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Best Online Short-term Loans in Twin Falls

Need quick cash? You're not alone, and we've got your back! When unexpected expenses hit, waiting for payday isn't always an option. That's where our Best Cash Advance Short-term Loans step in, providing a fast financial lifeline that gets you through tight spots. Feeling stressed about those urgent bills? Worry no more! Our streamlined process ensures you receive the help you need without the hassle. Dive into a flexible and hassle-free solution designed for your peace of mind. Let us bridge the gap between need and payday with our trusted short-term loans.

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Best Online Short-term Loans in Twin Falls

Check Into Cash
Financial institution
4.80
10 reviews

Address: 799 Cheney Dr Suite H, Twin Falls, ID 83301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 734-3392

Website: local.checkintocash.com/us/id/twin-falls/799-cheney-drive-suite-h

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card
LendNation
Loan agency
4.70
10 reviews

Address: 1118 Blue Lakes Blvd, Twin Falls, ID 83301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (208) 732-0007

Website: lendnation.com/location/id/twin-falls/1118-blue-lakes-boulevard-0755

Services:

Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Open End Credit Short-Term Loans Small Loan Term Loans
World Finance
Loan agency
4.40
10 reviews

Address: 1982 Addison Ave E, Twin Falls, ID 83301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 733-7580

Website: loansbyworld.com/locations/idaho/twin-falls/83301/2210

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Security Finance
Loan agency
4.30
3 reviews

Address: 591 Washington St N, Twin Falls, ID 83301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 732-0157

Website: securityfinance.com/locations/twin-falls-id-1514

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Xpress Cash
Loan agency
4.00
1 reviews

Address: 1104 Shoshone St E, Twin Falls, ID 83301

Phone Number: +1 (208) 733-6300

Security Finance
Loan agency
4.00
6 reviews

Address: 686 Blue Lakes Blvd N, Twin Falls, ID 83301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 735-0892

Website: securityfinance.com/locations/twin-falls-id-1210

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Lendmark Financial Services LLC
Loan agency
3.70
4 reviews

Address: 1563 Fillmore St Unit F, Twin Falls, ID 83301

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (208) 733-9596

Website: lendmarkfinancial.com/branches/id/twin%20falls/83301-3323

Services:

Business loans Flex loans Installment loans Microloans Signature loans Title loans Ach Payment Auto Financing Auto Loans Auto Repair Loan Automobile Loans Bill Consolidation Consumer Loan Current Loan Estate Planning Existing Loan Fixed-Rate Loan Flexible Payment Options Funding Solution Home Repair Loan Funds Loan Payment Loan Personal Loans Loan Solutions Loans Personal Loans Merchant Finance Military Lending Mobile Home New Loan Online Account Management Online Bill Payment Online Services Payment Processing Personal Lending Quick Pay Quick Payment Refinance An Existing Loan Repayment Plan Sales Finance Secure Financing Short Term Loan Technical Support Unsecured Loan Used Vehicle
Convenient Loan
Loan agency
2.30
2 reviews

Address: 323 Main Ave. E B, Twin Falls, ID 83301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 734-4333

Alternatives to Short-term Loans in Twin Falls

Short-term loans are financial products designed to provide immediate access to money with the expectation of repayment within a short period, usually from several weeks to a few months. Personal loans can be unsecured, requiring no collateral, and are based primarily on an individual's creditworthiness, offering flexibility for various expenses. Installment loans are repaid over a set schedule with fixed payments, making budgeting easier, and they often accommodate borrowers with lower credit scores, albeit potentially at higher interest rates. Title loans are secured loans that use the borrower's vehicle title as collateral, typically allowing for quick approval and funding, but they pose a risk of losing one's vehicle if payments are not met in time, often carrying high-interest rates and fees.

Best Personal Loan

Check `n Go
5.00
11 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Best Installment Loan

BluPrint Home Loans - Twin Falls
5.00
1 reviews

Installment loans allow borrowers to pay back a set loan amount with interest in fixed, scheduled payments. A prominent choice for installment loans is Upgrade. Upgrade offers competitive rates and transparent terms, allowing borrowers to understand their repayment process thoroughly. Additionally, Upgrade provides customizable loan features, including the ability to choose repayment timelines, empowering borrowers to manage their loan effectively.

