Home page Lafayette

Best Online Short-term Loans in Lafayette

Struggling with unexpected expenses? It's stressful when surprise costs hit your wallet. That’s where our Best Cash Advance Short-term Loans come in. We understand the financial pressures of unplanned expenses and offer quick and easy solutions. Bypass the lengthy bank processes; our short-term loans are designed to provide immediate financial relief. Get fast cash without the hassle, so you can focus on what truly matters. Discover the ease of addressing financial hiccups with our streamlined service tailored just for you. Let us be the bridge to your financial well-being today!

Table of content
Jump to

Best Online Short-term Loans in Lafayette

Mariner Finance
Loan agency
5.00
10 reviews

Address: 2605 Maple Point Dr, Lafayette, IN 47905

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (765) 449-0909

Website: marinerfinance.com/locations/indiana/mariner-finance-location-in-lafayette-in

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinance Auto Refinancing Loans Auto Repairs Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Easy Loan Fha Loans Finance A Used Car Financial Services Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Used Vehicle Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
Heights Finance
Loan agency
5.00
11 reviews

Address: 3613 S 18th St, Lafayette, IN 47909

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (765) 471-1246

Website: heightsfinance.com/loan-office-location/heights-finance-in-lafayette

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan Secured Borrowing Student Loans Unsecured Borrowing Vehicle Financing
World Finance
Loan agency
5.00
12 reviews

Address: 2535 Maple Point Dr, Lafayette, IN 47905

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (765) 446-1357

Website: loansbyworld.com/locations/indiana/lafayette/47905/2004

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Build Credit Car Repairs Home Improvement Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Refund Anticipation Tax Returns
Lending Hand Inc
Loan agency

Address: 3635 IN-38 A, Lafayette, IN 47905

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (765) 449-0004

Website: lendinghandinc.com

Services:

Cash for gift cards Payday loans Signature loans Check Cashing Gold Buying Personal Checks Short Term Small Loans
Advance America
Financial institution
4.80
10 reviews

Address: 3540 IN-38 Ste. 706, Lafayette, IN 47905

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (765) 446-9405

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Cash Loans,LLC
Loan agency
4.20
10 reviews

Address: 604 Sagamore Pkwy N, Lafayette, IN 47904

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (765) 838-2110

Website: business.google.com/site/l/09495094418263189564

Services:

Cash for gift cards Flex loans Installment loans Microloans Signature loans Title loans Pawn
Advance America
Financial institution
4.00
5 reviews

Address: 35 Beck Ln Ste 103, Lafayette, IN 47909

Phone Number: +1 (765) 471-0516

Services:

Business loans Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Plan Financial Solutions Higher Loan Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card New Loan Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans
Farm Credit Mid-America
Financial institution
3.50
2 reviews

Address: 421 Meijer Dr, Lafayette, IN 47905

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (765) 446-0809

Website: e-farmcredit.com

Services:

Ag Lending Agricultural Financing Agricultural Lending Agriculture Real Estate Loans Appraisal Services Business Loans Business Online Banking Commercial Lending Crop Insurance Equipment Financing Equipment Loans Farm Cash Management® Farm Credit Farm Loans Financial Services Floating Rate Loans Home Mortgages Leasing Mobile Banking Operating Line Of Credit Operating Loans Personal Loans Risk Management Short Term Loans Technology Services
CNAC
Loan agency
2.30
2 reviews

Address: 575 Sagamore Pkwy S, Lafayette, IN 47905

Phone Number: +1 (800) 252-1111

Alternatives to Short-term Loans in Lafayette

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

Ruoff Mortgage
5.00
10 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Best Installment Loan

OneMain Financial
3.90
10 reviews

Installment loans represent another category of short-term loans that allow borrowers to repay the loan amount in scheduled payments over a predetermined period. These loans are ideal for individuals who require a larger amount of money than what payday loans typically offer and prefer a structured repayment plan. Installment loans usually have more manageable interest rates compared to payday loans. This option is suitable for covering larger purchases, significant expenses, or refinancing other high-interest debt. The terms and conditions vary widely based on lender policies and borrower creditworthiness.

Best Car Title Loan

Columbia Title
3.00
8 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in Indiana

In Indiana, short-term loan regulations are designed to balance accessibility with borrower protection. The state allows a maximum short-term loan amount of $550, which should not exceed 20% of the borrower’s monthly gross income. The loan terms are somewhat flexible, ranging from 14 days to a maximum of 31 days. When it comes to fees and interest rates, lenders in Indiana are permitted to charge 15% for the first $250 of a loan, 13% for amounts between $251 and $400, and 10% for amounts between $401 and $550. This tiered fee structure is unique to Indiana, making it important for borrowers to understand how much they will be charged based on the loan amount.

