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Best Online Short-term Loans in Fargo

Need cash in a hurry? Life's unexpected challenges don't wait, and neither should you. Finding yourself strapped for cash can be stressful, but our short-term loans offer the quick relief you need. We understand that emergencies happen, and waiting weeks for traditional loans just isn’t an option. With our best cash advance solutions, you can tackle financial hurdles with a simple and swift process. Leave the worry behind and get back to what matters most. Discover how friendly, fast, and hassle-free borrowing can be with our outstanding service. Apply today and conquer those short-term financial bumps effortlessly!

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Best Online Short-term Loans in Fargo

Money Lenders
Financial institution

Address: 3060 25th St S suite a, Fargo, ND 58103

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (701) 235-9555

Website: paydayexpresscash.com

Services:

Western Union Check Cashing Bill Payments
Top Cash Advance
Loan agency
5.00
6 reviews

Address: 3432 Fiechtner Dr S, Fargo, ND 58103

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (701) 581-1323

Website: topcadvance.com/locations/fargo

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Revolving Loans Short-Term Loan Simple Loan Used Car Loan
Ameri-Cash
Check cash

Address: 3060 25th St S A, Fargo, ND 58103

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (701) 235-9555

Website: paydayexpresscash.com

Dakota Business Lending
Loan agency
5.00
1 reviews

Address: 5630 36th Ave S, Fargo, ND 58104

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (701) 293-8892

Website: dakotabusinesslending.com

Services:

Business loans Financing Microloans Payday loans Signature loans Accounts Receivable Loans Agribusiness Loans Bank Loan Businesses Credit Commercial Banking Commercial Lending Commercial Real Estate Loans Commercial loans Construction Loans Conventional Loan Debt Consolidation Debt Refinance Loan Equipment Loans Financial Assistance Fixed-Rate Loans Fixed-rate financing Government Loans Inventory Loans Investment Real Estate Loans Invoice Factoring Loans Lender Loan Lending Loan Loan Calculator Loan Processing Main Street Loan Program Microfinance Loans Online Lending Online Loans P2p Loans Personal Finances Real Estate Acquisition Refinance Commercial Real Estate Revolving Loan SBA 504 loans Sba 7a Community Advantage Sba 7a Loan Programs Sba Disaster Loans Sba Lender Sba Lending Small business loans Tax Credits Tax Relief Term Loans Unsecured Loans Usda Rural Development Working Capital Loans
Mister Money USA (44)
Loan agency
4.40
10 reviews

Address: 1404 33rd St S Suite G, Fargo, ND 58103

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (701) 235-6130

Website: mistermoneyfargo.com

Services:

Signature loans Title loans Auto Loan Auto Pawn Loan Transactions Pawn Loans Vehicles Loans
Gateway Chevrolet Cadillac
Financial institution
4.30
106 reviews

Address: 501 38th St S, Fargo, ND 58103

Today's Business Hours: 8:30 AM - 8:00 PM

Phone Number: +1 (701) 282-5522

Website: fargochevrolet.com

Services:

Financing Car Loans Chevrolet Military Program Chevrolet First Responder Program Chevrolet Educator Program Chevrolet College Program Auto financing Auto loan Car buying Car financing Car or SUV Lease vehicles Loan vehicles New car New inventory Pre-owned inventory Used car inventory Test drive Battery Brakes Oil change Tires Car finding service Test driving
Americash
Check cash
3.40
2 reviews

Address: 2305 Main Ave, Fargo, ND 58103

Today's Business Hours: 9:00 AM - 6:30 PM

Phone Number: +1 (701) 234-9990

Website: americashloans.net

Services:

Installment loans Payday loans Title loans Cash Loans Online Loan Quick Cash Same Day Loans
Crisp Funds
Loan agency

Address: 4950 13th Ave S, Fargo, ND 58103

Phone Number: +1 (800) 822-7125

Website: crispfunds.com

Services:

Signature loans Consolidation Loan Debt Consolidation Debt Consolidation Loan
A1 Finance
Loan agency

Address: 4021 Main Ave, Fargo, ND 58103

Phone Number: +1 (701) 239-9520

Concorde Financial
Loan agency

Address: 720 28th St S, Fargo, ND 58103

Phone Number: +1 (701) 293-1524

Student Loan Service Center
Loan agency

Address: 1440 N University Dr, Fargo, ND 58102

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (701) 231-9545

AgCountry Farm Credit Services
Loan agency

Address: 1900 44th St S #6020, Fargo, ND 58103

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (701) 282-9494

Website: agcountry.com

Services:

All-risk insurance coverage Business loans Business tax planning Commercial equipment Life insurance Line of credit Signature loans AgCountry CFG Agribusiness Loans Agricultural Equipment Leasing Agriculture Loans Appraisals Crop Hail Insurance Equipment Financing Farm Accounting Services Farm Cash Management Farm Credit Farm Loans Home Loans Loan Calculator Multi-Peril Crop Insurance Revenue Protection Plan or Yield Protection Plan Short Term Long Term Group Insurance Succession & Retirement Tax Planning & Management Term Life Insurance Young Beginning Farmer Programs

Alternatives to Short-term Loans in Fargo

Short-term loans are financial products designed to provide immediate access to money with the expectation of repayment within a short period, usually from several weeks to a few months. Personal loans can be unsecured, requiring no collateral, and are based primarily on an individual's creditworthiness, offering flexibility for various expenses. Installment loans are repaid over a set schedule with fixed payments, making budgeting easier, and they often accommodate borrowers with lower credit scores, albeit potentially at higher interest rates. Title loans are secured loans that use the borrower's vehicle title as collateral, typically allowing for quick approval and funding, but they pose a risk of losing one's vehicle if payments are not met in time, often carrying high-interest rates and fees.

