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Best Online Short-term Loans in Colorado Springs

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in Colorado Springs

Island View Private Loan Fund
Financial institution

Address: 102 S Tejon St #1100, Colorado Springs, CO 80903

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (719) 900-5400

Freedom Private Money - Hard Money Lender
Loan agency
5.00
4 reviews

Address: 1259 Lake Plaza Dr #250, Colorado Springs, CO 80906

Phone Number: +1 (719) 836-8216

Website: freedomprivatemoney.com

Services:

Business loans Payday loans Signature loans Asset-Based Loans Finance Investment Fix & Flip Hard Money Loans Loan Program Mortgage Advisor New Lending Personalized Service Private Lending Private Money Loans Real Estate Investing Real Estate Investors Rehab Loans Short-Term Loan
ACE Cash Express
Loan agency
4.60
16 reviews

Address: 3925 N Academy Blvd, Colorado Springs, CO 80917

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 596-1166

Website: acecashexpress.com/locations/colorado/colorado-springs/176

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Advance America
Financial institution
4.60
10 reviews

Address: 1029 N Academy Blvd, Colorado Springs, CO 80909

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (719) 573-2696

Website: advanceamerica.net/store-locations/colorado/1029-n-academy-blvd-colorado-springs-80909

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Christmas Loans Consumers Loans Credit Counseling Debt Management Electronic Bank Emergency Loans Expanded Loan Financial Plan Financial Services Holiday Loans Home Improvement Home Loans Loan Processing Money Loans Money Orders Money Transfer Service Moneygram® Services Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Personal Finances Prepaid Cards Quick Loans Refinance Loan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
ACE Cash Express
Loan agency
4.50
10 reviews

Address: 2064 S Academy Blvd, Colorado Springs, CO 80916

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 597-6447

Website: acecashexpress.com/locations/colorado/colorado-springs/112

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.50
10 reviews

Address: 1406 S Nevada Ave, Colorado Springs, CO 80905

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 634-4268

Website: acecashexpress.com/locations/colorado/colorado-springs/117

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.50
10 reviews

Address: 3014 N Nevada Ave, Colorado Springs, CO 80907

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 632-8701

Website: acecashexpress.com/locations/colorado/colorado-springs/115

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
United Check Cashing
Check cash
4.40
10 reviews

Address: 3275 E Platte Ave h, Colorado Springs, CO 80909

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 634-7477

Website: checkcashingcoloradosprings.com

Services:

Bill paying Business check cashing Cashier's checks Government benefits check cashing Money orders Money transfers Payroll check cashing Student loan check cashing Tax refund check cashing Coinstar Colorado Lottery Financial Services Netspend NexsCard Prepaid Cards Scratch Tickets Stimulus Check Cashing Stimulus Checks Tobacco Western Union Wire Transfer
Better Bad Credit Loans
Loan agency

Address: 5887 Constitution Ave, Colorado Springs, CO 80915

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (719) 745-2959

Website: betterbadcl.com/locations/colorado-springs

Check Into Cash
Financial institution
4.40
10 reviews

Address: 542 S Academy Blvd, Colorado Springs, CO 80910

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (719) 550-3290

Website: local.checkintocash.com/us/co/colorado-springs/542-south-academy

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders
Ace Loans
Loan agency
4.20
10 reviews

Address: 3060 S Academy Blvd, Colorado Springs, CO 80911

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (719) 390-6072

Checkmate
Loan agency
4.20
10 reviews

Address: 5746 Palmer Park Blvd, Colorado Springs, CO 80915

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (719) 219-3624

Website: callcheckmate.com

Services:

Business check cashing Business loans Installment loans Line of credit Money transfers (Az) Check Cashing Locations Community Support Financial Services Home Repairs Loans Online New Credit New Loan Prepaid Debit Cards Registration Loans Small Loan Speedy Cash Term Loan
Moneytree
Loan agency
4.00
10 reviews

Address: 1508 N Academy Blvd, Colorado Springs, CO 80909

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (719) 591-0081

Website: locations.moneytreeinc.com/moneytree-13722a0519df

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Money orders Payday loans Signature loans Check Cashing Locations Consumer Loans Credit Counseling Financial Solution Home Loans Loan Funds Military Lending New Loan Online Payments Postal Services Prepaid Debit Cards Quick Cash Refinance My Loan Repayment Plan Secured Loans Short-Term Loan Small Loan Tax Advisor
G D Check Cashing
Check cash
3.90
2 reviews

