Home page Lincoln

Best Online Short-term Loans in Lincoln

Stuck in a financial pinch and need cash fast? That's where short-term loans come into play. Many people find themselves struggling with unexpected expenses and feeling stressed about covering them. With Best Cash Advance Short-term Loans, you can step out of the worry zone without the waiting game. Our quick and easy loan solutions are designed to meet your immediate financial needs, ensuring you have the funds available when you need them most. Say goodbye to stress and hello to peace of mind with our reliable service tailored for fast, effective relief.

Table of content
Jump to

Best Online Short-term Loans in Lincoln

My City Personal Loans
Loan agency

Address: 6600 Burlington Ave, Lincoln, NE 68507

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (402) 954-5782

Website: mycitypl.com/locations/lincoln

Pay Check Advance
Financial institution

Address: 2525 Pine Lake Rd #211, Lincoln, NE 68512

Phone Number: +1 (402) 421-1682

Advance America
Financial institution
4.50
7 reviews

Address: 4718 O St, Lincoln, NE 68510

Phone Number: +1 (402) 465-3199

Services:

Consumers Loans Credit Counseling Emergency Loans Financial Loan Home Loans Money Transfers Moneygram® Services Netspend® Visa® Prepaid Cards New Loan Online Cash Advances Personal Loans Quick Loan Refinance Loan Refinancing Options Secured Loan Short Term Loans Single Repayment Loan Small Loans Unsecured Loans
Super Saver, 27th & Pine Lake
Financial institution
4.40
69 reviews

Address: 2525 Pine Lake Rd, Lincoln, NE 68512

Today's Business Hours: 6:00 AM - 1:00 AM

Phone Number: +1 (402) 420-2000

Website: super-saver.com/events/connect-with-us/27th-pine-lake

Services:

Home purchasing assistance Mortgage loan application assistance Mortgage loan shopping assistance Mortgage rate shopping assistance Mortgage refinancing assistance Property closing assistance Contract Mortgage Loan Processing Mortgage Brokers loan processing company. Third party mortgage loan processing.
Check Into Cash
Financial institution
3.30
9 reviews

Address: 4451 N 26th St Suite 200, Lincoln, NE 68521

Phone Number: +1 (402) 476-5885

Services:

Installment loans Payday loans Title loans Cash Advances Flex Line Of Credit Flex Loan Home Loans Prepaid Card Registration Loan
Community Development Resources
Loan agency
1.00
1 reviews

Address: 912 N 70th St, Lincoln, NE 68505

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (402) 436-2387

Website: cdr-nebraska.org

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Assisted Living Bank Loan Closing Loan Commercial Lending Community Development Loan Credit Card Disaster Loan Financial Assistance Fixed Rate Financing House Lending Lending Program Loan Forgiveness Loan Fund Loan Processing Loan Program Longer Term Financing New Construction Paycheck Protection Program Portfolio Management Sba 504 Financing Sba 504 Loans Self Employment Loan Short Term Loan Tax Returns Trust Services Working Capital
Home Services Lending
Loan agency

Address: 4501 S 86th St, Lincoln, NE 68526

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (402) 323-8740

Website: firstchoicepaydayloans.com

First Bank Loan Production Agency
Loan agency

Address: 8600 Executive Woods Dr Suite 500, Lincoln, NE 68512

Today's Business Hours: 9:00 AM - 2:00 PM

Phone Number: +1 (402) 429-5626

Website: first.bank

Services:

Business loans Payday loans Signature loans Title loans Brokerage Services Ebanking & Mobile Ebanking Home Equity Loans Lending Services Loans Personal Loans Mortgage Loans Motor Vehicle Loans Personal Checking Ppp Loans Retirement Plan Services Sba Loans Text Banking Treasury Management Wealth Management Services Whistleblower Program
Central National Bank Lending Services Office
Loan agency

Address: 5308 S 56th St Suite A, Lincoln, NE 68516

Today's Business Hours: 9:00 AM - 3:00 PM

Phone Number: +1 (531) 500-2105

Website: centralnational.com

Services:

