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Apply Online for Short-term Loans in Ashland

Need cash fast? That's where short-term loans come in! Life’s unexpected expenses can throw your budget off balance. Those unplanned bills and emergencies can keep you up at night. But don't worry! Our Best Cash Advance Short-term Loans service is the quick, reliable solution you need. Designed to help you overcome financial hiccups without the stress, you’ll find the cash you need right at your fingertips. Get back to your day with peace of mind and a secure financial future. Apply now and move past your financial hurdles with ease!

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Apply Online for Short-term Loans in Ashland

Truist
Bank
2.30
4 reviews

Address: 9707 Sliding Hill Rd, Ashland, VA 23005

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (804) 550-2665

Website: truist.com/locations

Truist
Bank
1.30
4 reviews

Address: 700 England St, Ashland, VA 23005

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (804) 798-9171

Website: truist.com/locations

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized to cover essential expenses from various local service providers, ensuring the swift resolution of urgent needs. For instance, these funds can address medical bills, offer financial relief for necessary legal services, or facilitate car repairs. Additionally, the loan can be allocated towards urgent funeral costs or essential appliance repairs, providing much-needed support in times of immediate financial pressure.

Car Repair and Service
15172 Washington Highway, Ashland, VA 23005
+1 (804) 227-2267
Car Wash
9444 Atlee Commerce Boulevard, Ashland, VA 23005
+1 (804) 550-1990
Club & Association
212 England Street, Ashland, VA 23005
+1 (804) 798-9446
College/University
204 Henry Street, Ashland, VA 23005
+1 (804) 752-7223
Community Center
10446 Lakeridge Parkway, Ashland, VA 23005
+1 (804) 299-2908
Dentist
130 Thompson Street, Ashland, VA 23005
+1 (804) 798-2776
Fast Food
806-a England Street, Ashland, VA 23005
Fitness Club & Center
431 England Street, Ashland, VA 23005
+1 (804) 317-6740
General Practitioner
201 N Washington Hwy, Ashland, VA 23005
+1 (804) 798-1092
Government Office
401 England Street, Ashland, VA 23005
+1 (804) 368-7364
Hotel
103 North Carter Road, Ashland, VA 23005
Library
201 South Railroad Avenue, Ashland, VA 23005
+1 (804) 798-4072
Local Post Office
10030 Sliding Hill Road, Ashland, VA 23005
+1 (800) 275-8777
Museum
Ashcake Road, Ashland, VA 23005
Pharmacy
9714 Sliding Hill Road, Ashland, VA 23005
+1 (318) 368-3280

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

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Ashland ZIP Codes

23005