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Best Online Short-term Loans in Grand Island

Need quick cash to cover unexpected expenses? Short-term loans can be your lifesaver! You're not alone when emergencies pop up and your paycheck isn't enough to cover them. This is where our Best Cash Advance Short-term Loans step in to offer a fast and easy solution to your financial challenges. Avoid the stress of financial shortfalls and get the money you need quickly. With our straightforward process, securing a short-term loan has never been easier. Rely on us for the peace of mind and financial flexibility you deserve!

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Best Online Short-term Loans in Grand Island

Solid Cash Advance
Loan agency
5.00
4 reviews

Address: 105 E 3rd St, Grand Island, NE 68801

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (308) 270-5305

Website: solidcadvance.com/locations/grand-island

Services:

Business loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Loan Program Motorbike Finance No Credit Check Loans Online Loans Quick Cash Advance Quick Loan Short-Term Loan Simple Loan Used Car Loan
My City Personal Loans
Loan agency
5.00
7 reviews

Address: 1504 S Locust St, Grand Island, NE 68801

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (308) 217-6669

Website: mycitypl.com/locations/grand-island

FastBucks
Check cash

Address: 519 N Eddy St, Grand Island, NE 68801

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (308) 384-1151

Services:

Bill paying Government benefits check cashing Money orders Money transfers Payroll check cashing Student loan check cashing Tax refund check cashing fax service in the united states sell postal stamps
Variety Bad Credit Loans
Loan agency
5.00
3 reviews

Address: 318 N Pine St, Grand Island, NE 68801

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (308) 252-3966

Website: varietybcl.com/locations/grand-island

Services:

Installment loans Payday loans Signature loans Loans Personal Loans No Credit Check Loans Online Bad Credit Loans Personalised Service Quick Online Loan Short-Term Loan Unsecured Loans
Check Into Cash
Financial institution
4.50
9 reviews

Address: 2390 Diers Ave Suite 102, Grand Island, NE 68803

Phone Number: +1 (308) 382-9530

Services:

Installment loans Payday loans Title loans Cash Advances Flex Line Of Credit Flex Loan Home Loans Prepaid Card Registration Loan
T A Latino Check Cashing
Check cash

Address: 402 W 4th St, Grand Island, NE 68801

Phone Number: +1 (308) 384-7177

OneMain Financial
Loan agency
3.20
10 reviews

Address: 2016 Lawrence Ln, Grand Island, NE 68803

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (308) 382-2779

Website: onemainfinancial.com/branches/ne/grand-island/68803/4481

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Loan Applications Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Total Finance Unsecured Loan Vacation Loans Wedding Loans
Credit Management Services, Inc.
Financial institution
1.40
12 reviews

Address: 105 N Wheeler Ave #1, Grand Island, NE 68801

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (308) 382-3000

Website: credit-mgmt.com

Farm Credit Services of America
Financial institution

Address: 3333 W Faidley Ave, Grand Island, NE 68803

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (308) 384-0557

Website: fcsamerica.com

Services:

Commercial insurance Financing Crop Insurance
Home Federal Svngs & Loan Association
Loan agency

Address: 1607 S Locust St, Grand Island, NE 68801

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (308) 382-4000

Website: firstchoicepaydayloans.com/ca

Grand Island Investment Co
Loan agency

Address: 308 N Locust St, Grand Island, NE 68801

Phone Number: +1 (308) 384-0957

Alternatives to Short-term Loans in Grand Island

Short-term loans are a quick financial solution designed to be repaid within a short period, usually under a year. Personal loans are unsecured and can be used for various purposes, offering flexibility in terms of use but typically involving higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed sum of money that is repaid over a set number of scheduled payments, offering predictability and structure in repayment terms. Title loans require the borrower to offer their vehicle title as collateral, allowing access to fast cash but with the risk of losing the vehicle if the loan terms are not met. Each type of short-term loan comes with its unique advantages and risks, catering to different financial needs and circumstances.

Best Personal Loan

EZ Money Check Cashing
5.00
5 reviews

Personal short-term loans are a popular choice for individuals needing quick access to funds without collateral. They are often unsecured, meaning borrowers don't need to put up any assets as security for the loan. These loans can be an excellent choice for emergencies or unexpected expenses. Many online lenders offer personal loans with varying interest rates and repayment terms, usually between two weeks to a few months. While interest rates may be higher than those on long-term loans, the convenience and speed with which funds can be accessed make personal short-term loans attractive for those who need immediate financial relief.