Business loans Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Ag Lending Agricultural Loans Asset Management Bank Finance Bank Loans Boat Loans Cattle Loan Check Cashing Checking Accounts Commercial Lending Construction Loans Credit Card Processing Credit Reporting Crop Insurance Current Home Loan Deposit Accounts Development Loans Electronic Banking Services Estate Planning Financial Services Funds Transfers Home Loan Coupon Home Mortgages Housing Lender Identity Theft Protection Improvement Loans Insurance Programs Internet Banking Services Investment Real Estate Investments Mortgage LAcquisition Loans Refinancing Management Plan Money Market Accounts Mortgage Loan New Auto Loan New Home Loan Online And Mobile Banking Pay Loans Personal Banking Personal Checking Personal Loans Personal Savings Purchase Or Refinance Real Estate Improvement Real Estate Purchase Loans Remote Deposit Capture Rental Income Property Loans Retirement Planning Roadside Assistance Savings Accounts Tax Returns Term Loans Used Autos Vehicle Loan
Advance America Cash Advance
Bank

Address: Shady Creek Dr, Lincoln, NE 68516

Alternatives to Short-term Loans in Lincoln

Short-term loans are financial products designed to be repaid within a relatively short time frame and include personal, installment, and title loans. Personal loans are unsecured, giving borrowers access to quick funding based on creditworthiness, typically used for unexpected expenses. Installment loans offer a structured repayment plan with fixed payments over the loan's term, providing borrowers with discipline and predictability. Title loans, on the other hand, require borrowers to use their vehicle title as collateral, allowing access to funds quickly but posing a higher risk if repayments are not met, as the lender can claim the vehicle.

Best Personal Loan

Midwest Bank
5.00
10 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.

Best Installment Loan

Security First Insurance
5.00
0 reviews

Installment loans are a type of short-term loan where borrowers receive a lump sum of money and repay it over a set number of scheduled payments or installments. These loans are often more predictable than other short-term borrowing options, as the payments and terms are fixed. The best installment loans provide low interest rates, a straightforward application process, and a clear repayment schedule, giving borrowers a reliable option to manage their finances effectively.

Best Car Title Loan

Charter Title & Escrow Services
4.60
10 reviews

Title loans allow borrowers to use their vehicle's title as collateral to secure a loan, making them easy to qualify for, often without a credit check. However, they come with higher interest rates and the risk of losing the vehicle if the loan is not repaid. Among title loan providers, LoanMart is a well-known option, offering competitive rates and flexible terms to assist borrowers in managing their short-term cash flow needs, while allowing them to retain use of their vehicle during the loan period.

Loan Regulations in Nebraska

Short-term loan regulations are state-wide in Nebraska, ensuring uniformity and protection across all lending practices. The state enforces a maximum loan amount of $500, a measure designed to safeguard borrowers from excessive debt. Eligibility criteria typically include proof of income and a valid bank account, with lenders also considering credit history.

The loan terms vary but generally align with the borrower's pay cycle, with a minimum term of 14 days. Regarding rates, Nebraska sets a cap on finance charges, limiting them to $15 for every $100 borrowed. These regulations provide a framework that balances the immediacy of financial needs with responsible lending practices, offering a safe environment for those seeking short-term financial solutions in Nebraska.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Car Glass Replacement Shop
1624 South 17th Street, Lincoln, NE 68502
+1 (402) 475-6785
Car Wash
8350 Leighton Avenue, Lincoln, NE 68507
+1 (402) 466-3446
Club & Association
403 Line Drive Circle, Lincoln, NE 68508
+1 (402) 474-2255
College/University
1520 R Street, Lincoln, NE 68508
+1 (402) 472-2841
Concert Hall
2500 South 56th Street, Lincoln, NE 68506
+1 (402) 489-7529
Dentist
1919 South 40th Street, Lincoln, NE 68506
+1 (402) 486-4380
Do-It-Yourself Centers
2901 Pine Lake Road, Lincoln, NE 68516
+1 (402) 421-8881
Fast Food
903 South Street, Lincoln, NE 68502
Fitness Club & Center
1000 West O Street, Lincoln, NE 68528
+1 (402) 476-0198
Government Office
440 South 8th Street, Lincoln, NE 68508
+1 (402) 441-7417
Hospital
801 West Prospector Place, Lincoln, NE 68522
+1 (402) 471-4444
Hotel
1501 North 86th Street, Lincoln, NE 68505
+1 (402) 484-6000
Library
6701 South 14th Street, Lincoln, NE 68512
+1 (402) 664-2421
Movie Theater
1101 P Street, Lincoln, NE 68508
+1 (402) 323-6721
Museum
1420 P Street, Lincoln, NE 68508

