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Best Online Short-term Loans in Lawrence

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

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Best Online Short-term Loans in Lawrence

LendNation
Loan agency
5.00
10 reviews

Address: 1401 W 6th St, Lawrence, KS 66044

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (785) 832-1500

Website: lendnation.com/location/ks/lawrence/1401-w-6th-street-0520

Services:

Business loans Signature loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Line of Credit Loan Funding New Loan Online Lending Payday Loans Short-Term Loans Small Loan
Check Into Cash
Financial institution
5.00
3 reviews

Address: 2108 W 27th St Ste A1, Lawrence, KS 66047

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (785) 841-0311

Website: local.checkintocash.com/us/ks/lawrence/2108-w-27th-street-ste-a1

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders
Advance America
Financial institution
4.90
10 reviews

Address: 2223 Louisiana St #B2, Lawrence, KS 66046

Phone Number: +1 (785) 842-1644

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Supervised Loan Terms Finance Unsecured Loans
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 601 Kasold Dr c104, Lawrence, KS 66049

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (785) 749-3800

Website: acecashexpress.com/locations/kansas/lawrence/2710

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Central National Bank Commercial Lending Office
Loan agency
2.70
4 reviews

Address: 3140 Nieder Rd, Lawrence, KS 66047

Phone Number: +1 (785) 838-1975

Website: centralnational.com

Services:

Business loans Cash for gift cards Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Services Agricultural Loans Auto Loans Bank Checking Bank Finance Bank Loans Boat Loans Building Construction Loans Commercial Lending Commercial Lending Service Credit Card Processing Financial Services Home Mortgages Insurance Services LAcquisition/Development Loans Lenders Service Loans Personal Loans Loans Refinancing Lockbox Services Payroll Cards Personal Banking Personal Checking Personal Loans Personal Savings Purchase Loans Purchase Or Refinance Real Estate Improvement Loans Refinancing Available Remote Deposit Capture Rental Income Property Loans Tax Returns Term Loans Used Autos Vehicle Loan
Sharp Personal Loan's
Financial institution

Address: 440 Florida St, Lawrence, KS 66044

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (785) 390-8531

Website: sharppersonalloans.com/kansas/lawrence-3

Alternatives to Short-term Loans in Lawrence

Short-term loans are financial products designed to provide quick monetary assistance and are typically repaid within a year or less. Personal loans are unsecured, meaning they don’t require collateral, and are often used for general, unforeseen expenses, with terms varying by lender. Installment loans offer a set amount of money with a fixed repayment schedule, allowing borrowers to pay back the loan over several months in equal payments, making budgeting easier. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, generally allowing quick access to a small amount of cash but with the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan has distinct features and potential risks that borrowers should evaluate before proceeding.

Best Personal Loan

Montana Capital Bad Credit Loans
5.00
10 reviews

Personal loans are a versatile option for short-term borrowing that can be used for a variety of purposes such as consolidating debt, unexpected expenses, or a major purchase. These loans are typically unsecured, meaning you don't need to provide collateral, and they often feature fixed interest rates and repayment terms. Some lenders offer personal loans with fast approval and funding, making them a convenient choice for borrowers in need of quick cash. The flexibility and ease of access make personal loans a popular option among those seeking short-term financial solutions.

Best Car Title Loan

Loanmax Title Loans
4.90
10 reviews

Title loans allow borrowers to use their vehicle's title as collateral to secure a loan, making them easy to qualify for, often without a credit check. However, they come with higher interest rates and the risk of losing the vehicle if the loan is not repaid. Among title loan providers, LoanMart is a well-known option, offering competitive rates and flexible terms to assist borrowers in managing their short-term cash flow needs, while allowing them to retain use of their vehicle during the loan period.

Loan Regulations in Kansas

Short-term loans are regulated in Kansas to protect consumers while providing them with quick financial relief. These state-wide regulations stipulate that the maximum loan amount is $500, and the minimum loan term is 7 days, with a maximum term of 30 days. The finance charges for these loans are capped at 15% of the amount borrowed.

To be eligible for a short-term loan, borrowers typically need to provide proof of income, a valid government-issued ID, and an active checking account. The state also requires payday lenders to provide clear terms and conditions in their loan agreements, ensuring borrowers are fully informed about the fees, interest rates, and repayment expectations.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

American Restaurant
1016 Massachusetts Street, Lawrence, KS 66044
Bodyshop
800 East 23rd Street, Lawrence, KS 66046
+1 (785) 841-3672
Car Wash
4850 Bauer Farm Drive, Lawrence, KS 66049
Club & Association
1301 East 25th Street, Lawrence, KS 66046
+1 (785) 843-2333
College/University
2910 Haskell Avenue, Lawrence, KS 66046
+1 (785) 832-5900
Community Center
New Hampshire Street, Lawrence, KS 66044
+1 (785) 832-7650
Concert Hall
1501 New Hampshire Street, Lawrence, KS 66044
+1 (785) 843-7469
Dentist
4830 Quail Crest Place, Lawrence, KS 66049
+1 (785) 843-8610
Doctor
901 Kentucky Street, Lawrence, KS 66044
Fitness Club & Center
4930 Legends Drive, Lawrence, KS 66049
+1 (785) 865-0856
Government Office
725 Vermont Street, Lawrence, KS 66044
+1 (785) 838-3198
Hospital
325 Maine Street, Lawrence, KS 66044
+1 (785) 749-6100
Hotel
2176 East 23rd Street, Lawrence, KS 66046
+1 (785) 727-1825
Library
707 Vermont Street, Lawrence, KS 66044
+1 (785) 843-3833
Mobile Phone Shop
2301 Iowa Street, Lawrence, KS 66046
+1 (785) 331-1200

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Lawrence ZIP Codes

66044
66045
66046
66047
66049