Best Installment Loan

Home Federal Bank
0.00
0 reviews

Installment loans represent another category of short-term loans that allow borrowers to repay the loan amount in scheduled payments over a predetermined period. These loans are ideal for individuals who require a larger amount of money than what payday loans typically offer and prefer a structured repayment plan. Installment loans usually have more manageable interest rates compared to payday loans. This option is suitable for covering larger purchases, significant expenses, or refinancing other high-interest debt. The terms and conditions vary widely based on lender policies and borrower creditworthiness.

Best Car Title Loan

Grand Island Abstract Escrow & Title Co
4.30
6 reviews

Title loans allow borrowers to use their vehicle's title as collateral to secure a loan, making them easy to qualify for, often without a credit check. However, they come with higher interest rates and the risk of losing the vehicle if the loan is not repaid. Among title loan providers, LoanMart is a well-known option, offering competitive rates and flexible terms to assist borrowers in managing their short-term cash flow needs, while allowing them to retain use of their vehicle during the loan period.

Loan Regulations in Nebraska

Short-term loan regulations are state-wide in Nebraska, ensuring uniformity and protection across all lending practices. The state enforces a maximum loan amount of $500, a measure designed to safeguard borrowers from excessive debt. Eligibility criteria typically include proof of income and a valid bank account, with lenders also considering credit history.

The loan terms vary but generally align with the borrower's pay cycle, with a minimum term of 14 days. Regarding rates, Nebraska sets a cap on finance charges, limiting them to $15 for every $100 borrowed. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, offering a safe environment for those seeking short-term financial solutions in Nebraska.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be strategically used to cover expenses across a variety of essential local services. These include medical costs for urgent care or procedures, car repair bills to keep vehicles operational, legal fees for necessary representation, funeral expenses at local funeral homes, and appliance services for repairing or replacing vital household items. Leveraging short-term loans can provide financial relief in these areas by facilitating access to crucial local service providers.

Car Repair and Service
1803 South Locust Street, Grand Island, NE 68801
+1 (308) 384-8300
Car Wash
2151 North Diers Avenue, Grand Island, NE 68803
+1 (308) 385-1651
Club & Association
2204 Bellwood Drive, Grand Island, NE 68801
+1 (308) 675-1616
College/University
West US Highway 34, Grand Island, NE 68801
+1 (308) 385-5012
Community Center
2550 North Diers Avenue, Grand Island, NE 68803
+1 (308) 589-0170
Dentist
2414 West Faidley Avenue, Grand Island, NE 68803
+1 (308) 382-7813
Do-It-Yourself Centers
911 Allen Drive, Grand Island, NE 68803
+1 (308) 389-3515
Fitness Club & Center
2300 North Webb Road, Grand Island, NE 68803
+1 (308) 398-3487
Government Office
1111 West North Front Street, Grand Island, NE 68801
+1 (308) 385-5322
Hospital
716 North Alpha Street, Grand Island, NE 68803
Hotel
3404 West Faidley Avenue, Grand Island, NE 68803
+1 (308) 675-1118
Library
1124 West 2nd Street, Grand Island, NE 68801
+1 (308) 385-5333
Local Post Office
2418 North Webb Road, Grand Island, NE 68803
+1 (308) 385-6581
Movie Theater
118 West 3rd Street, Grand Island, NE 68801
+1 (308) 382-2586
Museum
2103 West Stolley Park Road, Grand Island, NE 68801
+1 (308) 385-5416

FAQ

What are short-term loans?

Short-term loans are financial products that allow individuals to borrow a small amount of money to be repaid within a brief period, typically within a few weeks or months. These loans are designed to provide immediate financial relief for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more lenient credit requirements compared to traditional loans. However, interest rates and fees may be higher due to increased risk to the lender.

What is a same-day loan?

A same-day loan is a type of short-term loan where the borrower receives funds on the same day their application is approved. These loans are ideal for urgent situations where quick access to cash is necessary.

How do short-term loans work?

Short-term loans are short-term, high-interest loans typically due on the borrower's next payday. They are intended to cover immediate cash needs and are often repaid in a single lump sum, including fees, within two to four weeks.

What are the eligibility requirements for a short-term loan?

Eligibility for short-term loans generally includes being at least 18 years old, having a steady source of income, and providing a valid form of identification. Specific requirements can vary by lender, especially for those offering loans to individuals with bad credit.

Are there risks associated with short-term loans?

Yes, there are risks involved with short-term loans, particularly high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to understand the loan terms and ensure you can repay it on time to avoid further financial strain.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a lender's physical location. The application process typically involves filling out a form with your personal and financial information, along with providing any required documentation. Approval is usually quick, especially for same-day loans.

Find Short-term Loans Near Me

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Grand Island ZIP Codes

68801
68802
68803
68832