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Best Online Short-term Loans in Fort Wayne

Need cash in a hurry? A financial bind doesn't have to stress you out. Short-term loans are your quick and easy fix! We understand the frustration of unexpected expenses, feeling stuck, and having no way out. Luckily, our Best Cash Advance Short-term Loans offer a fast, reliable solution to get you back on track. Whether it's an emergency repair or a sudden bill, we’re here to help you bridge the gap with flexibility and speed. You deserve a hassle-free way to manage life's surprises. Let us help you find the stability you need.

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Best Online Short-term Loans in Fort Wayne

My City Personal Loans
Loan agency
5.00
9 reviews

Address: 1103 Goshen Ave, Fort Wayne, IN 46808

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (260) 377-3095

Website: mycitypl.com/locations/fort-wayne

Lumberjack Legal Finance
Financial institution
5.00
6 reviews

Address: 3911 Tarrington Dr, Fort Wayne, IN 46815

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (833) 586-2375

Website: wechopfees.com

Eagle Finance
Loan agency
4.90
19 reviews

Address: 279 E Coliseum Blvd, Fort Wayne, IN 46805

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (260) 247-6000

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Heights Finance
Loan agency
4.90
10 reviews

Address: 2468 Getz Rd, Fort Wayne, IN 46804

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (260) 432-1289

Website: heightsfinance.com/loan-office-location/heights-finance-in-fort-wayne

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan Secured Borrowing Student Loans Unsecured Borrowing Vehicle Financing
World Finance
Loan agency
4.90
10 reviews

Address: 281 E Coliseum Blvd, Fort Wayne, IN 46805

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (260) 222-2182

Website: loansbyworld.com/locations/indiana/fort-wayne/46805/2034

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
ACE Cash Express
Loan agency
4.80
18 reviews

Address: 1575 Goshen Ave, Fort Wayne, IN 46808

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (260) 471-2274

Website: acecashexpress.com/locations/indiana/fort-wayne/2551

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solutions Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Advance America
Financial institution
4.80
10 reviews

Address: 6716 E State Blvd, Fort Wayne, IN 46815

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (260) 749-6431

Website: advanceamerica.net/store-locations/indiana/6716-east-state-boulevard-fort-wayne-46815

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Terms Finance Unsecured Loans
Mariner Finance
Loan agency
4.70
10 reviews

Address: 530 E Coliseum Blvd, Fort Wayne, IN 46805

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (260) 222-9260

Website: marinerfinance.com/locations/indiana/mariner-finance-location-in-ft.-wayne-in

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
OneMain Financial
Loan agency
4.70
9 reviews

Address: 7619 N Southtown Crossing, Fort Wayne, IN 46816

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (260) 447-5506

Website: onemainfinancial.com/branches/in/fort-wayne/46816/401

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
3Rivers East State Village
Financial institution
4.40
10 reviews

Address: 1130 E State Blvd, Fort Wayne, IN 46805

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (260) 490-8328

Website: 3riversfcu.org

3Rivers West Jefferson
Financial institution
4.00
10 reviews

Address: 8080 W Jefferson Blvd, Fort Wayne, IN 46804

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (260) 490-8328

Website: 3riversfcu.org

CheckSmart
Loan agency
3.70
3 reviews

Address: 212 E Rudisill Blvd, Fort Wayne, IN 46806

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (260) 456-3338

Website: ccfi.com/checksmart

Services:

Business check cashing Business loans Business tax preparation Cash for gift cards Flex loans Installment loans Payday loans Signature loans Title loans Express Loan Notary Services Online Apply Prepaid Cards Tax Services Western Union
OneMain Financial
Loan agency
3.60
5 reviews

Address: 10353 Illinois Rd, Fort Wayne, IN 46814

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (260) 483-0021

Website: onemainfinancial.com/branches/in/fort-wayne/46814/4388

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Holiday Loan Home Improvements Lending Solutions Loan Insurance Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Unsecured Loan Vacation Loans Wedding Loans
Kitch Acceptance Corporation
Loan agency
2.40
10 reviews

Address: 130 W Main St #100, Fort Wayne, IN 46802

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (260) 424-1673

Website: kitchcompanies.com

Services:

Business loans Installment loans Signature loans Title loans Auto Loans Car Repairs Consumer Loan Debt Consolidation Disability Insurance Financial Services Life Insurance Small Loan
Loan Zone
Loan agency

Address: 539 Coliseum Blvd S, Fort Wayne, IN 46805

Phone Number: +1 (260) 484-0517

United Co Lending Corporation
Loan agency

Address: 6307 Constitution Dr, Fort Wayne, IN 46804

Phone Number: +1 (260) 436-9494

Alternatives to Short-term Loans in Fort Wayne

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

260 Mortgage Team - Hallmark Home Mortgage
5.00
10 reviews

Personal loans are a versatile option for short-term borrowing that can be used for a variety of purposes such as consolidating debt, unexpected expenses, or a major purchase. These loans are typically unsecured, meaning you don't need to provide collateral, and they often feature fixed interest rates and repayment terms. Some lenders offer personal loans with fast approval and funding, making them a convenient choice for borrowers in need of quick cash. The flexibility and ease of access make personal loans a popular option among those seeking short-term financial solutions.

