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Best Online Short-term Loans in Lakewood

Struggling to manage unexpected expenses? Let us ease your financial stress with our Best Cash Advance Short-term Loans! Unforeseen bills can wreak havoc on your budget, and waiting for your next paycheck isn't always an option. Don't let short-term financial gaps disrupt your peace of mind. Our tailored short-term loan solutions offer quick, hassle-free access to the cash you need, right when you need it. With a focus on convenience and speed, we provide a seamless process designed to bridge the gap and get you back on track. Get the financial flexibility you deserve today!

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Best Online Short-term Loans in Lakewood

Small Business Loans
Loan agency
5.00
5 reviews

Address: 777 S Wadsworth Blvd, Lakewood, CO 80226

Phone Number: +1 (719) 938-1217

Website: allsmallbusinessloans.com/lakewood-co-area

Services:

Business loans Line of credit Payday loans Accounts Receivable Financing Equipment Financing Merchant Cash Advance Term Loan
Goal Business Funding
Loan agency
5.00
9 reviews

Address: 355 S Teller St, Lakewood, CO 80226

Phone Number: +1 (720) 707-2747

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Accounts Receivable Financing Asset Based Loan Auto Repair Bridge Loans Commercial Lending Solution Commercial Real Estate Properties Construction Financing Consumer Financing Conventional Programs Cre Loans Debt Consolidation Loans Equipment Financing Options Equipment Loans And Leasing Equity And Mezzanine Financing Factoring Accounts Receivable Financial Plan Financing Financing Financing Fund Franchise Financing Franchise Funding Franchise Loan Free Consultation Healthcare Financing Home Financing Hud And Fha Lending Increased Financing Leasing Options Lending Programs Loan Financing Loan Refinancing Medical Equipment Loans Medical Financing Merchant Cash Advance Financing Mobile Home P O Financing Permanent Financing Purchase Order Financing Restaurant Financing Revolving Credit Sba Loans Secured Financing Stated Income Commercial Real Estate Financing Stated Income Commercial Real Estate Loans Stated Income Loan Program Traditional Bank Loan Traditional Commercial Loans Unsecured Financing Working Capital Loans
ACE Cash Express
Loan agency
4.50
18 reviews

Address: 8590 W Colfax Ave, Lakewood, CO 80215

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (303) 232-3073

Website: acecashexpress.com/locations/colorado/denver/168

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Car Repairs Check Cashers Consumer Loans Credit Cards Credit Counseling Deposit Account Financial Literacy Financial Protection And Innovation Instant Loan Loan Funding Online Cash Advances Online Loan Application Online Payment Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Short Term Loans Online Tax Preparation ACE Flare ACE Elite Money Orders Tax Services Business Services
Advance America
Financial institution
4.20
10 reviews

Address: 98 Wadsworth Blvd Unit 121, Lakewood, CO 80226

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (303) 237-2997

Website: advanceamerica.net/store-locations/colorado/98-wadsworth-blvd-unit-121-lakewood-80226

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Larry H. Miller Ford Lakewood
Financial institution
4.10
166 reviews

Address: 11595 W 6th Ave, Lakewood, CO 80215

Today's Business Hours: 8:00 AM - 8:30 PM

Phone Number: +1 (720) 643-1545

Website: lhmlakewoodford.com

Services:

Hard Money Lender Private money lender
Check Into Cash
Financial institution
3.80
10 reviews

Address: 7111 W Alameda Ave Unit J, Lakewood, CO 80226

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (303) 238-5999

Website: local.checkintocash.com/us/co/lakewood/7111-west-alameda-avenue-unit-j

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Major Financial
Loan agency
2.50
4 reviews

Address: 1978 S Garrison St Unit 7, Lakewood, CO 80227

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (303) 989-8988

Services:

Line of credit
Denver Regional Loan Center
Loan agency
2.00
4 reviews

Address: 155 Van Gordon St, Lakewood, CO 80228

Today's Business Hours: 8:00 AM - 4:00 PM

Phone Number: +1 (888) 349-7541

Website: benefits.va.gov/denver/regional-loan-center.asp

Services:

Business loans Signature loans Life Insurance Mortgage Loans Special Events Va Home Loan
Imperial PFS
Loan agency

Address: 165 S Union Blvd Suite 366, Lakewood, CO 80228

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (303) 988-3443

Website: ipfs.com

Services:

Business loans Signature loans Finance Loan Finance Programs Financing Solutions Insurance Premium Financing Premium Financing

Alternatives to Short-term Loans in Lakewood

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

The RJ Baxter Team - Denver Loan Officer
5.00
35 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Best Car Title Loan

D1 AUTO CREDIT
4.30
25 reviews

Title loans are a subset of short-term financing where borrowers use their vehicle title as collateral to secure the loan. These loans are attractive to those who may not have strong credit scores, as the value of the vehicle often determines the loan amount. However, title loans can be risky, as defaulting on the payment could result in the loss of the vehicle. The best title loans are those that offer clear terms, competitive interest rates, and the opportunity for borrowers to retain their vehicle while repaying the debt. Borrowers should carefully assess their ability to repay the loan within the agreed timeframe to avoid detrimental consequences.

