Home page Midland

Best Online Short-term Loans in Midland

Feeling strapped for cash and need a quick fix? Life's unexpected expenses can catch us off guard, leading to stress and financial strain. Our Best Cash Advance Short-term Loans are here to get you back on track, providing fast and easy solutions tailored to your immediate needs. No more waiting or long approval processes—just straightforward, reliable financial support when you need it the most. Take the stress out of short-term financial challenges with our trusted cash advance services today!

Table of content
Jump to

Best Online Short-term Loans in Midland

Asset Brokers & Loans
Loan agency
5.00
3 reviews

Address: 1602 S Saginaw Rd, Midland, MI 48640

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (989) 631-9080

Website: assetbrokersandloans.com

Check Into Cash
Financial institution
5.00
10 reviews

Address: 305 S Saginaw Rd, Midland, MI 48640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (989) 839-0465

Website: local.checkintocash.com/us/mi/midland/305-s-saginaw-road

Services:

Cash Advance Check Cashing Services Financial Services Home Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card
Approved Cash
Loan agency
4.90
10 reviews

Address: 318 Saginaw Rd Suite E, Midland, MI 48640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (989) 835-8680

Website: approvedcashadvance.com/locations/midland

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services
Advance America
Financial institution
4.60
7 reviews

Address: 913 S Saginaw Rd, Midland, MI 48640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (989) 835-3461

Website: advanceamerica.net/store-locations/michigan/913-s-saginaw-road-midland-48640

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
OneMain Financial
Loan agency
4.20
10 reviews

Address: 1311 Washington St, Midland, MI 48640

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (989) 839-6814

Website: onemainfinancial.com/branches/mi/midland/48640/4441

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Cash Out Refinance Consolidation Credit Consumer Loan Credit Cards Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Holiday Loan Home Improvements Housing Counselors Lending Solutions Loan Calculator Loan Insurance Medical Loans Military Lending Money Management Mortgage Loan Servicer Mortgage Loans Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
K & K Financial
Loan agency

Address: 5103 Eastman Ave, Midland, MI 48640

Phone Number: +1 (989) 835-1927

Access Cash International
Check cash

Address: 3217 Bay City Rd, Midland, MI 48642

Phone Number: +1 (989) 495-0162

Alternatives to Short-term Loans in Midland

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

Check `n Go
5.00
10 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Best Car Title Loan

CFC Title Services, Inc
5.00
0 reviews

Title loans are a type of secured short-term loan where the borrower uses their vehicle title as collateral. This option is suitable for individuals who own their car outright and are seeking a quick funding solution. Title loans can provide fast access to cash, often within the same day, but they come with the risk of losing the vehicle if the loan is not repaid. These loans generally have high interest rates and short repayment periods, making them most suitable for borrowers confident in their ability to repay promptly. It's crucial for borrowers to carefully consider their financial situation before opting for a title loan.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Wash
312 East Lyon Road, Midland, MI 48640
+1 (989) 698-3048
Club & Association
2205 Jefferson Avenue, Midland, MI 48640
+1 (989) 832-7937
College/University
3114 Jefferson Avenue, Midland, MI 48640
+1 (989) 941-6989
Community Center
2086 East Shaffer Road, Midland, MI 48642
+1 (989) 689-0723
Dentist
720 West Wackerly Street, Midland, MI 48640
+1 (989) 631-9795
Do-It-Yourself Centers
1100 Joe Mann Boulevard, Midland, MI 48642
+1 (989) 633-9381
Doctor
4710 Eastman Avenue, Midland, MI 48640
+1 (989) 341-1070
Government Office
E Ashman Street, Midland, MI 48642
+1 (989) 837-6988
Hospital
4000 Wellness Drive, Midland, MI 48670
+1 (989) 839-3000
Hotel
810 Cinema Drive, Midland, MI 48642
+1 (989) 794-8500
Italian Restaurant
120 East Main Street, Midland, MI 48640
Library
1710 West Saint Andrews Road, Midland, MI 48640
+1 (989) 837-3474
Movie Theater
6540 Cinema Drive, Midland, MI 48642
+1 (989) 839-0100
Museum
5212 Huntington Drive, Midland, MI 48640
Post Office
139 Ashman Street, Midland, MI 48640
+1 (989) 631-7100

FAQ

What are Short-term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers who need immediate funds. These loans are typically borrowed for short periods, often from a few weeks to a few months. They are commonly used to cover unexpected expenses or gaps in cash flow.

Can I get a Short-term Loan with Bad Credit?

