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Address: 3706 Mt Vernon Ave # D, Alexandria, VA 22305
Today's Business Hours: 10:00 AM - 8:00 PM
Phone Number: +1 (703) 519-8585
Address: 1717 King St, Alexandria, VA 22314
Today's Business Hours: 9:00 AM - 5:00 PM
Phone Number: +1 (703) 549-8262
Website: truist.com/locations
Address: 7320 Richmond Hwy, Alexandria, VA 22306
Today's Business Hours: 10:00 AM - 9:00 PM
Phone Number: +1 (703) 660-6867
Address: 4553 Duke St, Alexandria, VA 22304
Today's Business Hours: 7:00 AM - 7:00 PM
Phone Number: +1 (703) 337-3978
Website: fastpdloans.com/locations/alexandria
Address: 7611 Richmond Hwy Ste. C-1, Alexandria, VA 22306
Phone Number: +1 (703) 660-6014
Address: 2254 Huntington Ave, Alexandria, VA 22303
Today's Business Hours: 9:00 AM - 7:00 PM
Phone Number: +1 (703) 317-0296
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Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business ServicesAddress: 6911 Richmond Hwy Ste 100, Alexandria, VA 22306
Phone Number: +1 (703) 765-2414
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Today's Business Hours: 9:00 AM - 7:55 PM
Phone Number: +1 (571) 255-8687
Website: dnvinc.com
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Bill paying Business check cashing Cashier's checks Government benefits check cashing Money orders Money transfers Payday loans Payroll check cashing Tax refund check cashing Title loans Car Loans Credit Cards Debit Card Financial Services Insurance Payments International Phone Cards Prepaid CardsAddress: 6328 Richmond Hwy # J, Alexandria, VA 22306
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (703) 768-0145
Website: onemainfinancial.com/branches/va/alexandria/22306/4763
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Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding LoansAddress: 3824 Mt Vernon Ave, Alexandria, VA 22305
Today's Business Hours: 9:00 AM - 8:00 PM
Phone Number: +1 (703) 717-9463
Website: dnvinc.com
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Bill paying Business check cashing Cashier's checks Government benefits check cashing Money orders Money transfers Payday loans Payroll check cashing Tax refund check cashing Title loans Car Loans Credit Cards Debit Card Financial Services Insurance Payments International Phone Cards Prepaid CardsAddress: 300 S Washington St, Alexandria, VA 22314
Today's Business Hours: 9:00 AM - 5:00 PM
Phone Number: +1 (703) 535-1135
Website: truist.com/locations
Address: 5203 Franconia Rd, Alexandria, VA 22310
Today's Business Hours: 9:00 AM - 5:00 PM
Phone Number: +1 (703) 924-2790
Website: truist.com/locations
Address: 6303 Little River Turnpike #230, Alexandria, VA 22312
Phone Number: +1 (703) 941-5626
Address: 4514 Sawgrass Ct, Alexandria, VA 22312
Phone Number: +1 (703) 928-3456
Website: barsanacapital.com/contact.html
Address: 510 King St, Alexandria, VA 22314
Phone Number: +1 (703) 535-5787
Address: 2121 Eisenhower Ave, Alexandria, VA 22314
Phone Number: +1 (703) 518-3160
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Business loans Alternative Investments Brokerage Accounts Care Insurance Finance Planning Financial Advice Financial Advising Financial Advisors Financial Planning Financial Solutions Home Loans Home Personal Finance Investment Adviser Investment Recommendations Investments Advisory Investments Banking Investments Home Investor Relations Personalized Solutions Retirement Home Retirement Plans Tax Planning Tax PreparationShort-term loans are financial products designed to meet immediate monetary needs, and they come in several types to suit different requirements. Personal loans are unsecured and can be used for a variety of purposes; they're typically characterized by higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the principal and interest in regular intervals over a set period, thus offering predictability in budgeting. Title loans are secured loans where the borrower uses their vehicle title as collateral, often featuring swift approval but with the risk of losing the car if unable to repay the loan. Each type serves specific situations and varies in terms of interest rates, repayment terms, and eligibility requirements.
Short-term personal loans are designed for individuals needing quick access to funds for personal expenses. They usually have a short repayment period, often ranging from a few weeks to a year. These loans are generally unsecured, meaning they don't require collateral, but as a result, they may come with higher interest rates compared to secured loans. Ideal for unexpected expenses or small cash flow needs, they provide flexibility and ease, making them a popular choice for those who can repay the loan quickly.
Installment loans are another type of short-term loan that borrowers can consider. Unlike payday loans, which often require full repayment within a short period, installment loans split the amount borrowed over a series of scheduled payments. This arrangement can make it easier for borrowers to manage the repayment process without straining their finances. Rates and terms can vary greatly, so it's essential to research lenders and compare options. Lenders such as Upstart and LendingClub are frequently cited as the best for installment loans due to their personalized service and reasonable terms.
Title loans allow borrowers to use their vehicle's title as collateral to secure a loan, making them easy to qualify for, often without a credit check. However, they come with higher interest rates and the risk of losing the vehicle if the loan is not repaid. Among title loan providers, LoanMart is a well-known option, offering competitive rates and flexible terms to assist borrowers in managing their short-term cash flow needs, while allowing them to retain use of their vehicle during the loan period.
Virginia enforces specific regulations for short-term loans to protect consumers and ensure fair lending practices. The state has set a maximum short-term loan amount of $2500 with a minimum four-month term and a maximum 24-month term. The Annual Percentage Rate (APR) for short-term loans in Virginia is capped at 36%, with a maximum loan fee of 20% of the loan amount and a verification fee not exceeding $5. This regulatory framework aims to prevent excessive debt and the cycle of borrowing that can occur with higher-cost loans.
Borrowers in Virginia must meet certain eligibility criteria to qualify for short-term loans, including being at least 18 years old, having a regular source of income, and possessing an active checking account. Lenders are required to provide clear and understandable terms and must ensure borrowers can repay the loan. These regulations are applicable statewide, ensuring that all short-term loan transactions in Virginia are conducted within these guidelines, thereby safeguarding the interests of the borrowers across the state.
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Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.
A short-term loan is a type of credit that is typically repaid within a short period, usually under a year. These loans are designed to provide quick access to funds for unexpected expenses or financial emergencies and often come with higher interest rates compared to long-term loans.
Yes, you can still qualify for a short-term loan even with bad credit. Many lenders focus on your current financial situation and ability to repay rather than your credit history. Keep in mind that loans for individuals with bad credit might come with higher interest rates.
Same-day loans are a type of short-term loan that aims to provide funds to borrowers on the same day they apply. These loans are convenient for those who need immediate financial assistance, but may carry higher fees and interest rates due to the rapid processing time.
Short-term loans are a common form of short-term loan where the borrower is expected to repay the loan on their next payday. These loans are typically small, high-interest loans that are easy to obtain but can lead to a cycle of debt if not managed carefully.
Short-term loans can be beneficial, but they also come with risks. High interest rates and short repayment periods can create a debt cycle if not managed properly. It's crucial to borrow only what you need and have a clear repayment plan to avoid financial strain.
Applying for a short-term loan typically involves filling out a loan application, either online or in-person, providing necessary financial information and documentation. After submission, the lender will assess your application and, if approved, disburse the funds to your account.
Before taking out a short-term loan, consider the loan's total cost, including interest rates, fees, and repayment terms. Ensure that you have a reliable repayment strategy and only borrow the amount you need to avoid excessive debt.
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