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Best Online Short-term Loans in Manhattan

Need cash in a hurry? Life's unexpected challenges don't wait, and neither should you. Finding yourself strapped for cash can be stressful, but our short-term loans offer the quick relief you need. We understand that emergencies happen, and waiting weeks for traditional loans just isn’t an option. With our best cash advance solutions, you can tackle financial hurdles with a simple and swift process. Leave the worry behind and get back to what matters most. Discover how friendly, fast, and hassle-free borrowing can be with our outstanding service. Apply today and conquer those short-term financial bumps effortlessly!

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Best Online Short-term Loans in Manhattan

LendNation
Loan agency
5.00
10 reviews

Address: 2304 Stagg Hill Rd A, Manhattan, KS 66502

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (785) 539-5763

Website: lendnation.com/location/ks/manhattan/2304-stagg-hill-road-1256

Services:

Business loans Signature loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Line of Credit Loan Funding New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan
Advance America
Financial institution
5.00
10 reviews

Address: 610 Fort Riley Blvd, Manhattan, KS 66502

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (785) 323-0044

Website: advanceamerica.net/store-locations/kansas/610-ft-riley-blvd-manhattan-66502

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Flexible Payment Plan Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Supervised Loan Terms Finance Unsecured Loans
Pros Payday Loans
Loan agency

Address: 1111 Vattier Street #16, Manhattan, KS 66502

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (785) 329-4682

Website: personalloanspros.com/locations/manhattan-2

Kansas State University CU
Credit union

Address: 2600 Anderson Ave, Manhattan, KS 66502

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (785) 776-5487

Alternatives to Short-term Loans in Manhattan

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Montana Capital Bad Credit Loans
5.00
6 reviews

When it comes to short-term personal loans, one of the best options is typically online personal loans. These loans are often sought after for their convenience and speed, as they can be accessed through various financial technology companies. With minimal paperwork and the possibility of receiving funds quickly, these loans can be a lifesaver for those in need of immediate financing. However, it's essential to compare interest rates and terms, as they can vary widely among different lenders, ensuring you get the most favorable deal.

Best Car Title Loan

Loanmax Title Loans
4.80
10 reviews

Title loans are a specific kind of short-term loan where borrowers use their vehicle title as collateral. The best title loans are those that offer fair appraisal values, lower interest rates, and transparent fee structures. These loans are ideal for individuals who own a vehicle outright and need quick cash but want to retain the use of their car. While title loans can provide immediate relief, they require careful consideration of repayment terms to prevent the risk of losing the vehicle.

Loan Regulations in Kansas

Short-term loans are regulated in Kansas to protect consumers while providing them with quick financial relief. These state-wide regulations stipulate that the maximum loan amount is $500, and the minimum loan term is 7 days, with a maximum term of 30 days. The finance charges for these loans are capped at 15% of the amount borrowed.

To be eligible for a short-term loan, borrowers typically need to provide proof of income, a valid government-issued ID, and an active checking account. The state also requires payday lenders to provide clear terms and conditions in their loan agreements, ensuring borrowers are fully informed about the fees, interest rates, and repayment expectations.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Repair and Service
1300 Kretschmer Drive, Manhattan, KS 66502
+1 (785) 776-7953
Car Wash
410 Houston Street, Manhattan, KS 66502
+1 (785) 320-2306
Club & Association
1730 Poyntz Avenue, Manhattan, KS 66502
+1 (785) 537-8867
College/University
1442 Laramie St, Manhattan, KS 66502
+1 (785) 539-3571
Community Center
3770 Green Valley Road, Manhattan, KS 66502
Dentist
4201 Anderson Avenue, Manhattan, KS 66503
+1 (785) 539-7429
Do-It-Yourself Centers
605 South Seth Child Road, Manhattan, KS 66502
+1 (785) 537-6810
Doctor
1419 Westport Landing Place, Manhattan, KS 66502
+1 (785) 532-9100
Fast Food
901 North 3rd Street, Manhattan, KS 66502
Fitness Club & Center
353 Johnson Road, Manhattan, KS 66502
+1 (785) 320-2209
Government Office
2901 Stagg Hill Road, Manhattan, KS 66502
+1 (785) 587-2780
Hospital for Women and Children
1829 College Avenue, Manhattan, KS 66502
+1 (785) 776-5100
Hotel
Manhattan, KS 66502
+1 (785) 537-8468
Library
1415 Anderson Avenue, Manhattan, KS 66502
+1 (785) 539-3571
Movie Theater
103 Tuttle Creek Boulevard, Manhattan, KS 66502
+1 (785) 370-6199

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

Find Short-term Loans Near Me

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Manhattan ZIP Codes

66502
66503
66505
66506