Best Personal Loan

U.S. Bank-Kimberley Bertram-Mortgage Loan Officer
5.00
5 reviews

Short-term loans come in various forms to meet different financial needs. Among the prevalent options, personal loans are often considered the best choice for short-term borrowing. Personal loans typically offer borrowers flexibility with how they use the funds, which can cover unexpected medical expenses, home repairs, or debt consolidation. These loans are generally unsecured, which means no collateral is required. With competitive interest rates and manageable terms, personal loans provide a practical solution for those seeking to borrow smaller amounts over shorter periods.

Best Installment Loan

Money Lenders
5.00
0 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Dakota Auto Sales
4.20
10 reviews

Title loans present an option for borrowers willing to use their vehicle as collateral. These loans typically offer quick access to funds, regardless of a borrower's credit score, as the loan is secured by the value of the car. While title loans can be useful in financial emergencies, they come with high interest rates and the risk of losing the vehicle if repayment is not met. Therefore, it's crucial for borrowers to have a clear repayment plan and consider alternative options before committing to a title loan.

Loan Regulations in North Dakota

In North Dakota, state-wide regulations for short-term loans are designed to balance accessibility with borrower protection. The state allows a maximum short-term loan amount of $500, aiming to prevent borrowers from falling into overwhelming debt. To be eligible, borrowers typically need to show proof of income and possess a valid bank account; however, specific requirements can vary by lender. The terms of these loans are usually set to coincide with the borrower's next payday, often spanning a few weeks, to provide immediate financial relief without long-term overcommitment. Interest rates and fees are also regulated, with North Dakota imposing a cap to prevent exorbitant costs. These regulations ensure that while short-term loans offer a quick financial solution for residents, they are also safeguarded against the potential pitfalls of high-cost borrowing.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Adventure Sports Facility
1040 19th Avenue Northwest, West Fargo, ND 58078
+1 (701) 281-0149
American Restaurant
4437 13th Avenue South, Fargo, ND 58103
+1 (701) 282-8544
Club & Association
4021 Main Avenue, Fargo, ND 58103
+1 (701) 478-4625
College/University
1351 Page Drive South, Fargo, ND 58103
+1 (701) 232-7088
Community Center
1105 1st Avenue South, Fargo, ND 58103
+1 (218) 287-8034
Dentist
4110 40th Street South, Fargo, ND 58104
+1 (701) 235-3803
Glass & Windows Store
1513 30th Avenue South, Fargo, ND 58103
+1 (701) 484-0294
Government Office
1404 33rd Street South, Fargo, ND 58103
+1 (701) 566-5228
Hospital
405 Main Avenue West, West Fargo, ND 58078
+1 (701) 364-2786
Hotel
1652 44th Street South, Fargo, ND 58103
+1 (701) 492-4502
Library
102 3rd Street North, Fargo, ND 58102
+1 (701) 241-1472
Movie Theater
314 Broadway North, Fargo, ND 58102
+1 (701) 239-8385
Museum
1609 19th Avenue North, Fargo, ND 58102
+1 (701) 293-8043
Opera House
3100 25th Street South, Fargo, ND 58103
+1 (701) 239-4558
Pharmacy
3225 51st Street South, Fargo, ND 58104
+1 (701) 478-1800

FAQ

What are short-term loans?

Short-term loans are financial products designed to cover immediate financial needs and are typically repaid within a short period, usually ranging from a few weeks to a few months. They are ideal for unexpected expenses and are often more accessible for individuals with bad credit.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans may come with higher interest rates due to the increased risk, but they can provide a viable solution for those in urgent need of funds.

How do same-day loans work?

Same-day loans are designed to be processed quickly, with funds typically being deposited into the borrower's bank account within the same day of approval. These loans are perfect for emergency situations where immediate access to cash is essential.

What is the difference between short-term loans and other short-term loans?

Short-term loans are a type of short-term loan that must be repaid by the borrower's next paycheck, usually within two to four weeks. Other short-term loans may offer longer repayment periods and varying terms, providing more flexibility than short-term loans.

Are there any risks associated with short-term loans?

Short-term loans can carry high-interest rates and fees, particularly for those with bad credit. If not managed properly, they can lead to a cycle of debt. It is important to understand the terms and conditions and ensure you can meet the repayment obligations before borrowing.

How can I apply for a short-term loan?

Applying for a short-term loan is often straightforward. You can apply online or in-person through a lender, providing some basic information such as proof of income, bank account details, and identification. Approval decisions are typically made quickly.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your loan on time, it is important to contact your lender immediately. Many lenders offer extensions or repayment plans, but this may incur additional fees or higher interest rates. Failure to repay may affect your credit score and incur additional penalties.

Find Short-term Loans Near Me

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Fargo ZIP Codes

58047
58102
58103
58104
58105
58106
58107
58108
58109
58121
58122
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58126