Home page Topeka

Best Online Short-term Loans in Topeka

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

Table of content
Jump to

Best Online Short-term Loans in Topeka

5 Star Personal Loans
Loan agency

Address: Westboro Shopping Center, 3107 SW Huntoon St, Topeka, KS 66604

Today's Business Hours: 7:00 AM - 9:00 PM

Phone Number: +1 (785) 450-1648

Website: 5starpersonalloans.com/locations/topeka

LendNation
Loan agency
5.00
4 reviews

Address: 5701 SW 21st St, Topeka, KS 66604

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (785) 271-0000

Website: lendnation.com/location/ks/topeka/5701-sw-21st-street-3293

Services:

Business loans Signature loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Line of Credit Loan Funding New Loan Online Lending Payday Loans Short-Term Loans Small Loan
Advance America
Financial institution
5.00
10 reviews

Address: 3258 SW Topeka Blvd, Topeka, KS 66611

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (785) 267-4220

Website: advanceamerica.net/store-locations/kansas/3258-sw-topeka-blvd-topeka-66611

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Credit Consumer Financial Services Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Management Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Supervised Loan Terms Finance Unsecured Loans
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 400 SW 29th St Ste X, Topeka, KS 66611

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (785) 266-3777

Website: acecashexpress.com/locations/kansas/topeka/2711

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
LendNation
Loan agency
4.50
7 reviews

Address: 801 SW Topeka Blvd, Topeka, KS 66612

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (785) 234-6500

Website: lendnation.com/location/ks/topeka/801-sw-topeka-boulevard-3278

Services:

Business loans Signature loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Line of Credit Loan Funding New Loan Online Lending Payday Loans Short-Term Loans Small Loan
OneMain Financial
Loan agency
3.40
10 reviews

Address: 2800 SW Wanamaker Rd STE 170, Topeka, KS 66614

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (785) 272-7765

Website: onemainfinancial.com/branches/ks/topeka/66614/4400

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Bill Consolidation Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Card Debt Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Fixed Loan Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Bills Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Rebuild Credit Refinance Home Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Check Into Cash
Loan agency
3.30
6 reviews

Address: 3200 SW Topeka Blvd, Topeka, KS 66611

Phone Number: +1 (785) 267-5488

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Cash Today Check Cashing Services Credit Card Credit Solutions Customer Support Dollar Loans Easy Loan Easy Online Lending Financial Services Home Improvements Home Loans Identity Verification In Store Cash Loans Loan By Phone Loan Funds Loan Lending Loan Options Loans Funds New Loan Online Lending Online Loan Application Payment Plan Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Short-Term Loans Small Loan Term Loans Western Union Transfer Money
Empire Financial
Loan agency

Address: 700 SW 6th Ave, Topeka, KS 66603

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (785) 232-8211

King of Kash
Loan agency

Address: 2611 SW 17th St, Topeka, KS 66604

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (785) 596-8955

Website: kingofkash.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Acquire Financing Auto Loans Car Loans Car Repair Credit Card Debt Debt Consolidation Loans Debt Settlement Easy Online Loan Education Loan Emergency Loan Federal Studentloans Federally Funded Loans Financial Assistance Financial Plans Higher Loan Home Equity Loans Home Improvement Loans Home Loan Calculator Home Mortgage Loans Home Projects House Financing Lease Agreements Loan Program Loan To Build Credit Loans By Phone Loans For Bad Credit Long Term Loans Low Interest Loans Manufacturer's Finance New Car No Credit Check Loans Online Lender Online Loan Request Online Personal Loans Other Private Loan Overdraft Protection Parent Loans Payment Plans Perkins Loans Personal Credit Card Personal Financials Personal Lending Plus Loans Private School Loans Private Student Loans Re Lending Refinance Your Home Refinance Your Mortgage Renovating Your Home Sba Loan Secured Loan Short Term Loans Shorter Term Loans Stafford Loans Standard Loan Subsidized Loans Take Out Loans Term Plans Traditional Credit Traditional Personal Loans Unsecured Personal Loans Used Vehicle
SBA Business Loans
Loan agency

Address: Topeka, KS 66606

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (833) 785-3541

Services:

Business loans Flex loans Line of credit Payday loans Signature loans Agriculture Finance Asset Based Loans Auto Repair Commercial Lending Credit Card Processing Equipment Financing Financial Services Fix N Flip Loans Franchise Financing Government Backed Loan Loan Financing Loans Funds Money Services Property Management Sba Loans Sba Loans Secure Loans

Alternatives to Short-term Loans in Topeka

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Community Lending of America
5.00
10 reviews

When it comes to short-term loans, the best personal loans are typically unsecured loans that give borrowers a quick financial boost for individual purposes. These loans are beneficial for handling unexpected expenses or consolidating debt. They often require a fair credit score, and the approval process is relatively straightforward. The interest rates and loan terms may vary, so it's important for borrowers to compare different options to find the one that best suits their needs in terms of affordability and repayment conditions.

