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Best Online Short-term Loans in Greeley

Need cash in a hurry? A financial bind doesn't have to stress you out. Short-term loans are your quick and easy fix! We understand the frustration of unexpected expenses, feeling stuck, and having no way out. Luckily, our Best Cash Advance Short-term Loans offer a fast, reliable solution to get you back on track. Whether it's an emergency repair or a sudden bill, we’re here to help you bridge the gap with flexibility and speed. You deserve a hassle-free way to manage life's surprises. Let us help you find the stability you need.

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Best Online Short-term Loans in Greeley

Top Cash Advance
Loan agency
5.00
8 reviews

Address: 4515 Centerplace Dr, Greeley, CO 80634

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (970) 432-2396

Website: topcadvance.com/locations/greeley

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Revolving Loans Short-Term Loan Simple Loan Used Car Loan
ACE Cash Express
Loan agency
4.40
10 reviews

Address: 2601 W 10th St, Greeley, CO 80634

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (970) 304-1256

Website: acecashexpress.com/locations/colorado/greeley/179

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Check Into Cash
Financial institution
4.40
10 reviews

Address: 3620D W 10th St, Greeley, CO 80634

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (970) 352-9448

Website: local.checkintocash.com/us/co/greeley/3620-d-west-10th-street

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
American AgCredit
Bank
3.70
1 reviews

Address: 4505 W 29th St, Greeley, CO 80634

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (970) 330-4071

Website: agloan.com

OneMain Financial
Loan agency
3.60
10 reviews

Address: 2170 35th Ave a, Greeley, CO 80634

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (970) 330-7626

Website: onemainfinancial.com/branches/co/greeley/80634/4318

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans

Alternatives to Short-term Loans in Greeley

Short-term loans offer financial solutions for urgent needs and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured and can be used for various purposes, often with higher interest rates due to the lack of collateral. Installment loans allow borrowers to repay the borrowed amount in fixed monthly payments over a specified period, making budgeting easier. Title loans require the borrower to use a vehicle as collateral, enabling quick access to funds but also posing the risk of losing the vehicle if the loan is not repaid. Each type caters to different financial situations and borrowing needs, offering flexibility but often at a higher cost compared to traditional loans.

Best Personal Loan

New American Funding - Steve LaForest
5.00
10 reviews

Short-term loans offer quick access to cash for borrowers requiring immediate financial assistance. Best personal loans in this category are often unsecured, meaning they do not require collateral. They are favored for their flexibility, as they can typically be used for any purpose, from covering medical emergencies to consolidating debt. Personal loans generally have fixed interest rates and predefined repayment terms, making them predictable for budgeting purposes. However, eligibility often depends on the borrower’s credit score, which can influence the interest rates and terms offered.

Best Car Title Loan

New American Funding - Carrie Walker
0.00
0 reviews

Title loans are yet another short-term loan type, known for being relatively easy to obtain. Ideal for those needing a fast infusion of cash, title loans typically use the borrower's vehicle title as collateral. While this can allow individuals with less-than-perfect credit scores to access funds quickly, title loans often come with high-interest rates and the risk of losing one’s vehicle if the loan is not repaid. Therefore, while they can offer quick cash in emergencies, borrowers should consider the risks and terms carefully before proceeding with a title loan.

Loan Regulations in Colorado

Short-term loan regulations are governed by state-wide laws to protect consumers in Colorado. The maximum allowable annual percentage rate (APR) on short-term loans in Colorado is capped at 36%. This significantly reduces the overall cost of borrowing, making it a more affordable option for consumers.

Eligibility requirements for short-term loans typically include being at least 18 years old, having a valid government-issued ID, proof of a steady income source, and an active checking account. Loan terms can vary but often span from a minimum of six months to a maximum of 12 months.

Colorado's short-term loan regulations also restrict borrowers from taking out more than one short-term loan at a time, helping to prevent debt cycles. Lenders are required to provide clear and transparent loan agreements, outlining all terms, fees, and repayment schedules.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have availed a short-term loan can utilize it for essential services provided by local businesses. This includes medical services for healthcare needs, car repair services for vehicle maintenance, legal services for any legal obligations, funeral services for managing last rites, and appliance services for purchasing or repairing essential household electronics.

Car Glass Replacement Shop
2820 South 31st Avenue, Greeley, CO 80631
+1 (303) 237-1864
Club & Association
2401 West 29th Street, Greeley, CO 80631
+1 (970) 339-5030
College/University
2863 35th Avenue, Greeley, CO 80634
+1 (970) 356-4733
Community Center
1010 6th Street, Greeley, CO 80631
+1 (970) 350-9440
Dentist
4421 Centerplace Drive, Greeley, CO 80634
+1 (970) 236-9324
Doctor
1010 6th Street, Greeley, CO 80631
+1 (970) 350-9440
Hospital
3487B West 10th Street, Greeley, CO 80634
+1 (970) 352-4762
Hotel
2501 West 29th Street, Greeley, CO 80631
+1 (970) 330-3404
Movie Theater
2160 Greeley Mall, Greeley, CO 80631
+1 (970) 353-4361
Museum
1105 50th Avenue, Greeley, CO 80634
+1 (970) 352-9341
Pharmacy
1675 18th Avenue, Greeley, CO 80631
+1 (970) 347-5791
Post Office
2519 11th Avenue, Greeley, CO 80631
+1 (970) 351-6505
Restaurant
1825 9th Street, Greeley, CO 80631
+1 (970) 939-5897
Shop
2607 West 10th Street, Greeley, CO 80634
+1 (970) 405-7047
Shopping Center
2050 Greeley Mall, Greeley, CO 80631
+1 (970) 356-4253

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide quick access to funds for a brief period, usually ranging from a few weeks to a few months. These loans are ideal for bridging temporary cash flow gaps or unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. While your credit score may affect the terms and interest rates offered, having bad credit won’t necessarily disqualify you from obtaining a loan.

What is a same-day loan?

A same-day loan is a type of short-term loan where the loan processing and disbursement occur on the same day you apply. This option is beneficial when you need immediate financial assistance due to an emergency.

How do short-term loans work?

Short-term loans are a specific type of short-term loan designed to be repaid with your next paycheck. They offer quick access to cash and generally have high interest rates and fees. It's important to use short-term loans responsibly to avoid falling into a cycle of debt.

What are the eligibility requirements for short-term loans?

Eligibility criteria for short-term loans vary by lender, but generally include being at least 18 years old, having a regular source of income, and maintaining an active checking account. Some lenders may also require proof of residency and identification.

Are there any alternatives to short-term loans for people with bad credit?

Yes, there are alternatives to short-term loans for those with bad credit, including credit union loans, personal installment loans, and borrowing from friends or family. Each alternative comes with its own set of conditions and considerations, so it's crucial to choose the option that best fits your financial situation.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's location. The application process typically involves providing personal and financial information, employment details, and sometimes documentation to verify your income and identity.

Find Short-term Loans Near Me

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Greeley ZIP Codes

80543
80550
80631
80632
80633
80634
80638
80639