Eligibility criteria for obtaining a short-term loan in Indiana are standard; applicants must be at least 18 years old, have a steady source of income, and possess a valid bank account. Additional requirements might vary between lenders.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

Car Repair and Service
178 Sagamore Parkway South, Lafayette, IN 47905
+1 (765) 449-2800
Car Wash
2626 South 30th Street, Lafayette, IN 47909
+1 (765) 477-7873
Club & Association
3318 South Street, Lafayette, IN 47904
+1 (765) 464-6810
College/University
1200 South Street, Lafayette, IN 47901
+1 (765) 742-6302
Community Center
1201 North 18th Street, Lafayette, IN 47904
+1 (765) 742-0191
Dentist
2550 Elmwood Avenue, Lafayette, IN 47904
Do-It-Yourself Centers
311 Sagamore Parkway North, Lafayette, IN 47904
+1 (765) 446-1946
Fast Food
3561 Promenade Parkway, Lafayette, IN 47909
Fitness Club & Center
917 Sagamore Parkway West, West Lafayette, IN 47906
+1 (765) 463-2200
General Practitioner
5 Executive Drive, Lafayette, IN 47905
+1 (765) 446-5144
Government Office
800 Golfview Road, Lafayette, IN 47904
+1 (765) 476-4588
Hospital
2403 Loy Drive, Lafayette, IN 47909
+1 (765) 250-3679
Hotel
4110 South Street, Lafayette, IN 47905
Library
208 West Columbia Street, West Lafayette, IN 47906
+1 (765) 743-2261
Movie Theater
3525 McCarty Lane, Lafayette, IN 47905
+1 (765) 449-7469

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

Find Short-term Loans Near Me

Jump to city name:

AlbanyAlexandriaAndersonAngolaAtticaAuburnAuroraAvillaAvonBainbridgeBargersvilleBatesvilleBathBedfordBeech GroveBerneBicknellBloomfieldBloomingtonBlufftonBoonvilleBoswellBourbonBranchBrazilBremenBristolBrookstonBrookvilleBrownsburgBrownstownBurlingtonBurnettsvilleBurns HarborButlerCambridge CityCambyCarmelCayugaCedar LakeCenter PointCentervilleChandlerCharlestownChestertonChrisneyChurubuscoCiceroCityClarksvilleClay CityClintonCloverdaleCoatesvilleColumbia CityColumbusConnersvilleConverseCorydonCovingtonCraneCrawfordsvilleCrothersvilleCrown PointCulverDaleDalevilleDameDanvilleDe MotteDecaturDelphiDillsboroDuboisDuggerDunkirkDyerEast ChicagoEckertyEdinburghElberfeldElkhartEllettsvilleElwoodEvansvilleFairmountFarmersburgFerdinandFishersFloraFloyds KnobsFort BranchFort WayneFortvilleFountain CityFowlerFrancesvilleFrankfortFranklinFranktonFreelandvilleFremontFrench LickFriendshipGarrettGaryGas CityGeorgetownGoodlandGoshenGosportGrabillGrandviewGrangerGreencastleGreenfieldGreens ForkGreensburgGreentownGreenwoodGriffithGrissom Joint Air Reserve BaseHagerstownHammondHanoverHarlanHartford CityHaubstadtHebronHenryvilleHighlandHoaglandHobartHollandHoltonHoweHuntertownHuntingburgHuntingtonIndianapolisIngallsJamestownJasonvilleJasperJeffersonvilleKendallvilleKentlandKewannaKirklinKnightstownKnobsKnoxKokomoKoutsLa PazLa PorteLadogaLafayetteLagrangeLake StationLake VillageLanesvilleLaottoLapelLawrenceLawrenceburgLebanonLeoLigonierLindenLintonLiztonLogansportLoogooteeLosantvilleLowellLynnLynnvilleMadisonManchesterMarengoMarionMarkleMartinsvilleMccordsvilleMedaryvilleMedoraMellottMerrillvilleMichigan CityMichigantownMiddleburyMiddletownMilanMilfordMillersburgMishawakaMitchellMononMontereyMontgomeryMonticelloMooresvilleMorgantownMoroccoMulberryMuncieMunsterNapoleonNappaneeNashvilleNew AlbanyNew CarlisleNew CastleNew HarmonyNew HavenNew PalestineNew ParisNew RossNew SalisburyNew WashingtonNewburghNoblesvilleNoraNorth JudsonNorth LibertyNorth ManchesterNorth SalemNorth VernonNorth WebsterNotre DameOakland CityOdonOraOrleansOsgoodOssianOtterbeinOxfordPaoliParagonPendletonPeruPetersburgPiercetonPittsboroPlainfieldPlymouthPointPortagePorterPortlandPoseyvillePrincetonRemingtonRensselaerRichland CityRichmondRising SunRoachdaleRoannRoanokeRochesterRockportRockvilleRoselawnRossvilleRushvilleRussellvilleRussiavilleSalemSanta ClausScherervilleScottsburgSeelyvilleSellersburgSeymourShelbyvilleSheridanShipshewanaSilver LakeSouth BendSouth WhitleySpeedwaySpencerSt BerniceSt JohnSt MeinradStilesvilleStrohSullivanSunmanSwayzeeSyracuseTell CityTerre HauteThorntownTiptonTopekaTownshipTrafalgarTwelve MileUnion CityUplandValparaisoVeedersburgVernonVersaillesVevayVincennesWabashWadesvilleWakarusaWalkertonWaltonWanatahWarrenWarsawWashingtonWayneWaynetownWest College CornerWest HarrisonWest LafayetteWest Terre HauteWestfieldWestportWestvilleWheatfieldWhitelandWhitestownWhitingWilliamsportWinamacWinchesterWinona LakeWolcottWolcottvilleWoodburnWorthingtonYorktownZionsville

Lafayette ZIP Codes

47901
47902
47903
47904
47905
47909