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Apply Online for Short-term Loans in Portage

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Apply Online for Short-term Loans in Portage

OneMain Financial
Loan agency
4.20
10 reviews

Address: 3175 Willowcreek Rd, Portage, IN 46368

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (219) 763-4967

Website: onemainfinancial.com/branches/in/portage/46368/444

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

American Restaurant
6171 US Highway 20, Portage, IN 46368
+1 (219) 764-0311
Car Repair and Service
1000 Riverwalk Drive, Portage, IN 46368
+1 (888) 758-4389
Car Wash
6393 Central Avenue, Portage, IN 46368
+1 (219) 762-7811
Club & Association
5925 Stone Avenue, Portage, IN 46368
+1 (219) 763-3389
College/University
5391 Central Avenue, Portage, IN 46368
+1 (219) 841-6875
Community Center
3391 Airport Road, Portage, IN 46368
+1 (219) 462-2400
Concert Hall
2524 Portage Mall, Portage, IN 46368
Dentist
6280 West Main Street, Portage, IN 46368
+1 (219) 734-6745
Doctor
3190 Lancer Street, Portage, IN 46368
+1 (219) 764-3600
Government Office
3484 Airport Road, Portage, IN 46368
+1 (219) 762-1623
Hospital
3630 Willowcreek Road, Portage, IN 46368
+1 (219) 364-3000
Hotel
6295 Melton Road, Portage, IN 46368
+1 (219) 734-6000
Library
2670 Lois Street, Portage, IN 46368
+1 (219) 762-0101
Mobile Phone Shop
6149 US Highway 6, Portage, IN 46368
+1 (219) 762-5047
Movie Theater
6550 American Way, Portage, IN 46368
+1 (219) 764-2550

FAQ

What is a short-term loan?

A short-term loan is a type of financing where the borrower is expected to repay the loan amount, along with any interest or fees, within a short period, typically within a few weeks to a few months. These loans are often used to cover unexpected expenses or financial gaps until the borrower's next paycheck.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often referred to as bad-credit loans. However, interest rates and fees might be higher compared to those offered to borrowers with good credit.

Are there same-day loans available?

Yes, same-day loans are available and can be a convenient option in urgent situations. Lenders may offer quick approval and fund disbursement, allowing borrowers to access cash on the same day they apply. It's important to thoroughly review the terms and conditions as these loans typically have higher fees and interest rates.

How do short-term loans work?

Short-term loans are a type of short-term loan where the borrower is required to repay the loan amount on their next payday. Typically, the borrower writes a post-dated check for the loan amount plus fees, or authorizes the lender to electronically withdraw funds from their bank account. These loans are high-interest and can lead to a cycle of debt if not managed carefully.

What are the usual requirements for obtaining a short-term loan?

Although requirements can vary by lender, common requirements for short-term loans include being at least 18 years old, having a regular source of income, and holding an active checking account. Some lenders may also require proof of identification and residency.

What are the risks associated with short-term loans?

Short-term loans often come with high fees and interest rates, which can lead to a cycle of borrowing if not repaid on time. Failure to repay can also result in additional fees, potential damage to your credit score, and legal action from the lender.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically complete an online application on a lender's website, or visit a physical location if available. After providing the necessary information and documentation, the lender will review your application and inform you of their decision, often within a few hours. If approved, funds are usually transferred via direct deposit into your bank account.

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Portage ZIP Codes

46304
46342
46368
46385
46403