Best Car Title Loan

Idaho Title Loans, Inc.
5.00
24 reviews

Title loans are a form of secured short-term borrowing that use the borrower’s vehicle title as collateral. This type of loan is geared toward individuals in need of fast cash access who own a vehicle outright. The loan amount is often based on a percentage of the vehicle's value and provides a quick funding solution while still allowing the borrower to retain use of the vehicle during the loan term. Title loans can be risky due to high interest rates and the potential for losing the vehicle if the loan is not repaid, making it crucial for borrowers to carefully consider their repayment ability before committing.

Loan Regulations in Idaho

Short-term loan regulations are set statewide to ensure fair lending practices across the board in Idaho. Lenders are permitted to offer short-term loans up to $1,000 or 25% of a borrower's gross monthly income, whichever is less, without a cap on finance charges or APRs. The loan term can vary but must not exceed more than 35 days. Borrowers must have proof of employment or a steady source of income, along with a valid bank account, to qualify for a short-term loan.

Idaho allows up to 3 rollovers, which means borrowers can roll over an existing short-term loan into a new loan 3 times., a borrower must fully repay the existing loan before taking out another. These regulations apply to all short-term loan providers operating within the state of Idaho.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out short-term loans can utilize the funds for essential services across various local providers. These loans can be directed towards medical needs or expenses at healthcare facilities, addressing urgent car repairs at auto service centers, or fulfilling legal obligations with local attorneys. Additionally, they can cover costs associated with funeral services and needed appliance repairs or replacements.

Adventure Sports Facility
135 5th Avenue South, Twin Falls, ID 83301
+1 (208) 329-7257
American Restaurant
291 Pole Line Road, Twin Falls, ID 83301
+1 (208) 736-8878
Car Repair and Service
1534 Blue Lakes Boulevard North, Twin Falls, ID 83301
+1 (208) 733-2954
Club & Association
230 Federation Road, Twin Falls, ID 83301
+1 (208) 734-0639
College/University
630 Addison Avenue West, Twin Falls, ID 83301
+1 (208) 734-9590
Community Center
459 Locust Street North, Twin Falls, ID 83301
+1 (208) 733-6333
Concert Hall
146 Main Avenue North, Twin Falls, ID 83301
+1 (208) 595-2600
Dentist
452 Cheney Drive West, Twin Falls, ID 83301
Fitness Club & Center
1111 Blue Lakes Boulevard North, Twin Falls, ID 83301
+1 (208) 732-0772
Government Office
1234 Highland Avenue East, Twin Falls, ID 83301
+1 (208) 933-2530
Hospital
200 2nd Avenue North, Twin Falls, ID 83301
+1 (800) 769-0045
Library
201 4th Avenue East, Twin Falls, ID 83301
+1 (208) 736-6205
Local Post Office
1376 Fillmore Street, Twin Falls, ID 83301
+1 (208) 734-1452
Mobile Phone Shop
Pole Line Road East, Twin Falls, ID 83301
+1 (208) 736-2022
Motel
2152 Kimberly Road, Twin Falls, ID 83301
+1 (208) 733-8620

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide quick access to funds for a brief period, usually ranging from a few weeks to a few months. These loans are ideal for bridging temporary cash flow gaps or unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. While your credit score may affect the terms and interest rates offered, having bad credit won’t necessarily disqualify you from obtaining a loan.

What is a same-day loan?

A same-day loan is a type of short-term loan where the loan processing and disbursement occur on the same day you apply. This option is beneficial when you need immediate financial assistance due to an emergency.

How do short-term loans work?

Short-term loans are a specific type of short-term loan designed to be repaid with your next paycheck. They offer quick access to cash and generally have high interest rates and fees. It's important to use short-term loans responsibly to avoid falling into a cycle of debt.

What are the eligibility requirements for short-term loans?

Eligibility criteria for short-term loans vary by lender, but generally include being at least 18 years old, having a regular source of income, and maintaining an active checking account. Some lenders may also require proof of residency and identification.

Are there any alternatives to short-term loans for people with bad credit?

Yes, there are alternatives to short-term loans for those with bad credit, including credit union loans, personal installment loans, and borrowing from friends or family. Each alternative comes with its own set of conditions and considerations, so it's crucial to choose the option that best fits your financial situation.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's location. The application process typically involves providing personal and financial information, employment details, and sometimes documentation to verify your income and identity.

Find Short-term Loans Near Me

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Twin Falls ZIP Codes

83301
83303
83341