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Best Online Short-term Loans in Blackfoot

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Blackfoot

World Finance
Loan agency
5.00
7 reviews

Address: 144 W Bridge St, Blackfoot, ID 83221

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 785-1671

Website: loansbyworld.com/locations/idaho/blackfoot/83221/2209

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Security Finance
Loan agency
3.00
3 reviews

Address: 1181 Parkway Dr, Blackfoot, ID 83221

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 785-4800

Website: securityfinance.com/locations/blackfoot-id-1172

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Xpress Cash
Loan agency

Address: 955 Market St suite d, Blackfoot, ID 83221

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (208) 785-1660

Alternatives to Short-term Loans in Blackfoot

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Northwest Farm Credit Services
5.00
1 reviews

Short-term personal loans are versatile borrowing options designed to meet immediate financial needs. They typically have smaller loan amounts and shorter repayment terms than long-term loans, making them suitable for emergencies or unexpected expenses. The best personal loans in this category often feature competitive interest rates, minimal fees, and flexible eligibility requirements, catering to diverse credit profiles. Lenders offering these loans can be traditional banks, online lenders, or credit unions, and borrowers should compare different options to find the one that best suits their financial situation.

Best Car Title Loan

Advance Loan Center (Advance Title & Loans)
2.30
3 reviews

Title loans are a form of secured loan where borrowers use their vehicle title as collateral. These loans are advantageous for individuals who need quick access to cash and are confident in their ability to repay the loan swiftly, often within 30 days. While title loans can offer fast approval and no credit check, they come with significant risks, such as high-interest rates and fees. Additionally, failure to repay on time can lead to the loss of the borrower's vehicle. Thus, title loans are typically recommended only as a last resort for borrowers who are in immediate need of funds and possess a clear plan to repay the loan promptly.

Loan Regulations in Idaho

Short-term loan regulations are set statewide to ensure fair lending practices across the board in Idaho. Lenders are permitted to offer short-term loans up to $1,000 or 25% of a borrower's gross monthly income, whichever is less, without a cap on finance charges or APRs. The loan term can vary but must not exceed more than 35 days. Borrowers must have proof of employment or a steady source of income, along with a valid bank account, to qualify for a short-term loan.

Idaho allows up to 3 rollovers, which means borrowers can roll over an existing short-term loan into a new loan 3 times., a borrower must fully repay the existing loan before taking out another. These regulations apply to all short-term loan providers operating within the state of Idaho.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Beauty Salon
300 Willow Drive, Blackfoot, ID 83221
+1 (208) 785-4301
Car Repair and Service
715 West Pacific Street, Blackfoot, ID 83221
+1 (208) 228-0153
Car Wash
West Rich Lane, Blackfoot, ID 83221
+1 (208) 785-0500
Club & Association
255 South Broadway Street, Blackfoot, ID 83221
+1 (208) 785-8035
College/University
625 West Pacific Street, Blackfoot, ID 83221
+1 (208) 785-1848
Community Center
20 East Pacific Street, Blackfoot, ID 83221
+1 (208) 785-4714
Dentist
310 West Idaho Street, Blackfoot, ID 83221
+1 (208) 785-2255
Fast Food
49 South Spruce Street, Blackfoot, ID 83221
Fitness Club & Center
75 Northwest Main Street, Blackfoot, ID 83221
+1 (208) 785-3771
Government Office
305 West Idaho Street, Blackfoot, ID 83221
+1 (208) 785-8622
Hospital
Parkway Drive, Blackfoot, ID 83221
+1 (208) 785-2600
Hotel
1279 Parkway Drive, Blackfoot, ID 83221
+1 (208) 785-9333
Library
129 North Broadway Street, Blackfoot, ID 83221
+1 (208) 785-8628
Movie Theater
369 West Bridge Street, Blackfoot, ID 83221
+1 (208) 785-7469
Museum
146 South Meridian Street, Blackfoot, ID 83221
+1 (208) 785-0828

FAQ

What Are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash with repayment terms typically ranging from a few weeks to a few months. These loans are popular among individuals who need immediate funds for unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional lenders may have stringent credit requirements, there are online and alternative lenders that focus more on your ability to repay than your credit score.

What is a Same-Day Loan?

A same-day loan is a type of short-term loan where funds are usually deposited into your account on the same day you apply, provided your application is approved. This quick processing time is ideal for emergency situations that require immediate funding.

How Do Short-term Loans Work?

Short-term loans are short-term, high-interest loans typically due on your next payday. They require minimal documentation and often do not involve a credit check. However, they can be very expensive due to high fees and interest rates, so it's important to consider alternatives before applying.

What Are the Risks of Taking a Short-Term Loan?

While short-term loans are convenient, they come with risks such as high interest rates, rolling over into new loans if unpaid, and potential debt traps. It's crucial to read all terms carefully and ensure you can repay the loan on time to avoid additional fees.

Are There Alternatives to Short-Term Loans?

Yes, several alternatives could be more suitable depending on your situation, such as credit union loans, personal loans from banks, borrow from friends or family, or using a credit card. It's important to evaluate all options and choose the one that best fits your financial needs.

How Can I Apply for a Short-Term Loan?

Applying for a short-term loan typically involves filling out an online application form with your personal and financial details. You'll need to submit identification, proof of income, and bank account information. Once your application is reviewed and approved, the funds are often disbursed quickly.

Find Short-term Loans Near Me

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Blackfoot ZIP Codes

83221