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Best Online Short-term Loans in Omaha

Stuck in a financial bind? Short on cash before payday? Our Best Cash Advance Short-term Loans are your quick and easy solution! Unexpected expenses can throw your budget off track, leaving you stressed and worried about how to make ends meet. Don't let financial hiccups keep you up at night. Our short-term loans provide fast funds to cover your immediate needs, freeing you from financial pressure. Apply today and get back on solid ground with our simple, user-friendly service designed to get cash in your hands when you need it most. Your financial peace of mind is just a click away!

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Best Online Short-term Loans in Omaha

Sharp Personal Loans
Loan agency
5.00
7 reviews

Address: 4640 Dodge St, Omaha, NE 68131

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (402) 347-2019

Website: sharppersonalloans.com/nebraska/omaha

Services:

Installment loans Payday loans Signature loans Easy Loan No Credit Check Loans Online Personal Loans Short-Term Loan
Advance America
Financial institution
4.90
10 reviews

Address: 3327 L St, Omaha, NE 68107

Phone Number: +1 (402) 731-9876

Services:

Consumers Loans Credit Counseling Emergency Loans Financial Loan Home Loans Money Transfers Moneygram® Services Netspend® Visa® Prepaid Cards New Loan Online Cash Advances Personal Loans Quick Loan Refinance Loan Refinancing Options Secured Loan Short Term Loans Single Repayment Loan Small Loans Unsecured Loans
LendNation
Loan agency
4.90
4 reviews

Address: 1307 S Saddle Creek Rd, Omaha, NE 68106

Phone Number: +1 (402) 553-7201

Services:

Business check cashing Installment loans Line of credit Money transfers Payday loans Title loans Cash Advances Open End Credit Payday Advances Small Loan Term Loans
Advance America
Financial institution
4.60
8 reviews

Address: 5649 N 90th St Suite 106, Omaha, NE 68134

Phone Number: +1 (402) 573-9160

Services:

Consumers Loans Credit Counseling Emergency Loans Financial Loan Home Loans Money Transfers Moneygram® Services Netspend® Visa® Prepaid Cards New Loan Online Cash Advances Personal Loans Quick Loan Refinance Loan Refinancing Options Secured Loan Short Term Loans Single Repayment Loan Small Loans Unsecured Loans
Paycheck Advance
Financial institution
4.40
2 reviews

Address: 10627 Fort St, Omaha, NE 68134

Phone Number: +1 (402) 963-9600

Mutual 1st Federal
Credit union
3.70
10 reviews

Address: 8073 Blondo St, Omaha, NE 68134

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (402) 697-8200

Website: mutualfirst.com

AmeriFirst Finance
Loan agency
3.20
5 reviews

Address: 11171 Mill Valley Rd, Omaha, NE 68154

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (402) 505-6300

Website: trustamerifirst.com

Services:

Business loans Installment loans Signature loans Consumer Loans Contractor Programs Financing Programs Full Financing Home Equity Loans Home Improvement Financing Home Improvement Loans Home Remodeling Loans Home Renovations Home Repair Loans Loan Programs Small Loans Unsecured Personal Loans
Mutual 1st Federal
Financial institution
3.00
10 reviews

Address: 14510 F St Ste 101, Omaha, NE 68137

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (402) 697-8200

Website: mutualfirst.com

OneMain Financial
Loan agency
2.90
10 reviews

Address: 7613 Cass St, Omaha, NE 68114

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (402) 391-1224

Website: onemainfinancial.com/branches/ne/omaha/68114/4476

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Paycheck Advance
Financial institution
2.50
2 reviews

Address: 3525 N 147th St # 205, Omaha, NE 68116

Phone Number: +1 (402) 557-5990

Access America Cash Advance
Loan agency
1.70
5 reviews

Address: 4601 S 50th St, Omaha, NE 68117

Phone Number: +1 (402) 556-2274

Mid-America Financial Corporation
Financial institution

Address: 11330 Q St, Omaha, NE 68137

Phone Number: +1 (402) 597-2345

Nebraska Investment
Loan agency

Address: 7418 N 30th St, Omaha, NE 68112

Phone Number: +1 (402) 451-3800

Total Merchant Services
Loan agency

Address: 8998 L St, Omaha, NE 68127

Phone Number: +1 (402) 934-8848

Diversified Financial Services, LLC
Loan agency

Address: 14010 FNB Pkwy # 400, Omaha, NE 68154

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (800) 648-8026

Website: dfsfin.com

Services:

Business loans Agricultural Equipment Equipment Financing Equipment Leases Farm Equipment Farm Equipment Financing Insurance Programs Retail Finance
Prairie Finance
Loan agency

Address: 14680 W Dodge Rd, Omaha, NE 68154

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (402) 502-1193

Central National Bank Commercial Lending Office
Loan agency

Address: 11414 W Center Rd #215, Omaha, NE 68144

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (402) 505-3573

Website: centralnational.com

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Services Agricultural Loans Auto Loans Bank Checking Bank Finance Bank Loans Boat Loans Building Construction Loans Commercial Lending Service Credit Card Processing Financial Services Home Mortgages Insurance Services LAcquisition/Development Loans Lenders Service Loans Personal Loans Loans Refinancing Lockbox Services Payroll Cards Personal Banking Personal Checking Purchase Loans Purchase Or Refinance Real Estate Improvement Loans Refinancing Available Remote Deposit Capture Rental Income Property Loans Tax Returns Term Loans Used Autos Vehicle Loan

Alternatives to Short-term Loans in Omaha

Short-term loans are financial products designed to provide quick cash to individuals, typically with a repayment period ranging from a few weeks to a year. Personal loans are a versatile type of short-term loan that can be used for various purposes, such as covering emergency expenses or consolidating debt, and are usually unsecured, relying on creditworthiness. Installment loans, on the other hand, involve borrowing a set amount of money and repaying it in regular, fixed payments over the loan term, often with higher interest rates due to the shorter repayment period. Title loans are secured loans where the borrower uses their vehicle title as collateral, allowing them to access funds quickly, but they come with the risk of losing the vehicle if the loan is not repaid as agreed.

