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Best Online Short-term Loans in Devils Lake

Need quick cash? You're not alone, and we've got your back! When unexpected expenses hit, waiting for payday isn't always an option. That's where our Best Cash Advance Short-term Loans step in, providing a fast financial lifeline that gets you through tight spots. Feeling stressed about those urgent bills? Worry no more! Our streamlined process ensures you receive the help you need without the hassle. Dive into a flexible and hassle-free solution designed for your peace of mind. Let us bridge the gap between need and payday with our trusted short-term loans.

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Best Online Short-term Loans in Devils Lake

Direct Check
Loan agency

Address: 702 5th Ave SE ste. # 2, Devils Lake, ND 58301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (701) 662-6636

Website: direct-check.com

Services:

Business loans Installment loans Payday loans Signature loans Title loans Check Cash Financial Support Home Loans Online Lending Personal Banking Personal Loans Quick Cash Advances Quick Cash Loans Short Term Loan Small Loan
AgCountry Farm Credit Services
Loan agency

Address: 707 US-2, Devils Lake, ND 58301

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (701) 662-5356

Website: agcountry.com

Services:

All-risk insurance coverage Business loans Commercial equipment Life insurance Signature loans AgCountry CFG Agdirect Equipment Agribusiness Loans Agricultural Equipment Leasing Agriculture Loans Appraisals Community Services Crop Hail Insurance Farm Accounting Services Farm Cash Management Farm Loans Home Loans Loan Calculator Multi-Peril Crop Insurance Online Services Revenue Protection Plan or Yield Protection Plan Short Term Long Term Group Insurance Succession & Retirement Tax Planning Tax Planning & Management Term Life Insurance Young Beginning Farmer Programs

Alternatives to Short-term Loans in Devils Lake

Short-term loans include various options such as personal, installment, and title loans, each catering to different financial needs. Personal loans are unsecured loans that provide a lump sum of money to be repaid typically within a few months to a year, without the need for collateral. Installment loans offer a structured repayment schedule with fixed monthly payments and are suitable for those seeking predictable budgeting. Title loans, on the other hand, are short-term secured loans where the borrower uses their vehicle as collateral, often resulting in higher interest rates and a faster repayment period, making them a quick but risky option for immediate financial needs.

Best Personal Loan

Horizon Financial Bank
5.00
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Short-term loans are financial arrangements designed to be repaid quickly, often within a year, and they can come in various forms depending on the borrower’s needs. One popular option for best personal loans is the unsecured personal loan, which doesn't require collateral and can be used for a variety of personal expenses. These loans typically have fixed interest rates and set terms, making them easily manageable for borrowers who have a good credit score. They provide flexibility and can be a great option for individuals needing quick funds without putting up personal assets as collateral.

Loan Regulations in North Dakota

In North Dakota, state-wide regulations for short-term loans are designed to balance accessibility with borrower protection. The state allows a maximum short-term loan amount of $500, aiming to prevent borrowers from falling into overwhelming debt. To be eligible, borrowers typically need to show proof of income and possess a valid bank account; however, specific requirements can vary by lender. The terms of these loans are usually set to coincide with the borrower's next payday, often spanning a few weeks, to provide immediate financial relief without long-term overcommitment. Interest rates and fees are also regulated, with North Dakota imposing a cap to prevent exorbitant costs. These regulations ensure that while short-term loans offer a quick financial solution for residents, they are also safeguarded against the potential pitfalls of high-cost borrowing.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Wash
2010 13th Avenue Southwest, Devils Lake, ND 58301
+1 (701) 662-4683
Club & Association
208 Highway 2 West, Devils Lake, ND 58301
+1 (701) 662-4933
College/University
1801 College Dr N, Devils Lake, ND 58301
+1 (701) 662-1600
Community Center
315 4th Avenue Northeast, Devils Lake, ND 58301
+1 (701) 662-6767
Dentist
310 4th Street Northwest, Devils Lake, ND 58301
+1 (701) 662-8980
Doctor
524 4th Avenue Northeast, Devils Lake, ND 58301
+1 (701) 662-7035
Doughnut Restaurant
502 6th Street Southeast, Devils Lake, ND 58301
+1 (701) 662-2142
Fitness Club & Center
317 4th Street Northeast, Devils Lake, ND 58301
+1 (701) 662-3157
Government Office
423 6th Street Northeast, Devils Lake, ND 58301
+1 (701) 662-7600
Hospital
618 14th Avenue Northeast, Devils Lake, ND 58301
+1 (701) 544-7000
Library
423 7th Street Northeast, Devils Lake, ND 58301
+1 (701) 662-2220
Local Post Office
502 3rd Street Northeast, Devils Lake, ND 58301
+1 (701) 662-7132
Mobile Phone Shop
310 College Drive South, Devils Lake, ND 58301
+1 (701) 594-1011
Motel
1109 Highway 20 South, Devils Lake, ND 58301
Movie Theater
25 4th Street Northeast, Devils Lake, ND 58301
+1 (701) 662-3916

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

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Devils Lake ZIP Codes

58301