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Best Online Short-term Loans in Boise

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Boise

Boise Business Loans
Loan agency

Address: 4278 N Patton St, Boise, ID 83704

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (208) 948-1951

Website: boisebusinessloans.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Commercial Property Financing Commercial Property Purchases Equipment Financing Equipment Leasing Fix Flip Invoice Factoring Long Term Loans Long Term Sba Loans Purchase Real Estate Real Estate Financing SBA Loans Short Term Loans Small Business Administration Loans Start Up Funding Working Capital
Cash Store
Loan agency
5.00
10 reviews

Address: 7476 W State St, Boise, ID 83714

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 853-7555

Website: cashstore.com/local/payday-loans-boise-idaho

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Advance Cash Advance Auto Equity Loans Car Repairs Cash advance Consumer Credit Credit Reporting Emergency Cash Loans Guarantee Loan Home Repairs Loan Calculator Loan Calculators Loan Personal Loans New Loan Personal Lending Personal Loans Online Personal loan Same Day Cash Separate Loan Short Term Loan Signature loan Simple Online Loan Single Payment Loans Store Loans Term Borrowing
Speedy Payday Loans
Loan agency

Address: 311 N Milwaukee St, Boise, ID 83704

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (208) 547-5640

Website: speedypdl.com/locations/boise-2

Debt Reduction Services
Credit counsel
4.90
56 reviews

Address: 6213 N Cloverdale Rd #100, Boise, ID 83713

Today's Business Hours: 7:00 AM - 5:00 PM

Phone Number: +1 (208) 378-0200

Website: debtreductionservices.org

Services:

Bankruptcy counseling Business credit services Credit repair Debt management counseling Financial education Home purchase counseling Identity theft protection Bad Credit Budget Counseling Budgeting Assistance Budgeting Education Car Loans Child Support Collection Accounts Consumer Credit Counseling Consumer Protection Credit Analysis Credit Assessment Credit Building Credit Card Consolidation Consultation Credit Card Debt Consolidate Credit Counseling Program Credit Counseling Sessions Credit Counselor's Credit Counselors Credit History Credit Plan Credit Report Pull Credit Report Review Counseling Credit Score Review Debt Collection Debt Consolidation Program Debt Education Debt Reduction Services Debt Relief Company Debt Repayment Plan Employee Assistance Financial Counselor Financial Help Financial Planning Free Consultation Free Credit Counseling Free Credit Report Reviews Full Service Hud Certified Housing Counselors Hud Counseling Insurance Plans Lines Of Credit Loan Counseling Program Loan Relief Medical Collection Medical Debt New Accounts Nonprofit Consumer Credit Counseling Online Counseling Session Online Courses Payday Loan Consolidation Payday Loan Counseling Personal Financial Management Personal Money Management Priority Counseling 24 / 7 Retirement Plans Review My Credit Report Special Programs Student Loan Assistance Student Loan Consolidation Student Loan Counseling Student Loan Counselors Student Loan Debt Counseling Student Loan Debt Forgiveness Student Loan Repayment Wage Garnishment We Offer Debt Consolidation
Idaho Finance
Loan agency
4.90
20 reviews

Address: 5800 W Fairview Ave, Boise, ID 83704

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (208) 322-4499

Website: idahofinance.com

Services:

Business loans Installment loans Line of credit Auto Repair Installment Loan Auto Repairs Car Repair Loans Credit Card Debt Debt Consolidation Installment Loans Easy Personal Loan Emergency Funds Financial Service Home Improvement Internet Service Loan Apply Loan For Medical Expenses Loan Lender Loan Online Loan Program Loans For Debt Consolidation Loans For People With Bad Credit Loans Personal Loans Loans With No Credit Check Long-Term installment Loan Low Interest Personal Loans Lower Interest Loans Medical Bill Installment Loan Medical Bill Loan New Loans Payday Loan Alternatives Payment Plans Personal Loans Quick Loan Short-term Installment Loan Small Loans Vehicle Repair Loan
Check `n Go
Loan agency
4.90
14 reviews

