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Best Online Short-term Loans in Holland

Need cash fast? We've all been there—unexpected expenses can throw your budget off balance. Short-term loans might be just the lifeline you need to get back on track. Don’t let financial hiccups stress you out. Our Best Cash Advance Short-term Loans offer quick, hassle-free solutions to keep you moving forward. Forget lengthy applications and waiting times; with us, you'll secure the funds you need, exactly when you need them. Choose our service today, and regain control of your finances in a pinch!

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Best Online Short-term Loans in Holland

Instant Payday Cash Advance
Loan agency
4.90
4 reviews

Address: 65 Douglas Ave #3310, Holland, MI 49424

Phone Number: +1 (616) 355-0122

Website: instantcashadvancecorp.com

Services:

Business loans Payday loans Signature loans Conventional Loans New Loans Short Term Lending
Advance America
Financial institution
4.90
10 reviews

Address: 2279 N Park Dr Ste. 440, Holland, MI 49424

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (616) 395-4034

Website: advanceamerica.net/store-locations/michigan/2279-north-park-dr-ste-440-holland-49424

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Check `n Go
Loan agency
4.50
10 reviews

Address: 1111 Washington Ave, Holland, MI 49423

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (616) 395-3000

Website: locations.checkngo.com/michigan/holland/1111-washington-avenue

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Short-Term Loan Cashier's checks
Cash Store
Loan agency
4.00
2 reviews

Address: 12465 James St Ste 2, Holland, MI 49424

Phone Number: +1 (616) 399-7603

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Auto Equity Loans Car Repairs Cash advance Consumer Credit Credit Card Payment Emergency Cash Loans Guarantee Loan Home Repairs Immediate Cash Loan Calculators Loan Personal Loans Online Loan Application Personal Lending Personal loan Quick Loan Short Term Loan Signature loan Single Payment Loans Store Loans Term Borrowing
Lakeshore 504
Loan agency

Address: 272 E 8th St, Holland, MI 49423

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (616) 392-9633

Alternatives to Short-term Loans in Holland

Short-term loans offer individuals quick access to funds and come in various forms, including personal loans, installment loans, and title loans. Personal loans are typically unsecured, allowing borrowers to access cash without collateral, often with fixed terms. Installment loans provide a fixed lump sum that is repaid over a set period with scheduled payments, making them predictable for budgeting purposes. Title loans, on the other hand, require the borrower to use their vehicle as collateral, providing immediate cash but risking repossession if the loan is not repaid on time. Each type of short-term loan caters to different financial needs, with varying interest rates, repayment structures, and risks involved.

Best Personal Loan

The Mortgage House Inc
5.00
10 reviews

Short-term personal loans are typically unsecured loans that are granted quickly and without the need for collateral. These loans are ideal for individuals who need a small amount of money urgently. The best personal short-term loan option would be one with a competitive interest rate, flexible repayment terms, and quick approval process. For example, a lending platform that offers online applications with instant decisions and funding within a day can be highly advantageous for borrowers needing immediate funds.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are various local service providers where these funds can be utilized. Medical services, car repair shops, legal consultation practices, funeral services, and appliance repair centers are among the essential sectors where such loans might be directed.

Adventure Sports Facility
76 South River Avenue, Holland, MI 49423
+1 (616) 294-3931
American Restaurant
206 South River Avenue, Holland, MI 49423
Car Glass Replacement Shop
6259 136th Avenue, Holland, MI 49424
+1 (616) 201-3225
Car Wash
836 East 16th Street, Holland, MI 49423
+1 (616) 848-7288
Club & Association
661 East 24th Street, Holland, MI 49423
+1 (616) 298-2164
College/University
South Waverly Road, Holland, MI 49423
+1 (616) 394-4848
Concert Hall
150 West 8th Street, Holland, MI 49423
Dentist
545 Michigan Avenue, Holland, MI 49423
+1 (616) 396-1058
Doctor
1221 East 16th Street, Holland, MI 49423
Fitness Club & Center
180 East 40th Street, Holland, MI 49423
+1 (616) 312-4312
Government Office
270 South River Avenue, Holland, MI 49423
+1 (616) 355-1350
Hospital
602 Michigan Avenue, Holland, MI 49423
+1 (616) 392-5141
Hotel
Holland, MI 49424
+1 (616) 215-0980
Library
53 Graves Place, Holland, MI 49423
+1 (616) 395-7790
Local Post Office
746 East 16th Street, Holland, MI 49423
+1 (800) 275-8777

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide quick access to funds for a brief period, usually ranging from a few weeks to a few months. These loans are ideal for bridging temporary cash flow gaps or unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. While your credit score may affect the terms and interest rates offered, having bad credit won’t necessarily disqualify you from obtaining a loan.

What is a same-day loan?

A same-day loan is a type of short-term loan where the loan processing and disbursement occur on the same day you apply. This option is beneficial when you need immediate financial assistance due to an emergency.

How do short-term loans work?

Short-term loans are a specific type of short-term loan designed to be repaid with your next paycheck. They offer quick access to cash and generally have high interest rates and fees. It's important to use short-term loans responsibly to avoid falling into a cycle of debt.

What are the eligibility requirements for short-term loans?

Eligibility criteria for short-term loans vary by lender, but generally include being at least 18 years old, having a regular source of income, and maintaining an active checking account. Some lenders may also require proof of residency and identification.

Are there any alternatives to short-term loans for people with bad credit?

Yes, there are alternatives to short-term loans for those with bad credit, including credit union loans, personal installment loans, and borrowing from friends or family. Each alternative comes with its own set of conditions and considerations, so it's crucial to choose the option that best fits your financial situation.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's location. The application process typically involves providing personal and financial information, employment details, and sometimes documentation to verify your income and identity.

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Holland ZIP Codes

49422
49423
49424