Loan Regulations in Colorado

Short-term loan regulations are governed by state-wide laws to protect consumers in Colorado. The maximum allowable annual percentage rate (APR) on short-term loans in Colorado is capped at 36%. This significantly reduces the overall cost of borrowing, making it a more affordable option for consumers.

Eligibility requirements for short-term loans typically include being at least 18 years old, having a valid government-issued ID, proof of a steady income source, and an active checking account. Loan terms can vary but often span from a minimum of six months to a maximum of 12 months.

Colorado's short-term loan regulations also restrict borrowers from taking out more than one short-term loan at a time, helping to prevent debt cycles. Lenders are required to provide clear and transparent loan agreements, outlining all terms, fees, and repayment schedules.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After taking out a short-term loan, individuals can allocate funds across essential local service providers including medical, car repair, legal, funeral, and appliance services. Such financial support empowers borrowers to address urgent health care needs, vehicle maintenance for dependable transportation, legal counsel for pressing matters, and expenses related to funeral arrangements. Additionally, purchasing or repairing home appliances ensures everyday convenience and functionality.

Bodyshop
6275 West 16th Avenue, Lakewood, CO 80214
+1 (720) 475-1128
Car Wash
9207 West Jewell Avenue, Lakewood, CO 80232
+1 (303) 985-8242
Club & Association
11494 West 8th Avenue, Lakewood, CO 80215
+1 (303) 593-2264
College/University
3200 South Wadsworth Boulevard, Lakewood, CO 80227
+1 (720) 399-9100
Community Center
1580 Yarrow Street, Lakewood, CO 80214
+1 (303) 987-4820
Concert Hall
470 South Allison Parkway, Lakewood, CO 80226
Dentist
198 Union Boulevard, Lakewood, CO 80228
Fitness Club & Center
7175 West 16th Avenue, Lakewood, CO 80214
+1 (720) 379-5284
Hospital
8500 West Colfax Avenue, Lakewood, CO 80215
+1 (303) 360-6291
Hotel
5601 West Colfax Avenue, Lakewood, CO 80214
+1 (303) 238-2522
Library
10200 West 20th Avenue, Lakewood, CO 80215
+1 (303) 235-5275
Mobile Phone Shop
355 South Wadsworth Boulevard, Lakewood, CO 80226
+1 (720) 963-8002
Museum
470 South Allison Parkway, Lakewood, CO 80226
+1 (303) 987-7845
Pharmacy
9655 West Colfax Avenue, Lakewood, CO 80215
+1 (720) 845-1736
Post Office
7830 West Alameda Avenue, Lakewood, CO 80226
+1 (303) 716-6574

FAQ

What is a Short-Term Loan?

A short-term loan is a financial product designed to provide quick cash to borrowers who need to address urgent expenses. These loans are generally repaid within a short period, typically ranging from a few weeks to a few months.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans for borrowers with bad credit. These lenders tend to focus on your ability to repay the loan rather than your credit score, making it possible for individuals with poor credit histories to access the funds they need.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. These loans are typically processed quickly, allowing you to receive the money within the same day that you apply, provided your application is approved.

What Are Short-term Loans?

Short-term loans are a type of short-term loan that is often used to cover immediate expenses until the borrower's next payday. These loans usually have a high interest rate and must be repaid in full by the borrower's next pay date.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online through a lender's website or in person at a physical location. The application process typically involves providing personal information, details about your employment, and bank information for deposit and repayment purposes.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans come with several risks, including high-interest rates and fees, which can make them expensive if not managed properly. Additionally, failure to repay these loans on time can lead to debt cycles, additional fees, and negatively affect your credit score.

Are There Alternatives to Short-Term Loans?

Yes, there are alternatives to short-term loans that you might consider, such as borrowing from friends or family, negotiating payment plans with creditors, or exploring credit counseling services to manage your financial situation more effectively.

Find Short-term Loans Near Me

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Lakewood ZIP Codes

80123
80214
80215
80226
80227
80228
80232
80235
80401
80465