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Best Online Short-term Loans in Lewiston

Need quick cash relief? You've come to the right place. When unexpected expenses pop up, stress and worry can quickly follow. Short-term loans can bridge the gap without the headache of lengthy loan processes. At Best Cash Advance Short-term Loans, we understand your urgency and are here to help. Our streamlined service ensures you access funds as seamlessly as possible, so you can get back on track with minimal fuss. Experience fast approvals and a straightforward process with us, your reliable solution for cash advances when you need it most.

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Best Online Short-term Loans in Lewiston

World Finance
Loan agency
4.90
10 reviews

Address: 730B 21st St, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 743-2053

Website: loansbyworld.com/locations/idaho/lewiston/83501/2214

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
LendNation
Loan agency
4.70
10 reviews

Address: 809 21st St, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (208) 746-0826

Website: lendnation.com/location/id/lewiston/809-21st-street-0768

Services:

Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Open End Credit Short-Term Loans Small Loan Term Loans
Check Into Cash
Financial institution
4.60
10 reviews

Address: 1325 21st St Suite 103, Lewiston, ID 83501

Phone Number: +1 (208) 798-0354

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Term Loans
P1FCU
Credit union
4.10
10 reviews

Address: 654 Southway Ave, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 746-8900

Website: p1fcu.org

OneMain Financial
Loan agency
4.10
5 reviews

Address: 2270 Thain Grd #104, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 743-9466

Website: onemainfinancial.com/branches/id/lewiston/83501/4335

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Bill Consolidation Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Card Debt Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Fixed Loan Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Bills Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Rebuild Credit Refinance Home Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
GreenPath Financial Wellness, Lewiston, ID
Credit counsel
4.00
1 reviews

Address: 701 Bryden Ave, Lewiston, ID 83501

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (800) 550-1961

Website: greenpath.com

P1FCU - Warner Administration
Credit union
3.50
6 reviews

Address: 1025 Warner Ave, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (208) 746-8900

Website: p1fcu.org

Cash Tyme Cash Dollar Tyme
Loan agency
1.50
1 reviews

Address: 615 21st St, Lewiston, ID 83501

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (208) 746-9900

Website: firstchoicepaydayloans.com/loans

Culbertson Crystal
Loan agency

Address: 247 Thain Rd # 104, Lewiston, ID 83501

Phone Number: +1 (208) 743-1005

Turcott Elizabeth
Loan agency

Address: 247 Thain Rd # 104, Lewiston, ID 83501

Phone Number: +1 (208) 743-1005

Alternatives to Short-term Loans in Lewiston

Short-term loans encompass a variety of financial solutions designed to address immediate borrowing needs. Personal loans offer unsecured, flexible borrowing options typically repaid in installments over a few months, making them suitable for unexpected expenses. Installment loans involve borrowing a set amount of money and repaying it over a scheduled period in equal payments, providing predictability in budgeting. Title loans are secured loans where borrowers use their vehicle title as collateral, allowing access to funds while still using the vehicle, but they carry the risk of repossession if payments are not met. Each type serves different financial situations, emphasizing the importance of considering terms, interest rates, and repayment obligations.

Best Personal Loan

Mann Mortgage
5.00
11 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Best Installment Loan

Lohman Accounting
3.90
6 reviews

Installment loans are characterized by fixed monthly payments over a defined period, often ranging from a few months to several years. These loans are ideal for borrowers who need a substantial amount of money upfront but prefer to pay it off over time in manageable increments. Installment loans often cover a range of uses, such as automobile financing or personal consumption. While the interest rates can vary based on the lender and borrower's credit profile, they are generally lower than those associated with revolving credit products. The structured nature of installment loans offers financial clarity and stability, making them an attractive option for managing medium-term financial goals.

Best Car Title Loan

TitleOne
4.60
10 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in Idaho

Short-term loan regulations are set statewide to ensure fair lending practices across the board in Idaho. Lenders are permitted to offer short-term loans up to $1,000 or 25% of a borrower's gross monthly income, whichever is less, without a cap on finance charges or APRs. The loan term can vary but must not exceed more than 35 days. Borrowers must have proof of employment or a steady source of income, along with a valid bank account, to qualify for a short-term loan.

Idaho allows up to 3 rollovers, which means borrowers can roll over an existing short-term loan into a new loan 3 times., a borrower must fully repay the existing loan before taking out another. These regulations apply to all short-term loan providers operating within the state of Idaho.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Car Repair and Service
2605 16th Avenue, Lewiston, ID 83501
+1 (208) 746-0593
Car Wash
2131 13th Avenue, Lewiston, ID 83501
+1 (208) 798-0422
Club & Association
1205 8th Avenue, Lewiston, ID 83501
+1 (208) 743-5968
College/University
500 8Th Ave, Lewiston, ID 83501
Community Center
1424 Main Street, Lewiston, ID 83501
+1 (208) 746-2313
Dentist
3326 4th Street, Lewiston, ID 83501
+1 (208) 746-0479
Fitness Club & Center
625 21st Street, Lewiston, ID 83501
+1 (208) 746-7472
Government Office
806 Snake River Avenue, Lewiston, ID 83501
+1 (208) 298-1312
Hospital
415 6th Street, Lewiston, ID 83501
+1 (509) 755-5500
Hotel
2425 Nez Perce Drive, Lewiston, ID 83501
+1 (208) 750-1600
Library
411 D Street, Lewiston, ID 83501
+1 (208) 798-2525
Local Post Office
1613 Idaho Street, Lewiston, ID 83501
+1 (800) 275-8777
Movie Theater
2920 Nez Perce Drive, Lewiston, ID 83501
+1 (208) 798-8080
Museum
832 Main Street, Lewiston, ID 83501
+1 (208) 743-9999
Pharmacy
338 6th Street, Lewiston, ID 83501
+1 (208) 848-8300

FAQ

What are short-term loans?

Short-term loans are financial products designed to be repaid relatively quickly, typically ranging from a few weeks to a few months. They are often used to cover unexpected expenses or bridge financial gaps until the next payday.

Can I get a short-term loan with bad credit?

Yes, it's possible to obtain a short-term loan even with bad credit. Many lenders offer products specifically tailored for individuals with less-than-perfect credit scores. However, interest rates might be higher compared to those for individuals with good credit.

What is a same-day loan?

A same-day loan is a type of short-term loan where the application, approval, and funding process are expedited so that the borrower receives the funds on the same day they apply. These loans are useful in urgent financial situations.

Are short-term loans the same as short-term loans?

Short-term loans are a type of short-term loan. They are typically due on the borrower's next payday and are known for their high-interest rates and fees. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

How can I apply for a short-term loan?

You can apply for a short-term loan through various lenders, including banks, credit unions, and online lenders. The application process usually involves submitting personal, financial, and employment information, and it can often be completed online.

What are the typical requirements to qualify for a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a steady source of income, be a resident of the country where you're applying, and have a valid bank account. Specific requirements can vary between lenders.

What are the risks associated with short-term loans?

The risks of short-term loans include high-interest rates, potential for debt cycles if not repaid on time, and additional fees and charges. It's essential to understand the terms and ensure you can repay the loan by the due date to avoid financial challenges.

Find Short-term Loans Near Me

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Lewiston ZIP Codes

83501