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Best Online Short-term Loans in Terre Haute

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Best Online Short-term Loans in Terre Haute

Check `n Go
Loan agency
5.00
10 reviews

Address: 2516 Wabash Ave, Terre Haute, IN 47803

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (812) 235-0067

Website: locations.checkngo.com/indiana/terre-haute/2516-e-wabash-ave-

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Short-Term Loan Cashier's checks
Fast Payday Loans
Loan agency
5.00
6 reviews

Address: 21 Rose Ave, Terre Haute, IN 47803

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (930) 205-2290

Website: fastpdloans.com/locations/terre-haute

OneMain Financial
Loan agency
4.90
8 reviews

Address: 100 S 8th St, Terre Haute, IN 47807

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (812) 232-0211

Website: onemainfinancial.com/branches/in/terre-haute/47807/434

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
Heights Finance
Loan agency
4.90
15 reviews

Address: 2117 Wabash Ave, Terre Haute, IN 47807

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (812) 234-8014

Website: heightsfinance.com/loan-office-location/heights-finance-in-terre-haute

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan Secured Borrowing Student Loans Unsecured Borrowing Vehicle Financing
Advance America
Financial institution
4.80
7 reviews

Address: 3580 S US Hwy 41, Terre Haute, IN 47802

Phone Number: +1 (812) 242-9198

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Consumers Loans Credit Counseling Debit Card Loans Debt Management Electronic Bank Emergency Loans Expanded Loan Fast Cash Loans Financial Loan Financial Plan Financial Services Home Loans Money Orders Money Services Money Transfer Service Money Transfers Moneygram® Services Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan Online Cash Advances Online Lending Online Personal Loan Personal Finances Personal Loans Quick Loan Refinance Loan Refinancing Options Registration Loans Secured Loan Security Short Term Loan Short Term Loans Single Repayment Loan Small Loans Term Lending Unsecured Loans
World Finance
Loan agency
4.70
10 reviews

Address: 320 S 3rd St Ste 2, Terre Haute, IN 47807

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (812) 917-2284

Website: loansbyworld.com/locations/indiana/terre-haute/47807/2020

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Indiana State University FCU
Financial institution
4.40
10 reviews

Address: 444 N 3rd St, Terre Haute, IN 47807

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (812) 234-1021

Website: isucreditunion.com

Morris Plan Co
Bank

Address: 817 Wabash Ave, Terre Haute, IN 47807

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (812) 238-6063

Website: morrisplanco.com

Terre Haute First National
Bank
1.00
3 reviews

Address: 1401 S 3rd St, Terre Haute, IN 47802

Phone Number: +1 (812) 238-6149

Alternatives to Short-term Loans in Terre Haute

Short-term loans offer quick financial solutions and come in various types to suit different needs. Personal loans are unsecured, flexible loan options that typically require a credit check and can be used for various purposes. Installment loans are structured with fixed payments over a set period, providing predictable budgeting for borrowers. Title loans, on the other hand, are secured loans where the borrower's vehicle title is used as collateral, offering rapid cash but with significant risk, as non-repayment can lead to the loss of the vehicle. Each loan type has unique features and requirements, making them suitable for different financial situations.

Best Personal Loan

Bailey & Wood Financial Group
5.00
2 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Car Title Loan

Honey Creek Closings & Title
4.90
6 reviews

Title loans offer a way to secure fast cash by using a vehicle title as collateral, making them an accessible option for borrowers with poor credit histories. These loans typically allow borrowers to continue using their vehicle while repaying the loan, which is beneficial for those who rely on their car for daily activities. However, borrowers should exercise caution, as failure to repay the loan can result in the lender repossessing the vehicle. Title loans generally have higher interest rates and short repayment periods, making them suitable for urgent, short-term needs when other loan types are not accessible.

