1 (253) 848-8575
Car Repair and Service
820 River Road, Puyallup, WA 98371
+1 (253) 268-1800
Car Wash
105 7th Avenue Southeast, Puyallup, WA 98372
+1 (253) 841-9582
Club & Association
100 15th Street Northwest, Puyallup, WA 98371
+1 (253) 445-1385
College/University
13507 Meridian East, Puyallup, WA 98373
+1 (253) 848-6284
Community Center
South Meridian, Puyallup, WA 98371
+1 (253) 841-5584
Dentist
803 39th Avenue Southwest, Puyallup, WA 98373
+1 (253) 445-1500
Do-It-Yourself Centers
303 35th Avenue Southeast, Puyallup, WA 98374
+1 (253) 770-9600
Doctor
803 39th Avenue Southwest, Puyallup, WA 98373
+1 (253) 445-1111
Hospital
1450 5th Street Southeast, Puyallup, WA 98372
+1 (253) 697-3333
Library
324 South Meridian, Puyallup, WA 98371
+1 (253) 841-5700
Motel
1409 South Meridian, Puyallup, WA 98372
Movie Theater
3500 South Meridian, Puyallup, WA 98373
+1 (253) 445-8779
Museum
116 South Meridian, Puyallup, WA 98371
+1 (253) 840-4016
Pharmacy
611 31st Avenue Southwest, Puyallup, WA 98373

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically designed to be paid back within a short period, usually within a year. These loans are often used to cover unexpected expenses or to bridge a temporary gap in finances. Common types of short-term loans include short-term loans, same-day loans, and bad-credit loans.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. These lenders may focus more on your current financial situation and ability to repay the loan rather than your credit history.

How quickly can I get a same-day loan?

A same-day loan is designed to be processed and disbursed within the same business day. Upon approval, funds are typically transferred to your account within a few hours. To expedite the process, ensure that you provide accurate and complete information on your application.

What are the repayment terms for a short-term loan?

Short-term loans are typically due on your next payday, hence the name. The repayment period is short, often ranging from two to four weeks. It's important to understand the terms of the loan and to ensure that you can afford to repay it when it's due to avoid additional fees or consequences.

How do interest rates and fees work with short-term loans?

Short-term loans often come with higher interest rates and fees compared to long-term loans. This is because they are unsecured and involve a higher risk for the lender. It's crucial to read the terms and conditions of the loan agreement to understand all the costs involved before committing.

Are there alternatives to short-term loans for covering unexpected expenses?

Yes, there are several alternatives to short-term loans, such as borrowing from friends or family, setting up an emergency fund, or seeking a loan from a credit union. Exploring these options might help you avoid higher interest rates and fees associated with short-term loans.

What happens if I default on a short-term loan?

Defaulting on a short-term loan can have serious consequences, including damage to your credit score, additional fees, and potential legal action from the lender. It's crucial to contact your lender immediately if you anticipate difficulty in making a payment. They may be able to offer a repayment plan or some form of assistance.

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Puyallup ZIP Codes

98371
98372
98373
98374