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Best Online Short-term Loans in Woodbridge

Need cash fast? Life's unexpected expenses can shake up your plans. Short-term loans might just be the quick fix you seek. When emergencies disrupt your flow, the stress can feel overwhelming. Our "Best Cash Advance Short-term Loans" service provides a lifeline, offering financial relief when you need it most. Designed with your urgency in mind, we ensure a smooth process and swift turnaround. So, say goodbye to sleepless nights and let us handle the rest. Experience the peace of mind that our short-term loans can bring, and reclaim control over your finances today!

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Best Online Short-term Loans in Woodbridge

DNV Check Cashing Woodbridge- Cambio de cheques
Check cash
4.90
10 reviews

Address: 14087 Jefferson Davis Hwy #109, Woodbridge, VA 22191

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (571) 398-0154

Website: dnvinc.com

Services:

Bill paying Business check cashing Cashier's checks Government benefits check cashing Money orders Money transfers Payroll check cashing Tax refund check cashing Car Loans Credit Cards Debit Card Financial Services Insurance Payments International Phone Cards Prepaid Cards
ACE Cash Express
Loan agency
4.80
25 reviews

Address: 1964 Daniel Stuart Square, Woodbridge, VA 22191

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (703) 494-1890

Website: acecashexpress.com/locations/virginia/woodbridge/626

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Loan Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Check Into Cash
Financial institution
3.50
6 reviews

Address: 16697 River Ridge Blvd, Woodbridge, VA 22191

Phone Number: +1 (703) 445-9105

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Term Loans
Truist
Bank
3.40
6 reviews

Address: 14091 Jefferson Davis Hwy, Woodbridge, VA 22191

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (703) 497-2766

Website: truist.com/locations

Truist
Bank
2.90
10 reviews

Address: 13920 Noblewood Plaza, Woodbridge, VA 22193

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (703) 580-9246

Website: truist.com/locations

Truist
Bank
1.90
7 reviews

Address: 2089 Daniel Stuart Square, Woodbridge, VA 22191

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (703) 497-4479

Website: truist.com/locations

Visa Inc
Loan agency

Address: 14523 Jefferson Davis Hwy, Woodbridge, VA 22191

Phone Number: +1 (703) 910-7760

Alternatives to Short-term Loans in Woodbridge

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Liberty Tax
5.00
10 reviews

Short-term loans can be a convenient option for individuals in need of quick financial assistance, and one of the best personal loans for short-term use is often provided by credit unions or online lenders. These loans usually have a fixed interest rate and are unsecured, meaning they do not require collateral. They are ideal for covering unexpected expenses or emergencies due to their quick approval process and immediate fund availability. It is crucial to compare various lenders to find competitive rates and terms suitable for the borrower's financial situation.

Best Installment Loan

Global Debt Solutions
0.00
0 reviews

Installment loans are another type of short-term loan where the best options are characterized by their predictable repayment schedules and reasonable interest rates. These loans are repaid over several installments, making them a suitable choice for borrowers who prefer consistent monthly payments. The application process for installment loans is generally hassle-free, and they can be secured or unsecured, providing flexibility for borrowers who need to manage unexpected expenses while maintaining financial stability.

Best Car Title Loan

Auto Finance Center LLC
4.80
47 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral. Usually short in duration, often 30 days, these loans allow individuals to borrow a percentage of their car's value. While providing fast access to cash and minimal requirements, title loans can be risky due to their high cost and potential to lose the vehicle if the loan is not repaid. Typically, these loans are sought by individuals with poor credit who may not qualify for other types of financing, but borrowers must carefully consider their ability to make payments before opting for this type of loan.

Loan Regulations in Virginia

Virginia enforces specific regulations for short-term loans to protect consumers and ensure fair lending practices. The state has set a maximum short-term loan amount of $2500 with a minimum four-month term and a maximum 24-month term. The Annual Percentage Rate (APR) for short-term loans in Virginia is capped at 36%, with a maximum loan fee of 20% of the loan amount and a verification fee not exceeding $5. This regulatory framework aims to prevent excessive debt and the cycle of borrowing that can occur with higher-cost loans.

Borrowers in Virginia must meet certain eligibility criteria to qualify for short-term loans, including being at least 18 years old, having a regular source of income, and possessing an active checking account. Lenders are required to provide clear and understandable terms and must ensure borrowers can repay the loan. These regulations are applicable statewide, ensuring that all short-term loan transactions in Virginia are conducted within these guidelines, thereby safeguarding the interests of the borrowers across the state.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Asian Restaurant
Woodbridge, VA 22191
+1 (571) 398-6093
Car Accessories
847 Highams Court, Woodbridge, VA 22191
+1 (703) 499-9442
Car Wash
4741 South Park Court, Woodbridge, VA 22193
+1 (703) 763-3923
Club & Association
14300 Veterans Drive, Woodbridge, VA 22191
+1 (703) 491-5553
College/University
15200 Neabsco Mills Rd, Woodbridge, VA 22191
+1 (703) 878-5700
Community Center
15101 Potomac Town Place, Woodbridge, VA 22191
+1 (703) 580-4816
Dentist
4421 Dale Boulevard, Woodbridge, VA 22193
+1 (703) 680-2070
Doctor
2280 Opitz Boulevard, Woodbridge, VA 22191
+1 (703) 494-1144
Government Office
Westminister Lane, Woodbridge, VA 22193
+1 (703) 672-1120
Hobby Shop
14000 Shoppers Best Way, Woodbridge, VA 22192
+1 (571) 989-1438
Hospital
13875 Hedgewood Drive, Woodbridge, VA 22193
+1 (703) 434-3633
Hotel
2621 Prince William Parkway, Woodbridge, VA 22192
+1 (703) 496-4596
Library
2201 Opitz Boulevard, Woodbridge, VA 22191
+1 (703) 792-8330
Local Post Office
12541 Dillingham Square, Woodbridge, VA 22192
+1 (800) 275-8777
Movie Theater
15200 Potomac Town Place, Woodbridge, VA 22191
+1 (571) 260-4413

FAQ

What are short-term loans?

Short-term loans are financial products that allow borrowers to access a small amount of money quickly, typically to cover unexpected expenses. These loans usually have a higher interest rate compared to traditional loans and must be repaid within a short timeframe, usually from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan even with bad credit. Many lenders offer loans specifically catered to individuals with less-than-perfect credit histories. However, interest rates and fees may be higher for these borrowers compared to those with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide you with funds quickly, often within the same day you apply. These loans are particularly useful for emergencies where immediate funds are needed. Approval rates can be high, but the convenience of fast access usually comes with higher costs.

How do short-term loans work?

Short-term loans are short-term, high-interest loans that are typically due on your next payday. They are popular for their convenience and speed, but they often come with significant fees and interest rates. It’s important to only borrow the amount you can afford to repay promptly to avoid additional charges.

Are there any risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. These include high-interest rates, short repayment terms, and the potential for falling into a cycle of debt if you are unable to repay the loan on time. It’s crucial to fully understand the terms and conditions before taking out a short-term loan.

What should I consider before taking a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including interest and fees, your ability to repay it on time, and whether you truly need the loan for an urgent expense. It is also essential to compare different lenders to find the most favorable terms and conditions.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically fill out an application online or visit a lender’s physical location. You will need to provide personal and financial information such as your income, employment details, and bank account information. Once the application is approved, the funds are usually disbursed quickly, often within the same day.

Find Short-term Loans Near Me

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Woodbridge ZIP Codes

22191
22192
22193
22194
22195