Best Installment Loan

US Bank Mortgage
0.00
0 reviews

Short-term installment loans are designed to be repaid over a set period of time in scheduled installments. This type of loan is ideal for borrowers who need slightly larger sums and prefer spreading the repayment over several months. An example of the best installment short-term loans is the personal installment loan, which allows borrowers to take a modest loan amount and pay it back in monthly installments. Personal installment loans generally have lower interest rates than payday loans, making them a more manageable option for borrowers seeking a balanced approach between quick funding and affordable repayments.

Best Car Title Loan

TitleMax Title Loans
5.00
12 reviews

Title loans provide a short-term lending option for those who own a vehicle. In a title loan, the borrower uses their vehicle as collateral in exchange for a loan amount, often a percentage of the vehicle's current market value. These loans typically have very short repayment terms, often 30 days, but can provide quick cash access. Title loans are relatively easy to obtain, even for individuals with poor credit backgrounds, due to the collateral securing the loan. However, there is a significant risk involved, as the borrower may lose their vehicle if they are unable to repay the loan as agreed. Despite the risk, title loans remain a viable short-term borrowing choice for those needing immediate funds and who are confident in their ability to repay the loan on time.

Loan Regulations in Kansas

Short-term loans are regulated in Kansas to protect consumers while providing them with quick financial relief. These state-wide regulations stipulate that the maximum loan amount is $500, and the minimum loan term is 7 days, with a maximum term of 30 days. The finance charges for these loans are capped at 15% of the amount borrowed.

To be eligible for a short-term loan, borrowers typically need to provide proof of income, a valid government-issued ID, and an active checking account. The state also requires payday lenders to provide clear terms and conditions in their loan agreements, ensuring borrowers are fully informed about the fees, interest rates, and repayment expectations.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Repair and Service
3030 South Kansas Avenue, Topeka, KS 66611
+1 (785) 266-8480
Car Wash
635 Southeast 7th Street, Topeka, KS 66607
+1 (785) 289-5991
Club & Association
5501 Southwest 29th Street, Topeka, KS 66614
+1 (785) 272-2926
College/University
3641 Southwest Plass Avenue, Topeka, KS 66611
+1 (785) 272-1961
Community Center
1114 Southeast 10th Avenue, Topeka, KS 66607
+1 (785) 232-7765
Concert Hall
214 Southeast 8th Avenue, Topeka, KS 66603
+1 (785) 234-2787
Dentist
3316 Southeast 28th Terrace, Topeka, KS 66605
+1 (785) 266-9100
Do-It-Yourself Centers
5900 Southwest Huntoon Street, Topeka, KS 66604
+1 (785) 272-5949
Fast Food
1812 Northwest Topeka Boulevard, Topeka, KS 66608
Government Office
1115 Northeast Poplar Street, Topeka, KS 66616
+1 (785) 368-3744
Hospital
Southwest 17th Street, Topeka, KS 66615
+1 (785) 670-6760
Hotel
6021 Southwest 6th Avenue, Topeka, KS 66615
+1 (785) 273-0066
Library
2717 Southeast Indiana Avenue, Topeka, KS 66605
+1 (785) 233-5762
Movie Theater
6200 Southwest 6th Avenue, Topeka, KS 66615
+1 (785) 228-0444
Museum
3074 Southwest 29th Street, Topeka, KS 66614
+1 (785) 783-5857

FAQ

What is a Short-Term Loan?

A short-term loan is a type of financial product that provides borrowers with quick access to funds that must be repaid within a shorter period, generally ranging from a few weeks to a few months. These loans are designed to cater to immediate financial needs, making them suitable for emergencies.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. However, the terms may differ, such as higher interest rates or lower loan amounts. It's essential to compare the options available to find a lender that caters to your specific credit situation.

What are Same-Day Loans?

Same-day loans are a subtype of short-term loans that are processed quickly, often within the same day of application approval. They are ideal for urgent financial needs, allowing borrowers to access funds without unnecessary delays.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loans that are typically due on your next payday. They offer a fast solution to immediate cash shortages, requiring borrowers to repay the full loan amount, plus fees, in a single installment once they receive their paycheck.