Address: 10654 W Overland Rd, Boise, ID 83709

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 658-8855

Website: locations.checkngo.com/idaho/boise/10654-west-overland-rd-

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Cashier's checks
LendNation
Loan agency
4.80
10 reviews

Address: 3804 W Overland Rd, Boise, ID 83705

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (208) 331-2090

Website: lendnation.com/location/id/boise/3804-overland-road-0762

Services:

Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Open End Credit Pre Paid Debit Cards Short-Term Loans Small Loan Term Loans
World Finance
Loan agency
4.70
10 reviews

Address: 1218 Broadway Ave, Boise, ID 83706

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 344-0947

Website: loansbyworld.com/locations/idaho/boise/83706/2203

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Money 4 You Payday Loans
Loan agency
4.70
12 reviews

Address: 7375 W Fairview Ave, Boise, ID 83704

Phone Number: +1 (208) 377-3832

Services:

Business loans Installment loans Payday loans Signature loans Title loans Bank Loan Car Repairs Cash Advance Confidential Loan Emergency Cash Loans Installment Loans Payday Loans Short Term Loan Short Term Loans Simple Loan
Moneytree
Loan agency
4.40
10 reviews

Address: 6493 W Fairview Ave, Boise, ID 83704

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (208) 375-2274

Website: locations.moneytreeinc.com/moneytree-fa7c6c931f35

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Money orders Payday loans Signature loans Check Cashing Locations Consumer Loans Credit Counseling Financial Solution Home Loans Instant Funding Military Lending New Loan Postal Services Prepaid Debit Cards Refinance My Loan Repayment Plan Secured Loans Short-Term Loan Tax Advisor Western Union Wire Transfer
Advance America
Financial institution
4.30
10 reviews

Address: 1545 N Milwaukee St, Boise, ID 83704

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 322-6500

Website: advanceamerica.net/store-locations/idaho/1545-n-milwaukee-st-boise-83704

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
OneMain Financial
Loan agency
4.20
10 reviews

Address: 9506 W Fairview Ave, Boise, ID 83704

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 323-8222

Website: onemainfinancial.com/branches/id/boise/83704/1170

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Cash Store
Loan agency
4.00
5 reviews

Address: 3780 W State St, Boise, ID 83703

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 319-0526

Website: cashstore.com/local/payday-loans-boise-idaho

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Advance Cash Advance Auto Equity Loans Car Repairs Cash advance Consumer Credit Credit Reporting Emergency Cash Loans Guarantee Loan Home Repairs Loan Calculator Loan Calculators Loan Personal Loans New Loan Personal Lending Personal Loans Online Personal loan Same Day Cash Separate Loan Short Term Loan Signature loan Simple Online Loan Single Payment Loans Store Loans Term Borrowing
Security Finance
Loan agency
3.80
10 reviews

Address: 548 S Vista Ave, Boise, ID 83705

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 338-9594

Website: securityfinance.com/locations/boise-id-1236

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Servigiros
Check cash
3.70
1 reviews

Address: 4107 W State St, Boise, ID 83703

Today's Business Hours: 9:00 AM - 9:00 PM

Phone Number: +1 (208) 433-9118

Website: servigirosinc.com

Security Finance
Loan agency
3.10
10 reviews

Address: 10530 W Fairview Ave, Boise, ID 83704

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 378-0231

Website: securityfinance.com/locations/boise-id-1168

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Astorquia Justin
Loan agency

Address: 1087 Boise River Greenbelt # 150, Boise, ID 83702

Phone Number: +1 (208) 389-4709

John Fayle Commercial Lending
Loan agency

Address: 9488 W Fairview Ave, Boise, ID 83704

Phone Number: +1 (208) 322-9001

12 + WORK
Loan agency

Address: 1755 N Westgate Dr, Boise, ID 83704

Website: saiacorp.com/default.aspx

Services:

401k Plan Employee Assistance Life Insurance
Pacific Northwest Financial
Loan agency

Address: 12375 W Chinden Blvd, Boise, ID 83713

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (208) 853-6524

Alternatives to Short-term Loans in Boise

Short-term loans include various options such as personal, installment, and title loans, each catering to different financial needs. Personal loans are unsecured loans that provide a lump sum of money to be repaid typically within a few months to a year, without the need for collateral. Installment loans offer a structured repayment schedule with fixed monthly payments and are suitable for those seeking predictable budgeting. Title loans, on the other hand, are short-term secured loans where the borrower uses their vehicle as collateral, often resulting in higher interest rates and a faster repayment period, making them a quick but risky option for immediate financial needs.

Best Personal Loan

Idaho Pawn & Gold by Sam's Locker
5.00
163 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Best Installment Loan

John Rynhart Primary Residential Mortgage Inc.
5.00
16 reviews

Installment loans, another type of short-term loan, are ideal for borrowers who prefer predictable monthly payments. One of the best options for installment loans is the platform that allows for fixed payments over the agreed loan term. Borrowers can take advantage of these loans to finance larger purchases or consolidate debt, as they provide a defined repayment schedule. The interest rates for installment loans can vary based on the lender, but they typically offer more straightforward terms than other short-term lending options, allowing borrowers to plan their finances around their loan repayments.

Best Car Title Loan

Idaho Title Loans, Inc.
5.00
15 reviews

Title loans cater to borrowers who own a vehicle outright and are willing to use it as collateral. A favorable option for the best title loan is a reputable auto title loan that offers competitive interest rates and transparent terms. Such loans allow borrowers to leverage the equity in their vehicle while continuing to drive it. However, it's important for borrowers to assess their ability to repay, as failure to do so could result in the loss of the vehicle.

Loan Regulations in Idaho

Short-term loan regulations are set statewide to ensure fair lending practices across the board in Idaho. Lenders are permitted to offer short-term loans up to $1,000 or 25% of a borrower's gross monthly income, whichever is less, without a cap on finance charges or APRs. The loan term can vary but must not exceed more than 35 days. Borrowers must have proof of employment or a steady source of income, along with a valid bank account, to qualify for a short-term loan.

Idaho allows up to 3 rollovers, which means borrowers can roll over an existing short-term loan into a new loan 3 times., a borrower must fully repay the existing loan before taking out another. These regulations apply to all short-term loan providers operating within the state of Idaho.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Car Repair and Service
6100 West Fairview Avenue, Boise, ID 83704
+1 (208) 376-8541
Club & Association
6711 North Glenwood Street, Boise, ID 83714
+1 (208) 327-0166
Concert Hall
854 Fulton Street, Boise, ID 83702
+1 (208) 331-9224
Dentist
8950 West Emerald Street, Boise, ID 83704
+1 (503) 952-2000
Do-It-Yourself Centers
1525 North Milwaukee Street, Boise, ID 83704
+1 (208) 375-8888
Doctor
341 East Bannock Street, Boise, ID 83712
+1 (208) 342-7034
Fitness Club & Center
3415 North Cole Road, Boise, ID 83704
+1 (208) 908-2283
Government Office
150 North Capitol Boulevard, Boise, ID 83702
+1 (208) 395-7859
Hospital
West Persimmon Lane, Boise, ID 83713
+1 (208) 991-0352
Library
7757 West Ustick Road, Boise, ID 83704
+1 (800) 377-3529
Local Post Office
750 West Bannock Street, Boise, ID 83702
+1 (800) 275-8777
Motel
4060 West Fairview Avenue, Boise, ID 83706
+1 (208) 344-4030
Movie Theater
7609 West Overland Road, Boise, ID 83709
+1 (208) 938-2898
Museum
64 North Cole Road, Boise, ID 83704
+1 (208) 375-1932
Pharmacy
2141 West Airport Way, Boise, ID 83705
+1 (208) 336-8422

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

Find Short-term Loans Near Me

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