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Best Online Short-term Loans in Overland Park

Need fast cash to tackle unexpected expenses? Short-term loans from "Best Cash Advance" are your go-to solution! When sudden financial hurdles arise, it can be overwhelming. Let that stress melt away with our quick and reliable short-term loan services. Our user-friendly process ensures you get the cash you need—right when you need it. Trust "Best Cash Advance" to help you bridge financial gaps effortlessly. Apply today and regain control of your finances with ease!

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Best Online Short-term Loans in Overland Park

Crossroads Investment Lending
Financial institution
5.00
5 reviews

Address: 7803 Shawnee Mission Pkwy, Overland Park, KS 66202

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (913) 766-2900

Website: crossroadsinvestmentlending.com

Services:

Financing Flex loans Payday loans Signature loans Tax planning Bridge Funding Bridge Lending Bridge Loans Capital Loans Construction Loans Conventional Lending Conventional Loans Fast Loan Fha Loans Fix & Flip Funding Fix And Flip Lending Hard Money Lender Hard Money Lending Hard Money Loans Home Improvement Home Loan Programs Investment Property Loans Investor Rehab Loans And Fix & Flip Funding LLoans Lending Options Lending Program Loan Options Local Loans Mortgage Loan New Real Estate Personal Financial Private Money Lenders Private Money Lending Private Money Loans Real Estate Investment Funding Real Estate Investment Loans Real Estate Investors Real Estate Purchases Rehab Lending Renovation Loan Short Term Loan Simple Loan Special Deals Special Programs Term Lending Traditional Bank Loans Transactional Funding Usda Loans Va Loans For Veterans Wire Transfers
Accountable Finance Inc
Loan agency
5.00
2 reviews

Address: 7733 Metcalf Ave #1, Overland Park, KS 66204

Phone Number: +1 (913) 381-4077

Advance America
Financial institution
5.00
10 reviews

Address: 7417 Metcalf Ave, Overland Park, KS 66204

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (913) 262-3340

Website: advanceamerica.net/store-locations/kansas/7417-metcalf-overland-park-66204

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Supervised Loan Terms Finance Unsecured Loans
First Bank Loan Production Agency
Loan agency

Address: 6201 College Blvd Suite 100, Overland Park, KS 66211

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (800) 760-2265

Website: first.bank

Services:

Business loans Payday loans Signature loans Title loans Brokerage Services Ebanking & Mobile Ebanking Home Equity Loans Lending Services Loans Personal Loans Mortgage Loans Motor Vehicle Loans Personal Checking Ppp Loans Retirement Plan Services Sba Loans Text Banking Treasury Management Wealth Management Services Whistleblower Program
Speedy Payday Loans
Loan agency

Address: 8717 W 110th St Ste 240, Overland Park, KS 66210

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (913) 538-0379

Website: speedypdl.com/locations/overland-park

ACE Cash Express
Loan agency
4.50
12 reviews

Address: 9970 W 87th St, Overland Park, KS 66212

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (913) 901-8300

Website: acecashexpress.com/locations/kansas/overland-park/2718

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Transport Funding
Loan agency
4.00
14 reviews

Address: 8717 W 110th St #700, Overland Park, KS 66210

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (913) 319-7400

Website: transportfunding.com

Services:

Business loans Financial Solutions Protection Plans Truck Financing
Loan Service USA
Financial institution
1.00
4 reviews

Address: 6709 W 119th St, Overland Park, KS 66209

Phone Number: +1 (866) 829-4551

Website: loanserviceusa.com/contact-us

Toyota & Lexus Financial Services
Loan agency
1.00
1 reviews

Address: 7400 W 110th St, Overland Park, KS 66210

Phone Number: +1 (913) 661-6800

D & B Leasing
Loan agency

Address: 12708 W 119th Terrace, Overland Park, KS 66213

Phone Number: +1 (913) 814-9288

Nations Accounts Receivable
Loan agency

Address: 10500 Barkley St, Overland Park, KS 66212

Phone Number: +1 (913) 385-4212

100 Lenders
Loan agency

Address: 6709 W 119th St, Overland Park, KS 66209

Phone Number: +1 (833) 321-7764

Website: 100lenders.com/contact-us

Services:

Installment loans Payday loans Signature loans Bank Loans Home Repairs Online Loans Personal Loans Short-Term Lending Short-Term Loans
Market Loans
Loan agency

Address: 6709 W 119th St, Overland Park, KS 66209

Phone Number: +1 (833) 321-7764

Website: marketloans.net/contact-us

Services:

Installment loans Payday loans Signature loans Bank Loans Home Repairs Online Loans Personal Loans Short-Term Lending Short-Term Loans
CUALS
Loan agency

Address: 9300 W 110th St, Overland Park, KS 66210

Phone Number: 191331092925566

Website: cuals.org/contact

Services:

Business loans Installment loans Payday loans Signature loans Alternative Lending Dollar Loans Lower Cost Loans Short-Term Lending Short-Term Loans Traditional Loans
Smart Loans
Loan agency

Address: 6709 W 119th St, Overland Park, KS 66209

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 829-4551

Services:

Cash for gift cards Payday loans Signature loans Bank Loans Cash Transfer Child Support Home Repairs Online Loan Short-Term Loans
Johnson Capital
Loan agency

Address: 7201 W 129th St #1102, Overland Park, KS 66213

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (913) 685-9200

The One Day Loan
Loan agency

Address: 7415 Metcalf Ave, Overland Park, KS 66204

Today's Business Hours: 9:00 AM - 5:30 PM

Alternatives to Short-term Loans in Overland Park

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

Smart Home Lending
5.00
24 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds and have a specific short-term goal in mind, such as covering emergency expenses or unexpected bills. These loans are typically unsecured, meaning you don't need to provide collateral, and they can be processed quickly with comparatively less stringent credit requirements. The costs are higher due to the short repayment terms and higher interest rates, so they are best suited for urgent financial needs where time is of the essence.