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

Find Short-term Loans Near Me

Jump to city name:

AdamsAinsworthAlbionAllianceAlmaAnsleyArapahoeArcadiaArcherArnoldAshlandAshtonAtkinsonAuburnAuroraAxtellBancroftBartleyBassettBayardBeatriceBeaver CityBeaver CrossingBeemerBellevueBellwoodBenkelmanBenningtonBig SpringsBlairBloomfieldBlue HillBlue SpringsBoelusBoys TownBradshawBridgeportBroken BowBruleBruningBrunswickBurchardBurwellCairoCallawayCambridgeCarletonCedar BluffsCedar RapidsCentral CityCerescoChadronChappellClarksonClatoniaClay CenterCodyColeridgeColumbusCookCortlandCozadCrawfordCreightonCreteCulbertsonCurtisDaltonDannebrogDavid CityDaykinDeshlerDillerDodgeDoniphanEddyvilleElkhornElwoodEricsonEustisExeterFairburyFairfieldFairmontFalls CityFilleyFirthFort CalhounFremontFriendFullertonGenevaGenoaGeringGibbonGiltnerGlenvilGordonGothenburgGraftonGrand IslandGrantGreeleyGretnaGuide RockHallamHarrisonHartingtonHarvardHastingsHay SpringsHayes CenterHebronHemingfordHendersonHersheyHickmanHildrethHolbrookHoldregeHordvilleHoskinsHowellsHumboldtHumphreyImperialIslandJacksonJansenJuniataKearneyKenesawKimballLa VistaLaurelLawrenceLewellenLexingtonLincolnLindsayLiscoLouisvilleLoup CityMadisonMalmoMarquetteMcCookMccool JunctionMeadMeadow GroveMernaMerrimanMilliganMinatareMindenMitchellMorrillMullenMurdockNebraska CityNehawkaNelighNewman GroveNiobraraNorfolkNorth BendNorth LoupNorth PlatteO'neillOaklandOcontoOdellOffutt AfbOgallalaOmahaOrchardOrdOrleansOsceolaOshkoshOsmondOvertonPalisadePalmerPalmyraPapillionPawnee CityPenderPickrellPiercePilgerPlainviewPlattePlatte CenterPlattsmouthPoncaPotterPraguePurdumRalstonRandolphRavennaRed CloudRepublican CityRising CityRocaRoselandRushvilleSchuylerScottsbluffScribnerSewardShelbyShickleySidneySouth Sioux CitySpaldingSpringfieldSpringviewSt PaulStantonSteele CitySteinauerSterlingStrattonStromsburgStuartSumnerSuperiorSutherlandSuttonSwantonSyracuseTable RockTalmageTecumsehTekamahThedfordTildenTryonUehlingUnadillaUticaValentineValleyVerdigreWahooWalthillWaunetaWaverlyWayneWeeping WaterWest PointWilberWinnetoonWinsideWisnerWood RiverWymoreWynotYorkYutan

Lincoln ZIP Codes

68336
68430
68501
68502
68503
68504
68505
68506
68507
68508
68509
68510
68512
68514
68516
68517
68520
68521
68522
68523
68524
68526
68527
68528
68529
68531
68532
68542
68583
68588