Best Installment Loan

3Rivers Northland
4.20
10 reviews

Installment loans are a favorable choice for borrowers who require a structured repayment plan spread over a set period. These loans might be secured or unsecured, and they usually come with fixed interest rates. The predictability of fixed monthly payments can help individuals manage their budgets effectively. Borrowers can use installment loans for various purposes such as home improvement, medical expenses, or significant purchases. When seeking the best installment loans, it's crucial to consider the annual percentage rate (APR) and the loan's flexibility regarding additional payments or potential fees.

Best Car Title Loan

Doug Carroll, Mortgage Loan Officer
5.00
10 reviews

Title loans, secured by the borrower's vehicle title, are a fast and convenient option for those who own a car and need immediate cash. By using the car title as collateral, lenders can offer loans even to those with less than stellar credit scores. However, because the loan is secured, failure to repay can result in the loss of the vehicle. Thus, the best title loans are those that strike a balance between quick access to funds and fair terms, including reasonable interest rates and manageable repayment plans, allowing borrowers to meet their financial needs without falling into a cycle of debt.

Loan Regulations in Indiana

In Indiana, short-term loan regulations are designed to balance accessibility with borrower protection. The state allows a maximum short-term loan amount of $550, which should not exceed 20% of the borrower’s monthly gross income. The loan terms are somewhat flexible, ranging from 14 days to a maximum of 31 days. When it comes to fees and interest rates, lenders in Indiana are permitted to charge 15% for the first $250 of a loan, 13% for amounts between $251 and $400, and 10% for amounts between $401 and $550. This tiered fee structure is unique to Indiana, making it important for borrowers to understand how much they will be charged based on the loan amount.

Eligibility criteria for obtaining a short-term loan in Indiana are standard; applicants must be at least 18 years old, have a steady source of income, and possess a valid bank account. Additional requirements might vary between lenders.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Car Wash
3230 West Coliseum Boulevard, Fort Wayne, IN 46808
+1 (260) 471-3049
Club & Association
1301 Ewing Street, Fort Wayne, IN 46802
+1 (260) 482-6400
College/University
1025 West Rudisill Boulevard, Fort Wayne, IN 46807
Community Center
1510 Fairfield Avenue, Fort Wayne, IN 46802
+1 (260) 267-0075
Dentist
7910 West Jefferson Boulevard, Fort Wayne, IN 46804
+1 (260) 918-2138
Fast Food
4515 Maplecrest Road, Fort Wayne, IN 46835
Fitness Club & Center
829 Lawrence Drive, Fort Wayne, IN 46804
+1 (260) 444-5722
Government Office
Ardmore Avenue, Fort Wayne, IN 46809
+1 (260) 747-4154
Hospital
7802 West Jefferson Boulevard, Fort Wayne, IN 46804
+1 (260) 999-6924
Hotel
5925 Ellison Road, Fort Wayne, IN 46804
+1 (260) 432-2427
Library
2101 East Coliseum Boulevard, Fort Wayne, IN 46805
+1 (260) 481-6514
Movie Theater
2524 Merivale Street, Fort Wayne, IN 46805
+1 (260) 484-1029
Museum
1201 Spy Run Avenue, Fort Wayne, IN 46805
+1 (260) 437-2836
Pharmacy
425 East Dupont Road, Fort Wayne, IN 46825
+1 (260) 490-3447
Post Office
921 East Dupont Road, Fort Wayne, IN 46825
+1 (260) 490-2800

FAQ

What are short-term loans?

Short-term loans are financial products designed to be repaid relatively quickly, typically ranging from a few weeks to a few months. They are often used to cover unexpected expenses or bridge financial gaps until the next payday.

Can I get a short-term loan with bad credit?

Yes, it's possible to obtain a short-term loan even with bad credit. Many lenders offer products specifically tailored for individuals with less-than-perfect credit scores. However, interest rates might be higher compared to those for individuals with good credit.

What is a same-day loan?

A same-day loan is a type of short-term loan where the application, approval, and funding process are expedited so that the borrower receives the funds on the same day they apply. These loans are useful in urgent financial situations.

Are short-term loans the same as short-term loans?

Short-term loans are a type of short-term loan. They are typically due on the borrower's next payday and are known for their high-interest rates and fees. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

How can I apply for a short-term loan?

You can apply for a short-term loan through various lenders, including banks, credit unions, and online lenders. The application process usually involves submitting personal, financial, and employment information, and it can often be completed online.

What are the typical requirements to qualify for a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a steady source of income, be a resident of the country where you're applying, and have a valid bank account. Specific requirements can vary between lenders.

What are the risks associated with short-term loans?

The risks of short-term loans include high-interest rates, potential for debt cycles if not repaid on time, and additional fees and charges. It's essential to understand the terms and ensure you can repay the loan by the due date to avoid financial challenges.

Find Short-term Loans Near Me

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Fort Wayne ZIP Codes

46774
46801
46802
46803
46804
46805
46806
46807
46808
46809
46814
46815
46816
46818
46819
46825
46835
46845
46850
46851
46852
46853
46854
46855
46856
46857
46858
46859
46860
46861
46862
46863
46864
46865
46866
46867
46868
46869
46885
46895
46896
46897
46898
46899