Best Personal Loan

Benchmark Mortgage Omaha
5.00
89 reviews

Short-term loans are a type of financing designed to address immediate financial needs, usually with a repayment period of under a year. Personal loans are one of the most popular forms of short-term loans. They offer flexibility to borrowers for various uses such as debt consolidation, home improvements, or unexpected expenses. Among personal loans, the best option could be a local credit union loan because they often provide lower interest rates, personalized service, and more favorable terms to their members compared to other financial institutions.

Best Installment Loan

Physicians Thrive
5.00
11 reviews

Installment loans are a popular choice for short-term financing as they allow borrowers to repay in fixed installments over a set period. This type of loan offers predictability with scheduled payments, helping manage budgets effectively. The loan duration can be a few months to a couple of years, with interest rates and terms varying by lender. For those who need a more structured repayment plan, installment loans provide the convenience of stable payments and can improve credit scores with timely payments.

Best Car Title Loan

Auto Pawn
5.00
1 reviews

Title loans are secured short-term loans where the borrower uses their vehicle title as collateral. These loans generally allow individuals to borrow money based on the vehicle's appraised value. The best title loan option would be one that offers a reasonable interest rate and allows the borrower to retain possession and use of their vehicle during the loan term. It is essential that the lender does not employ aggressive collection practices and provides clear communication on terms and conditions regarding repossession if the loan is not repaid on time.

Loan Regulations in Nebraska

Short-term loan regulations are state-wide in Nebraska, ensuring uniformity and protection across all lending practices. The state enforces a maximum loan amount of $500, a measure designed to safeguard borrowers from excessive debt. Eligibility criteria typically include proof of income and a valid bank account, with lenders also considering credit history.

The loan terms vary but generally align with the borrower's pay cycle, with a minimum term of 14 days. Regarding rates, Nebraska sets a cap on finance charges, limiting them to $15 for every $100 borrowed. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, offering a safe environment for those seeking short-term financial solutions in Nebraska.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Adventure Sports Facility
4923 South 72nd Street, Omaha, NE 68127
+1 (402) 502-5879
Armenian Restaurant
2101 North 120th Street, Omaha, NE 68164
Car Repair and Service
4950 Dodge Street, Omaha, NE 68132
+1 (402) 770-9086
Club & Association
1804 Capitol Avenue, Omaha, NE 68102
+1 (402) 934-4613
Community Center
11640 Arbor Street, Omaha, NE 68144
+1 (402) 378-9592
Construction Material & Equipment
8001 Chicago Street, Omaha, NE 68114
+1 (402) 493-5358
Dentist
17935 S 180th St, Omaha, NE 68135
+1 (402) 333-5087
Doctor
17838 Burke Street, Omaha, NE 68118
+1 (402) 739-8144
Fitness Club & Center
3525 North 147th Street, Omaha, NE 68116
+1 (402) 252-4586
Government Office
5955 South 118th Circle, Omaha, NE 68137
+1 (402) 933-5314
Hospital
1540 N 72Nd, Omaha, NE 68114
+1 (402) 393-6500
Hotel
Omaha, NE 68106
+1 (402) 390-0700
Library
2920 Bondesson Street, Omaha, NE 68112
+1 (402) 444-5299
Local Post Office
5346 South 136th Street, Omaha, NE 68137
+1 (402) 891-9033
Movie Theater
7440 Crown Point Avenue, Omaha, NE 68134
+1 (844) 462-7342

FAQ

What is a Short-Term Loan?

Short-term loans are typically small loans that must be repaid within a short period of time, usually within a few months. They are designed to cover immediate financial needs and can be an effective solution for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit scores. However, the interest rates and fees might be higher than those offered to borrowers with better credit ratings.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the funds are disbursed on the same day as the application is approved. These loans are ideal for emergencies when you need quick access to cash.

How Do Short-term Loans Work?

Short-term loans are a form of short-term financing that you repay on your next payday. They typically come with high-interest rates and fees, and the borrowing amounts are usually small, ranging from $100 to $1,000.

What Are the Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a steady source of income, and hold an active bank account. Some lenders might also require proof of identity and residence.

How Quickly Can I Receive the Funds from a Short-Term Loan?

If approved, the funds from a short-term loan can often be deposited into your bank account within the same day or by the next business day, depending on the lender and the timing of your application.

Are There Alternatives to Short-Term Loans?

Yes, alternatives to short-term loans include borrowing from family or friends, negotiating a payment plan with creditors, or seeking assistance from local charities or non-profit organizations. Exploring these options might result in lower costs than a short-term loan.

Find Short-term Loans Near Me

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Omaha ZIP Codes

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