Loan Regulations in Indiana

In Indiana, short-term loan regulations are designed to balance accessibility with borrower protection. The state allows a maximum short-term loan amount of $550, which should not exceed 20% of the borrower’s monthly gross income. The loan terms are somewhat flexible, ranging from 14 days to a maximum of 31 days. When it comes to fees and interest rates, lenders in Indiana are permitted to charge 15% for the first $250 of a loan, 13% for amounts between $251 and $400, and 10% for amounts between $401 and $550. This tiered fee structure is unique to Indiana, making it important for borrowers to understand how much they will be charged based on the loan amount.

Eligibility criteria for obtaining a short-term loan in Indiana are standard; applicants must be at least 18 years old, have a steady source of income, and possess a valid bank account. Additional requirements might vary between lenders.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Car Wash
1849 South 3rd Street, Terre Haute, IN 47802
+1 (812) 234-4888
Club & Association
5500 Wabash Avenue, Terre Haute, IN 47803
+1 (812) 877-1908
College/University
615 East Springhill Drive, Terre Haute, IN 47802
+1 (812) 232-2121
Community Center
486 1st Avenue, Terre Haute, IN 47807
+1 (812) 232-4627
Concert Hall
2403 Prairieton Road, Terre Haute, IN 47802
Dentist
3309 South 7th Street, Terre Haute, IN 47802
+1 (812) 232-4837
Doctor
6 North 12th Street, Terre Haute, IN 47807
Fast Food
2000 Lafayette Avenue, Terre Haute, IN 47805
Fitness Club & Center
1360 Lafayette Avenue, Terre Haute, IN 47804
+1 (812) 645-6045
Government Office
750 Cherry Street, Terre Haute, IN 47807
+1 (812) 235-1145
Hospital
227 East McCallister Drive, Terre Haute, IN 47802
+1 (812) 234-4315
Hotel
2645 South Joe Fox Street, Terre Haute, IN 47803
+1 (812) 234-3200
Library
626 West National Avenue, West Terre Haute, IN 47885
+1 (812) 232-1113
Local Post Office
3645 South Murphy Street, Terre Haute, IN 47802
+1 (812) 299-9237
Movie Theater
3153 South 3rd Place, Terre Haute, IN 47802
+1 (812) 232-6474

FAQ

What are short-term loans?

Short-term loans are types of financial products designed to help individuals cover urgent expenses. They are typically small amounts of money borrowed with the expectation of repayment in a short period, usually within a few weeks to a few months. Common types of short-term loans include short-term loans, same-day loans, and cash advances.

Can I get a short-term loan with bad credit?

Yes, individuals with bad credit can still qualify for short-term loans. Many lenders specializing in these loans focus less on credit scores and more on your ability to repay the loan. However, the interest rates on such loans may be higher to offset the risk taken by the lender. It's important to carefully assess your repayment ability before taking a bad-credit loan.

How do short-term loans work?

Short-term loans are short-term loans intended to be paid back on the borrower's next payday. They can be a quick solution for urgent financial needs but often come with high interest rates and fees. Borrowers are required to repay the loan in full when they receive their next paycheck, making it crucial to plan for repayment to avoid additional fees.

What is a same-day loan?

A same-day loan is a type of short-term loan that allows borrowers to receive funds on the same day they apply. These loans are beneficial for emergencies when immediate cash is needed. Approval processes are usually swift, with requirements varying by lender. It's essential to review the terms and conditions before proceeding with a same-day loan.

What are the risks of short-term loans?

While short-term loans can be helpful for immediate financial needs, they come with risks such as high interest rates and fees, which can lead to a cycle of debt if not managed wisely. Borrowers should ensure they can repay the loan by the due date and consider alternative funding options if possible. Failure to repay on time can negatively impact credit scores and lead to additional financial difficulties.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your financial situation. Generally, short-term loans range from a few hundred to a few thousand dollars. It's crucial to borrow only what you need and can repay gracefully to avoid excessive debt.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, evaluate your financial situation to ensure you can afford the loan repayment. Compare different lenders for interest rates, fees, and terms. Read the fine print carefully and avoid lenders with hidden charges. Finally, consider whether alternative funding sources, like borrowing from friends, family, or using savings, can better meet your needs.

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Terre Haute ZIP Codes

47801
47802
47803
47804
47805
47807
47808
47809
47811
47812