Best Installment Loan

MidAmerica Auto Finance
1.80
0 reviews

Installment loans are another type of short-term loan that allows borrowers to receive a lump sum upfront to be repaid in fixed, regular payments over a specified period. These loans are ideal for people who need a structured repayment plan and prefer the consistency of fixed monthly payments. The best installment loans often come with competitive interest rates and flexible terms that cater to a borrower's financial situation, making them a viable option for consolidating debt or covering significant expenses like car repairs or education costs.

Best Car Title Loan

1 888 Card USA LLC
0.00
0 reviews

Title loans are a subset of short-term financing where borrowers use their vehicle title as collateral to secure the loan. These loans are attractive to those who may not have strong credit scores, as the value of the vehicle often determines the loan amount. However, title loans can be risky, as defaulting on the payment could result in the loss of the vehicle. The best title loans are those that offer clear terms, competitive interest rates, and the opportunity for borrowers to retain their vehicle while repaying the debt. Borrowers should carefully assess their ability to repay the loan within the agreed timeframe to avoid detrimental consequences.

Loan Regulations in Kansas

Short-term loans are regulated in Kansas to protect consumers while providing them with quick financial relief. These state-wide regulations stipulate that the maximum loan amount is $500, and the minimum loan term is 7 days, with a maximum term of 30 days. The finance charges for these loans are capped at 15% of the amount borrowed.

To be eligible for a short-term loan, borrowers typically need to provide proof of income, a valid government-issued ID, and an active checking account. The state also requires payday lenders to provide clear terms and conditions in their loan agreements, ensuring borrowers are fully informed about the fees, interest rates, and repayment expectations.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized for various urgent expenses through local service providers. This includes covering costs for medical services such as hospital bills or medical procedures, car repair shops for essential vehicle maintenance, legal services for unexpected legal fees, funeral services for burial or memorial expenses, and appliance services for necessary repair or replacement of household items. These providers cater to immediate needs, making them viable options for the practical application of short-term loan funds in times of need.

American Restaurant
10480 Metcalf Avenue, Overland Park, KS 66212
+1 (913) 341-7005
Car Repair and Service
8101 Metcalf Avenue, Overland Park, KS 66204
+1 (913) 383-2900
Car Wash
8400 West 125th Street, Overland Park, KS 66213
+1 (913) 851-2383
Clothing Shop
Overland Park, KS 66214
+1 (913) 599-5025
Club & Association
8109 Overland Park Drive, Overland Park, KS 66204
+1 (913) 815-0003
College/University
10310 Mastin Street, Overland Park, KS 66212
+1 (913) 981-8700
Community Center
11902 Lowell Avenue, Overland Park, KS 66213
+1 (913) 327-6645
Dentist
8700 West 151st Street, Overland Park, KS 66221
+1 (913) 647-8700
Doctor
10640 West 87th Street, Overland Park, KS 66214
+1 (913) 888-3402
Fitness Club & Center
West 135th Street, Overland Park, KS 66223
+1 (913) 534-8913
Government Office
10538 Antioch Road, Overland Park, KS 66212
+1 (913) 895-6000
Hotel
7580 West 135th Street, Overland Park, KS 66223
+1 (913) 681-8400
Library
9500 Bluejacket Drive, Overland Park, KS 66214
+1 (913) 826-4600
Movie Theater
8601 West 135th Street, Overland Park, KS 66223
+1 (913) 871-5352
Museum
7319 West 79th Street, Overland Park, KS 66204
+1 (913) 381-8867

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds over a short repayment period. Typically, they are repaid within a few weeks to a few months. This type of loan is usually used for immediate or unexpected expenses, making it a popular choice for borrowers in urgent need of cash.

Can I get a short-term loan with bad credit?

Yes, you can get a short-term loan even with bad credit. Lenders offering these loans often focus on your ability to repay rather than your credit history. It’s important to note, however, that loans for those with bad credit might come with higher interest rates to offset the lender’s risk.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive funds on the same day they apply. This feature makes them appealing to those who require immediate financial assistance. Approval and disbursement processes are typically fast-tracked, allowing quicker access to the needed funds.

How do short-term loans work?

Short-term loans are short-term loans intended to cover expenses until your next payday. They usually have a high interest rate and fees, with repayment due by your next payday, typically within two to four weeks. These loans are easy to qualify for, but they can become costly if not repaid on time.

What are the eligibility criteria for a short-term loan?

Eligibility for a short-term loan usually involves being at least 18 years old, having a steady source of income, and possessing an active bank account. Requirements may vary by lender, so it’s essential to check the specific criteria of the lender you choose to ensure you meet their conditions.

Are there risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. The main risk is the high interest rates and fees, which can lead to a debt cycle if not managed properly. Additionally, failure to repay on time can negatively impact your credit score and lead to additional financial penalties.

How can I apply for a short-term loan?

Application processes for short-term loans are generally straightforward. You can apply online or in person by completing an application form that requires personal, financial, and employment information. After submitting your application, the lender will assess your details and decide on the approval and terms of the loan.

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Overland Park ZIP Codes

66013
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