Address: 933 N Murray Blvd, Colorado Springs, CO 80915

Phone Number: +1 (719) 570-6010

Website: premiumloans.cc

Check Into Cash
Financial institution
3.80
10 reviews

Address: 3659-36 Austin Bluffs Pkwy, Colorado Springs, CO 80918

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (719) 598-8579

Website: local.checkintocash.com/us/co/colorado-springs/3659-36-austin-bluffs-pkwy

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders
Lendmark Financial Services LLC
Loan agency
2.70
10 reviews

Address: 5689 N Academy Blvd, Colorado Springs, CO 80918

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (719) 598-6362

Website: lendmarkfinancial.com/branches/co/colorado%20springs/80906

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
American Express
Loan agency

Address: 7475 Wilderness Dr, Colorado Springs, CO 80908

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (719) 495-6640

Website: paydayloanservices.org

Pikes Peak Regional Dev Corporation
Loan agency

Address: 322 S Cascade Ave, Colorado Springs, CO 80903

Phone Number: +1 (719) 471-2044

Website: pprdc.com

Services:

Business loans Installment loans Signature loans Bank's Loan Cre Loan Disaster Loans Expansion Financing First Mortgage Loans Fixed-Rate Financing Growth Financing Loan Calculator Loan Programs Low Interest Loans Paycheck Protection Program Ppp Loans Refinance Loan Sba Express Loans
Ideal Lending Solutions
Loan agency

Address: 102 S Tejon St, Colorado Springs, CO 80903

Today's Business Hours: 8:00 AM - 4:00 PM

Phone Number: +1 (719) 428-3006

Nex Gen Lending
Loan agency

Address: 811 S Tejon St, Colorado Springs, CO 80903

Phone Number: +1 (719) 632-8700

108 Solutions Military Loans and Financing
Loan agency

Address: 750 Citadel Dr E, Colorado Springs, CO 80909

Today's Business Hours: 10:00 AM - 9:00 PM

Phone Number: +1 (719) 638-4007

Debtstoppers
Credit counsel

Address: 6295 Lehman Dr # 101, Colorado Springs, CO 80918

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (719) 272-7867

Services:

Bankruptcy counseling Business credit services Debt management counseling Identity theft protection Personal loans Asset Protection Automatic Stay Protection Credit Cards Creditor Harassment Foreclosures Irs Debt Lawsuits Medical Bills Payday Loans Repossessions Wage Garnishments
College Funding Coaches
Loan agency

Address: 3952 Pine Air Pl, Colorado Springs, CO 80908

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (719) 522-2278

Alternatives to Short-term Loans in Colorado Springs

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Peak Seven Mortgage - Vic Malone
5.00
19 reviews

Personal loans are a versatile form of short-term borrowing that can be used for a variety of needs, from debt consolidation to home improvements. They typically come with fixed interest rates and set repayment terms, making it easier for borrowers to plan their finances. Many personal loans do not require collateral, which makes them accessible to a wide range of borrowers. However, borrowers need to be mindful of their credit scores, as lenders often determine the interest rates and eligibility based on creditworthiness. This makes personal loans a viable option for individuals looking for predictability and flexibility in managing their financial needs.

Best Installment Loan

Gay Veale - Mortgage Loan Originator
5.00
8 reviews

Short-term installment loans are designed to be repaid over a set period of time in scheduled installments. This type of loan is ideal for borrowers who need slightly larger sums and prefer spreading the repayment over several months. An example of the best installment short-term loans is the personal installment loan, which allows borrowers to take a modest loan amount and pay it back in monthly installments. Personal installment loans generally have lower interest rates than payday loans, making them a more manageable option for borrowers seeking a balanced approach between quick funding and affordable repayments.

Best Car Title Loan

Cycle City Auto Pawn Inc
5.00
10 reviews

Title loans are a form of secured loan where borrowers use their vehicle title as collateral. These loans are advantageous for individuals who need quick access to cash and are confident in their ability to repay the loan swiftly, often within 30 days. While title loans can offer fast approval and no credit check, they come with significant risks, such as high-interest rates and fees. Additionally, failure to repay on time can lead to the loss of the borrower's vehicle. Thus, title loans are typically recommended only as a last resort for borrowers who are in immediate need of funds and possess a clear plan to repay the loan promptly.

