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Best Online Short-term Loans in Coeur d'Alene

Strapped for cash and need quick help? You're not alone. Many face financial hiccups that can't wait, and that's where our Best Cash Advance Short-term Loans step in. It's frustrating dealing with unforeseen expenses without a safety net. But don't stress! Our service provides a swift, hassle-free solution to ease your financial strain. Skip the long waits and complex paperwork. Get the funds you need right when you need them. Experience reliability and speed with our top-notch short-term loans designed to help you bounce back fast. Let us be your financial lifeline today!

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Best Online Short-term Loans in Coeur d'Alene

Advance America
Financial institution
5.00
10 reviews

Address: 204 W Ironwood Dr Ste. D, Coeur d'Alene, ID 83814

Today's Business Hours: 11:00 AM - 5:30 PM

Phone Number: +1 (208) 667-6610

Website: advanceamerica.net/store-locations/idaho/204-ironwood-dr-ste-d-coeur-dalene-83814

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Check Into Cash
Financial institution
4.70
10 reviews

Address: 503 W Appleway Ave APT F, Coeur d'Alene, ID 83814

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (208) 667-1998

Website: localstoresdev.wpengine.com/us/id/coeur-dalene/503-w-appleway

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Moneytree
Loan agency
4.20
6 reviews

Address: 223 W Appleway Ave, Coeur d'Alene, ID 83814

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (208) 769-7500

Website: locations.moneytreeinc.com/moneytree-d2f7c7005815

Services:

Bill paying Business loans Cash for gift cards Installment loans Line of credit Money orders Payday loans Signature loans Check Cashing Locations Consumer Loans Credit Counseling Financial Solution Home Loans Instant Funding Military Lending New Loan Postal Services Prepaid Debit Cards Quick Cash Refinance My Loan Repayment Plan Secured Loans Short-Term Loan Tax Advisor Western Union Wire Transfer
Continental Loans
Loan agency
3.10
4 reviews

Address: 1801 Lincoln Way Suite 7, Coeur d'Alene, ID 83814

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (208) 664-4212

Website: securityfinance.com/locations/coeur-d-alene-id-1357

E N G Lending
Loan agency

Address: 1221 W Ironwood Dr # 101, Coeur d'Alene, ID 83814

Phone Number: +1 (208) 664-6846

Boun & Loan
Loan agency

Address: 4029 N Government Way, Coeur d'Alene, ID 83815

Alternatives to Short-term Loans in Coeur d'Alene

Short-term loans come in various forms, each catering to specific needs and requirements. Personal short-term loans are generally unsecured and offer quick access to funds, often used for emergency expenses or bridging financial gaps until the next paycheck. Installment loans, on the other hand, provide a fixed lump sum that is repaid over a set period via scheduled payments, helping manage repayments more effectively. Title loans, a type of secured loan, require borrowers to use their vehicle's title as collateral, offering fast cash but with the risk of losing the vehicle if the loan is not repaid timely. Each loan type has distinct terms, eligibility criteria, and risks, making it essential to carefully assess options before proceeding.

Best Personal Loan

Platinum Home Mortgage - Coeur d'Alene
5.00
92 reviews

Personal short-term loans are a popular choice for individuals needing quick access to funds without collateral. They are often unsecured, meaning borrowers don't need to put up any assets as security for the loan. These loans can be an excellent choice for emergencies or unexpected expenses. Many online lenders offer personal loans with varying interest rates and repayment terms, usually between two weeks to a few months. While interest rates may be higher than those on long-term loans, the convenience and speed with which funds can be accessed make personal short-term loans attractive for those who need immediate financial relief.

Best Car Title Loan

North Idaho Title Co
4.80
10 reviews

Title loans are short-term loans where borrowers can use their vehicle title as collateral to secure the funding they need. These loans are often sought by individuals who may not qualify for traditional loans due to poor credit history or limited income. With title loans, lenders typically do not perform rigorous credit checks, making them accessible but also potentially risky due to high interest rates. If borrowers are unable to repay the loan, they risk losing their vehicle as lenders have the right to repossess and sell it to recover the debt. Therefore, it's important for borrowers to consider alternative options and fully understand the terms before proceeding with a title loan.