What Are the Requirements for Obtaining a Short-Term Loan?

To obtain a short-term loan, lenders usually require you to meet certain criteria, such as being at least 18 years old, having a steady income source, and an active bank account. Some lenders might also require proof of identity and residence.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan varies by lender, but typically ranges from $100 to a few thousand dollars. The exact amount will depend on factors such as your income, credit score, and the lender's policies.

Are There Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially for individuals with bad credit, making them expensive if not managed properly. It's vital to borrow only what you can repay and to explore alternative financing options when possible to avoid a cycle of debt.

Find Short-term Loans Near Me

Jump to city name:

AbileneAgraAldenAlmaAlmenaAlta VistaAltamontAmericusAndaleAndoverArkansas CityArmaAtchisonAtwoodAugustaAxtellBaldwin CityBasehorBaxter SpringsBazineBel AireBelle PlaineBellevilleBeloitBendenaBenningtonBentonBernBird CityBisonBlue MoundBlue RapidsBogueBonner SpringsBucklinBucyrusBuhlerBurlingtonBurrtonBushtonCaneyCarbondaleCawker CityCedar ValeCentraliaChanuteChapmanCheneyCherryvaleChetopaCimarronClaflinClay CenterClearwaterClydeCoffeyvilleColbyColonyColumbusColwichConcordiaConway SpringsCopelandCottonwood FallsCouncil GroveCourtlandCunninghamDe SotoDentonDerbyDightonDodge CityDwightEastonEdgertonEdnaEdwardsvilleEffinghamEl DoradoElk CityElkhartEllinwoodEllisEllsworthElwoodEmporiaEnterpriseErieEsbonEskridgeEudoraEurekaEverestFairwayFort LeavenworthFort RileyFort ScottFowlerFrankfortFredoniaFrontenacGalenaGalvaGarden CityGarden PlainGardnerGarnettGasGirardGlascoGoddardGoesselGoodlandGorhamGrainfieldGreat BendGreenleafGreensburgGridleyGrinnellGypsumHalsteadHanstonHartfordHarveyvilleHavenHavilandHaysHaysvilleHealyHeplerHeringtonHesstonHiawathaHill CityHillsboroHoisingtonHolcombHoltonHopeHortonHowardHoxieHoytHugotonHumboldtHutchinsonIndependenceIngallsIolaJamestownJenningsJetmoreJohnson CityJunction CityKansas CityKechiKensingtonKincaidKingmanKinsleyKiowaLa CrosseLacygneLakinLancasterLansingLarnedLawrenceLeavenworthLeawoodLeboLenexaLenoraLeonardvilleLeotiLewisLiberalLincolnLindsborgLoganLong IslandLongtonLouisburgLucasLyndonLyonsMacksvilleMaizeManhattanMankatoMaple HillMarionMarquetteMarysvilleMatfield GreenMcconnell AfbMclouthMcphersonMeadeMedicine LodgeMelvernMerriamMiltonvaleMinneapolisMinneolaMissionMission WoodsMound CityMound ValleyMoundridgeMullinvilleMulvaneNatomaNeodeshaNess CityNew StrawnNewtonNickersonNiotazeNorth NewtonNortonNortonvilleOakleyOberlinOfferleOlatheOlpeOlsburgOnagaOsage CityOsawatomieOsborneOskaloosaOtisOttawaOverbrookOverland ParkOzawkiePalmerPaolaParkPark CityParsonsPaxicoPhillipsburgPittsburgPlainsPlainvillePleasantonPomonaPotwinPrairie VillagePrattPretty PrairiePrincetonQuinterRansomRileyRose HillRossvilleRussellSabethaSalinaSatantaScandiaScott CitySedanSedgwickSenecaSeverySharon SpringsShawneeShawnee MissionSilver LakeSmith CenterSolomonSouth HutchinsonSpearvilleSpring HillSpringsSt FrancisSt JohnSt MarysSterlingStilwellStocktonSubletteSylvan GroveSyracuseTescottThayerTonganoxieTopekaTribuneTroyUdallUlyssesUniontownValley CenterValley FallsVictoriaVillageWakeeneyWaltonWamegoWathenaWaverlyWeirWellingtonWellsvilleWestmorelandWetmoreWhite CityWichitaWinfieldWinonaYates CenterYoder

Topeka ZIP Codes

66409
66546
66601
66603
66604
66605
66606
66607
66608
66609
66610
66611
66612
66614
66615
66616
66617
66618
66619
66620
66621
66622
66624
66625
66626
66628
66629
66636
66637
66642
66647
66652
66653
66667
66675
66683
66692
66699