Loan Regulations in Colorado

Short-term loan regulations are governed by state-wide laws to protect consumers in Colorado. The maximum allowable annual percentage rate (APR) on short-term loans in Colorado is capped at 36%. This significantly reduces the overall cost of borrowing, making it a more affordable option for consumers.

Eligibility requirements for short-term loans typically include being at least 18 years old, having a valid government-issued ID, proof of a steady income source, and an active checking account. Loan terms can vary but often span from a minimum of six months to a maximum of 12 months.

Colorado's short-term loan regulations also restrict borrowers from taking out more than one short-term loan at a time, helping to prevent debt cycles. Lenders are required to provide clear and transparent loan agreements, outlining all terms, fees, and repayment schedules.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Adventure Sports Facility
1685 West Uintah Street, Colorado Springs, CO 80904
+1 (719) 375-1261
American Restaurant
7114 Campus Drive, Colorado Springs, CO 80920
Car Wash
5537 Prima Lane, Colorado Springs, CO 80924
+1 (719) 373-0266
Club & Association
1631 Mesa Avenue, Colorado Springs, CO 80906
+1 (719) 634-7333
College/University
1810 Eastlake Boulevard, Colorado Springs, CO 80910
+1 (719) 471-0684
Community Center
9112 Grand Cordera Parkway, Colorado Springs, CO 80924
+1 (719) 301-4079
Dentist
3715 Bloomington Street, Colorado Springs, CO 80922
+1 (719) 427-6392
Do-It-Yourself Centers
102 North Academy Boulevard, Colorado Springs, CO 80909
+1 (719) 573-7000
Doctor
3420 Chelton Loop North, Colorado Springs, CO 80909
+1 (719) 380-8914
Fitness Club & Center
6940 North Academy Boulevard, Colorado Springs, CO 80920
+1 (719) 266-1756
Hospital
Colorado Springs, CO 80920
+1 (719) 249-3663
Hotel
507 Hidden Treasure Point, Colorado Springs, CO 80906
Library
30 West Dale Street, Colorado Springs, CO 80903
+1 (719) 477-4341
Motorcycle Repair
5867 North Nevada Avenue, Colorado Springs, CO 80918
+1 (719) 278-2300
Movie Theater
1550 Pulsar Drive, Colorado Springs, CO 80916
+1 (719) 573-0259

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically designed to be paid back within a short period, usually within a year. These loans are often used to cover unexpected expenses or to bridge a temporary gap in finances. Common types of short-term loans include short-term loans, same-day loans, and bad-credit loans.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. These lenders may focus more on your current financial situation and ability to repay the loan rather than your credit history.

How quickly can I get a same-day loan?

A same-day loan is designed to be processed and disbursed within the same business day. Upon approval, funds are typically transferred to your account within a few hours. To expedite the process, ensure that you provide accurate and complete information on your application.

What are the repayment terms for a short-term loan?

Short-term loans are typically due on your next payday, hence the name. The repayment period is short, often ranging from two to four weeks. It's important to understand the terms of the loan and to ensure that you can afford to repay it when it's due to avoid additional fees or consequences.

How do interest rates and fees work with short-term loans?

Short-term loans often come with higher interest rates and fees compared to long-term loans. This is because they are unsecured and involve a higher risk for the lender. It's crucial to read the terms and conditions of the loan agreement to understand all the costs involved before committing.

Are there alternatives to short-term loans for covering unexpected expenses?

Yes, there are several alternatives to short-term loans, such as borrowing from friends or family, setting up an emergency fund, or seeking a loan from a credit union. Exploring these options might help you avoid higher interest rates and fees associated with short-term loans.

What happens if I default on a short-term loan?

Defaulting on a short-term loan can have serious consequences, including damage to your credit score, additional fees, and potential legal action from the lender. It's crucial to contact your lender immediately if you anticipate difficulty in making a payment. They may be able to offer a repayment plan or some form of assistance.

Find Short-term Loans Near Me

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Colorado Springs ZIP Codes

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