Loan Regulations in Idaho

Short-term loan regulations are set statewide to ensure fair lending practices across the board in Idaho. Lenders are permitted to offer short-term loans up to $1,000 or 25% of a borrower's gross monthly income, whichever is less, without a cap on finance charges or APRs. The loan term can vary but must not exceed more than 35 days. Borrowers must have proof of employment or a steady source of income, along with a valid bank account, to qualify for a short-term loan.

Idaho allows up to 3 rollovers, which means borrowers can roll over an existing short-term loan into a new loan 3 times., a borrower must fully repay the existing loan before taking out another. These regulations apply to all short-term loan providers operating within the state of Idaho.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan and are considering how to allocate it, several local service providers can benefit from immediate financial support. Consider allocating funds toward urgent medical expenses, necessary car repairs, or essential legal services that facilitate critical life matters. Additionally, the loan may assist with covering funeral costs or purchasing essential household appliances, ensuring essential needs are addressed promptly.

Car Wash
1110 West Appleway Avenue, Coeur d'Alene, ID 83814
+1 (208) 765-1265
College/University
1031 North Academic Way, Coeur d'Alene, ID 83814
+1 (208) 666-6707
Community Center
411 North 15th Street, Coeur d'Alene, ID 83814
+1 (208) 765-5191
Dentist
1341 North Northwood Center Court, Coeur d'Alene, ID 83814
+1 (208) 500-2204
Fitness Club & Center
301 North 4th Street, Coeur d'Alene, ID 83814
+1 (208) 209-4234
Government Office
710 East Mullan Avenue, Coeur d'Alene, ID 83814
+1 (208) 769-2281
Hospital
1875 North Lakewood Drive, Coeur d'Alene, ID 83814
+1 (208) 758-0486
Library
702 East Front Avenue, Coeur d'Alene, ID 83814
+1 (208) 769-2315
Mobile Phone Shop
540 North Highway 95, Coeur d'Alene, ID 83815
+1 (208) 762-1427
Movie Theater
2416 North Old Mill Loop, Coeur d'Alene, ID 83814
+1 (208) 676-8185
Pharmacy
520 E Coeur Dalene Ave, Coeur d'Alene, ID 83814
+1 (208) 664-1644
Rent-a-Car Facility
1503 East Linden Avenue, Coeur d'Alene, ID 83814
+1 (208) 765-2277
Shopping Center
210 East Sherman Avenue, Coeur d'Alene, ID 83814
Theater
4951 N Descartes, Coeur d'Alene, ID 83815
+1 (208) 660-2958
Tourist Information Office
301 North 3rd Street, Coeur d'Alene, ID 83814
+1 (208) 666-0730

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically for unexpected expenses or emergencies. They are generally repaid within a short period, ranging from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your current financial situation and ability to repay the loan rather than your credit history.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often within 24 hours of application approval. The process involves filling out an application, waiting for approval from the lender, and, once approved, receiving the funds in your bank account on the same day.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan typically repaid on the borrower’s next payday. They usually have high-interest rates and are intended for small amounts of money over a short repayment period. While all short-term loans are short-term loans, not all short-term loans are short-term loans.

What are the requirements for obtaining a short-term loan?

Requirements vary by lender, but generally include being at least 18 years old, having a regular source of income, and holding an active bank account. Some lenders may also require a government-issued ID.

What are the risks associated with short-term loans?

Short-term loans can have high-interest rates and fees, which can lead to a cycle of debt if not managed carefully. It's crucial to fully understand the terms and ensure that you can repay the loan on time to avoid additional charges.

How do I apply for a short-term loan?

You can apply for a short-term loan online or at a physical lender's location. Online applications typically involve filling out a form with your personal and financial information, after which you’ll receive a decision. Ensure you compare different lenders to find the terms that best suit your needs.

Find Short-term Loans Near Me

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Coeur d'Alene ZIP Codes

83814
83815
83816