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Best Online Short-term Loans in Abingdon

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

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Best Online Short-term Loans in Abingdon

Regional Finance
Loan agency

Address: 340 Towne Center Dr, Abingdon, VA 24210

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (276) 477-6004

Website: branches.regionalfinance.com/va/abingdon/340-towne-center-dr.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Advance America
Financial institution

Address: 442 S. Cumming St, Abingdon, VA 24210

Phone Number: +1 (276) 619-3907

Approved Cash
Loan agency

Address: 328 Towne Center Dr, Abingdon, VA 24210

Phone Number: +1 (276) 739-7900

Services:

Payday loans Title loans Cash Advance Check Cashing Payday Loans Title Loans
First Choice Cash Advance
Loan agency
4.20
3 reviews

Address: 613 E Main St, Abingdon, VA 24210

Phone Number: +1 (276) 628-7609

Farm Credit of the Virginias
Loan agency

Address: 19292 Lee Hwy, Abingdon, VA 24210

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (276) 628-5191

Website: farmcreditofvirginias.com/home.aspx

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Account Management Agricultural Credit Agricultural Finance Agricultural Loan Agricultural Operation Buying Land Community Support Construction Financing Conventional Financing Country Home Loans Crop Insurance Equipment Financing Express Financing Farm Credit Express Farm Improvements Farm Loans Financial Reports Fixed Rate Loans Flexible Financing Options Fund Transfers Health Programs Home Construction Loan Home Financing Home Loans Home Loans Home Loans Realtor Resources Home Renovations Instant Loan Interest Rates & Terms Loan Calculators Interest Rates Financing LFinancing LLoans Loan Program Loans Financing Local Loan Manufactured Housing New Construction New Home Purchase Personal Finance Purchases Or Refinancing Real Estate Improvements Risk Management Secondary Mortgage Short-Term Loans Variable Rate Loan Working Capital
Ninth District Dev Financing
Loan agency

Address: 1173 W Main St, Abingdon, VA 24210

Today's Business Hours: 10:00 AM - 4:00 PM

Phone Number: +1 (276) 623-9000

Crusader Cash Advance
Check cash

Address: 328 Towne Center Dr, Abingdon, VA 24210

Phone Number: +1 (276) 739-7900

Alternatives to Short-term Loans in Abingdon

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

OneMain Financial
5.00
4 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Car Title Loan

Abingdon Title Insurance LLC
1.00
0 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in Virginia

Virginia enforces specific regulations for short-term loans to protect consumers and ensure fair lending practices. The state has set a maximum short-term loan amount of $2500 with a minimum four-month term and a maximum 24-month term. The Annual Percentage Rate (APR) for short-term loans in Virginia is capped at 36%, with a maximum loan fee of 20% of the loan amount and a verification fee not exceeding $5. This regulatory framework aims to prevent excessive debt and the cycle of borrowing that can occur with higher-cost loans.

Borrowers in Virginia must meet certain eligibility criteria to qualify for short-term loans, including being at least 18 years old, having a regular source of income, and possessing an active checking account. Lenders are required to provide clear and understandable terms and must ensure borrowers can repay the loan. These regulations are applicable statewide, ensuring that all short-term loan transactions in Virginia are conducted within these guidelines, thereby safeguarding the interests of the borrowers across the state.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Bodyshop
17225 Jeb Stuart Highway, Abingdon, VA 24211
+1 (276) 206-8495
Club & Association
25236 Hillman Highway, Abingdon, VA 24210
+1 (276) 676-6180
College/University
1 Partnership Circle, Abingdon, VA 24210
+1 (276) 619-4312
Community Center
125 Elderspirit Court, Abingdon, VA 24210
+1 (276) 525-1194
Concert Hall
127 West Main Street, Abingdon, VA 24210
Dentist
303 North Court Street, Abingdon, VA 24210
+1 (276) 628-7862
Fast Food
915 East Main Street, Abingdon, VA 24210
+1 (276) 628-8770
Fitness Club & Center
729 Cummings Street, Abingdon, VA 24211
+1 (276) 525-1891
Government Office
300 Green Spring Road, Abingdon, VA 24210
+1 (276) 525-4457
Hospital
16000 Jeb Stuart Highway, Abingdon, VA 24211
+1 (276) 258-1000
Hotel
298 Towne Centre Drive, Abingdon, VA 24210
+1 (276) 676-3329
Library
812 Thompson Drive, Abingdon, VA 24210
+1 (276) 676-6382
Movie Theater
721 East Main Street, Abingdon, VA 24210
+1 (276) 623-2121
Pharmacy
18377 Westinghouse Road, Abingdon, VA 24210
+1 (276) 628-1027
Shop
21386 Vances Mill Road, Abingdon, VA 24211
+1 (276) 628-4114

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

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Abingdon ZIP Codes

24210
24211
24212