Yes, you can. Many lenders offer short-term loans to individuals with bad credit, focusing more on your current financial situation and ability to repay the loan, rather than your past credit history. However, interest rates might be higher to compensate for the risk.

How do Same-day Loans work?

Same-day loans are a type of short-term loan where the application process is quickened so that funds can be disbursed on the same day as the application. These loans are beneficial for emergencies and urgent financial needs, with the approval process often conducted online.

Are Short-term Loans the same as Short-term Loans?

Short-term loans are a specific type of short-term loan, typically due on your next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans can be slightly longer-term and may offer more varied repayment options.

How quickly can I receive funds from a Short-term Loan?

Many lenders who offer short-term loans prioritize speed and efficiency. Once approved, you may receive the funds within a few hours or by the next business day. The exact time may vary depending on the lender's policies and the time of day you apply.

What are the typical interest rates for Short-term Loans?

Interest rates for short-term loans can vary significantly based on the lender, the loan amount, and the borrower's financial profile. Typically, rates are higher than those for long-term loans, reflecting the increased risk to lenders. It's crucial to compare lenders to get the best rate possible.

What should I consider before applying for a Short-term Loan?

Before applying for a short-term loan, consider whether you genuinely need immediate funds and if you're able to comfortably repay the loan according to the terms. Evaluate the total cost of the loan, including fees and interest, and explore alternative funding options to ensure you're making the best financial decision.

Find Short-term Loans Near Me

Jump to city name:

AdaAdrianAlansonAlbionAldenAlgonacAlleganAllen ParkAllendaleAllendale Charter TwpAlmaAlmontAlpenaAnchorvilleAnn ArborArborArmadaAtlantaAtticaAu GresAu TrainAuburnAuburn HillsBad AxeBaldwinBangorBaragaBark RiverBarrytonBaseBattle CreekBay CityBay HarborBay PortBear LakeBeaver IslandBeavertonBeldingBellaireBellevilleBellevueBelmontBenton HarborBenzoniaBerglandBerkleyBerrien SpringsBessemerBeulahBeverly HillsBig RapidsBingham FarmsBirch RunBirminghamBlancBlanchardBlissfieldBloomfield HillsBloomfield TwpBostonBoyne CityBoyne FallsBreckenridgeBridgeport Charter TownshipBridgmanBrightonBrimleyBronsonBrooklynBrown CityBrownstown Charter TwpBruce CrossingBuchananBuckleyBurtBurtonByron CenterCadillacCaledoniaCalumetCalumet TwpCanadian LakesCantonCapacCarletonCaroCarson CityCarsonvilleCascoCasevilleCasnoviaCass CityCassopolisCedar SpringsCedarvilleCenter LineCentral LakeCentrevilleCharlevoixCharlotteChassellChathamCheboyganChelseaChesaningChesterfieldChesterfield TownshipCityClareClarklakeClarkstonClawsonClimaxClintonClinton TwpClioColdwaterColemanColomaColoma Charter TownshipColonColumbiavilleCommerce Charter TwpComstock ParkConcordConstantineCoopersvilleCopemishCopper HarborCorunnaCreekCroswellCrystal FallsDavisonDe Tour VillageDearbornDearborn HeightsDecaturDeckervilleDeltonDetroitDewittDexterDimondaleDorrDouglasDowagiacDrummondDrydenDundeeDurandEast JordanEast LansingEast LeroyEast TawasEastpointeEaton RapidsEcorseEdmoreEdwardsburgElk RapidsElktonEllsworthElsieEmmettEmpireEngadineEraEscanabaEssexvilleEvartEwenFair HavenFairgroveFairviewFarmingtonFarmington HillsFarwellFennvilleFentonFenwickFerndaleFerrysburgFife LakeFlat RockFlintFlint TwpFlushingFort Gratiot TwpFowlerFowlervilleFrankenmuthFrankfortFraserFreelandFremontFruitportFruitport Charter TwpGardenGarden CityGaylordGladstoneGladwinGlennieGoblesGoodrichGowenGrand BlancGrand Blanc TwpGrand HavenGrand LedgeGrand MaraisGrand RapidsGrand Rapids Charter TownshipGrandvilleGrantGrass LakeGrawnGraylingGreenvilleGrosse Ile TownshipGrosse PointeGrosse Pointe FarmsGrosse Pointe ParkGrosse Pointe ShoresGrosse Pointe WoodsGulliverGwinnHaleHamburg TownshipHamiltonHamtramckHancockHanoverHarbor BeachHarbor SpringsHarper WoodsHarrisonHarrison TwpHarrisvilleHartHartlandHaslettHastingsHavenHazel ParkHeightsHemlockHighlandHighland Charter TwpHighland ParkHillmanHillsHillsdaleHollandHollyHoltHomerHonorHoughtonHoughton LakeHoward CityHowellHudsonHudsonvilleHuntington WoodsIdaImlay CityIndian RiverInksterInterlochenIoniaIra TownshipIron MountainIron RiverIronwoodIshpemingIthacaJacksonJamestownJenisonJonesvilleJosephKalamazooKalevaKalkaskaKawkawlinKeego HarborKent CityKentwoodKimballKincheloeKindeKingsfordKingsleyL'anseLakeLake AnnLake CityLake GeorgeLake IsabellaLake LeelanauLake LindenLake OdessaLake OrionLakeviewLambertvilleLansingLapeerLathrup VillageLauriumLawrenceLawtonLe RoyLelandLennonLeslieLexingtonLincolnLincoln ParkLindenLinwoodLitchfieldLivoniaLowellLowell Charter TownshipLudingtonLuna PierLutherMackinac IslandMackinaw CityMacombMacomb TownshipMadison HeightsMancelonaManchesterManisteeManistiqueMantonMaple CityMaple RapidsMarcellusMarine CityMarionMarletteMarquetteMarshallMarysvilleMasonMattawanMaybeeMayvilleMcbainMecostaMelvindaleMendonMenomineeMesickMetamoraMichigan CenterMiddletonMiddlevilleMidlandMilanMilanoMilfordMilford Charter TwpMillingtonMioMonroeMontagueMontroseMorenciMorleyMountainMt ClemensMt MorrisMt PleasantMunisingMunithMuskegonNapoleonNashvilleNaubinwayNegauneeNew BaltimoreNew BuffaloNew HavenNew HudsonNew LothropNewaygoNewberryNewportNilesNorth BranchNorthportNorthvilleNorton ShoresNorwayNottawaNoviOakOak ParkOakland Charter TownshipOdessaOkemosOlivetOnawayOnekamaOnstedOntonagonOrchard Lake VillageOrion TwpOrtonvilleOscodaOshtemo TownshipOssinekeOtisvilleOtsegoOvidOwossoOxfordPalmyraParadiseParchmentParkParmaPaw PawPeckPellstonPentwaterPetoskeyPickfordPigeonPinckneyPinconningPlainwellPleasant LakePleasant RidgePlymouthPontiacPort AustinPort HopePort HuronPort Huron Charter TownshipPort SanilacPortagePortlandPosenPottervillePowersPrescottPrudenvilleRapid RiverRapidsRavennaRedford Charter TwpReed CityReeseRemusRichlandRichmondRichvilleRiver RougeRiverviewRives JunctionRochesterRochester HillsRockRockfordRockwoodRogers CityRomeoRomulusRoscommonRose CityRosevilleRoyal OakRudyardRuthSaginawSagolaSalineSand LakeSanduskySanfordSaranacSaugatuckSault Ste. MarieSawyerSchoolcraftScottvilleSebewaingShelby TownshipShelby TwpShepherdShoresSidneySix LakesSmiths CreekSomerset CenterSouth HavenSouth LyonSouth RangeSouth RockwoodSouthfieldSouthgateSpaldingSpartaSpring ArborSpring LakeSpringfieldSpringportSpringsSt ClairSt Clair ShoresSt IgnaceSt JohnsSt JosephStandishStantonStanwoodSterling HeightsStevensvilleStockbridgeSturgisSunfieldSuperior Charter TwpSuttons BaySwartz CreekTawas CityTaylorTecumsehTekonshaTemperanceThompsonvilleThree OaksThree RiversTownshipTraverse CityTrenaryTrentonTroyTrufantTustinTwpUblyUnion CityUnion PierUticaVan Buren Charter TownshipVassarVermontvilleVestaburgVicksburgWakefieldWalkerWalkervilleWalled LakeWalloon LakeWarrenWashingtonWashington TownshipWaterford TwpWatersmeetWatervlietWaylandWayneWeidmanWellsWellstonWest Bloomfield TownshipWest BranchWest OliveWestlandWestphaliaWhite CloudWhite LakeWhite Lake Charter TownshipWhite PigeonWhitehallWhitmore LakeWilliamsburgWilliamstonWixomWolverineWoodhavenWoodlandWyandotteWyomingYpsilantiZeeland

Midland ZIP Codes

48623
48640
48641
48642
48667
48670
48674
48686