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Apply Online for Short-term Loans in Ottawa

Need quick cash to cover unexpected expenses? Short-term loans can be your lifesaver! You're not alone when emergencies pop up and your paycheck isn't enough to cover them. This is where our Best Cash Advance Short-term Loans step in to offer a fast and easy solution to your financial challenges. Avoid the stress of financial shortfalls and get the money you need quickly. With our straightforward process, securing a short-term loan has never been easier. Rely on us for the peace of mind and financial flexibility you deserve!

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Apply Online for Short-term Loans in Ottawa

Advance America
Financial institution
4.90
10 reviews

Address: 235 W 23rd St, Ottawa, KS 66067

Today's Business Hours: 10:00 AM - 4:00 PM

Phone Number: +1 (785) 242-2345

Website: advanceamerica.net/store-locations/kansas/235-w-23rd-st-ottawa-66067

Services:

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Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized for various urgent expenses through local service providers. This includes covering costs for medical services such as hospital bills or medical procedures, car repair shops for essential vehicle maintenance, legal services for unexpected legal fees, funeral services for burial or memorial expenses, and appliance services for necessary repair or replacement of household items. These providers cater to immediate needs, making them viable options for the practical application of short-term loan funds in times of need.

Bodyshop
402 North Main Street, Ottawa, KS 66067
+1 (785) 242-8916
Car Wash
2230 South Princeton Street, Ottawa, KS 66067
+1 (833) 416-9975
Club & Association
109 East 2nd Street, Ottawa, KS 66067
Community Center
517 East 3rd Street, Ottawa, KS 66067
Dentist
343 West 23rd Street, Ottawa, KS 66067
+1 (785) 242-4307
Doughnut Restaurant
1644 South Main Street, Ottawa, KS 66067
Fitness Club & Center
326 South Main Street, Ottawa, KS 66067
+1 (785) 242-3537
Government Office
2178 Montana Road, Ottawa, KS 66067
+1 (785) 242-5310
Hospital
1402 South Main Street, Ottawa, KS 66067
+1 (785) 749-3600
Hotel
2340 South King Street, Ottawa, KS 66067
+1 (785) 521-7009
Library
1001 South Cedar Street, Ottawa, KS 66067
+1 (785) 242-5200
Local Post Office
401 South Hickory Street, Ottawa, KS 66067
+1 (785) 242-2000
Movie Theater
209 South Main Street, Ottawa, KS 66067
+1 (785) 242-5555
Pharmacy
134 South Main Street, Ottawa, KS 66067
+1 (785) 242-2055
Rent-a-Car Facility
120 East 15th Street, Ottawa, KS 66067
+1 (785) 242-2751

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

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Ottawa ZIP Codes

66067