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Best Online Short-term Loans in Port Huron

Need quick cash? Our Best Cash Advance Short-term Loans are here to help! Unexpected expenses can turn even the most organized budget upside-down, causing stress and confusion. Don't let bills pile up and worry you any longer. Our fast, easy-to-access short-term loans provide the perfect solution, giving you the financial flexibility you need right when you need it. With our reliable service, you can access funds swiftly and regain control. Let us be your trusted partner in overcoming short-term financial hurdles. Explore our services now and discover how simple it is to bridge the gap till your next paycheck!

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Best Online Short-term Loans in Port Huron

Check `n Go
Loan agency
5.00
10 reviews

Address: 1327 24th St, Port Huron, MI 48060

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (810) 984-9900

Website: locations.checkngo.com/michigan/port-huron/1327-24th-street

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Title loans Consumer Loans Credit Card Credit Counseling Current Loan Deposit Services Financial Services Loan Refinance Loan Transactions Online Account Management Online Cash Advance Prepaid Debit Cards Quick Cash Advance Retail Finance Retail Loans Simple Loan Small Loans Term Loans The Choice Loan Unsecured Loans Personal check cashing Student loan check cashing
Advance America
Financial institution
5.00
10 reviews

Address: 3506 Pine Grove Ave, Port Huron, MI 48060

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (810) 966-1065

Website: advanceamerica.net/store-locations/michigan/3506-pine-grove-avenue-port-huron-48060

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Credit Bureau Services of Michigan
Loan agency

Address: 1037 Water St Ste 3, Port Huron, MI 48060

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (810) 984-4179

Website: creditbureauservicesofmichigan.com

Services:

Accounts Receivable Free Consultation

Alternatives to Short-term Loans in Port Huron

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Huntington Bank
5.00
1 reviews

Short-term loans are financial products designed to be repaid within a brief time frame, typically ranging from a few weeks to a couple of months. For personal loans, the best option often includes lenders that offer competitive interest rates, flexible repayment terms, and a straightforward application process. These loans are usually unsecured, meaning they don't require collateral, and they cater to individuals with a good credit score who need quick access to funds for emergencies or small expenses.

Best Car Title Loan

ATA National Title Group
0.00
0 reviews

Title loans are a short-term secured loan where the borrower uses their vehicle's title as collateral. These loans are typically available even to those with poor credit, but they come with high risks, like the potential loss of the vehicle if the loan is not repaid. Despite the risks, a reputable option for a title loan is TitleMax, which offers transparent terms and competitive rates compared to other title loan providers. TitleMax is known for its straightforward application process and efficient service, making it a suitable choice for those in urgent need of funds.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, you can allocate the funds to essential local services that cater to immediate needs. Medical, car repair, legal, funeral, and appliance services are crucial areas where this financial cushion could be effectively utilized. Whether handling medical emergencies, fixing a vehicle, addressing legal matters, managing unexpected funeral expenses, or repairing essential home appliances, the loan can provide the necessary financial support.

Car Wash
3965 Dove Road, Port Huron, MI 48060
+1 (810) 824-3321
Club & Association
701 McMorran Boulevard, Port Huron, MI 48060
+1 (810) 966-0396
Community Center
600 Grand River Avenue, Port Huron, MI 48060
+1 (810) 984-5061
Concert Hall
609 Huron Avenue, Port Huron, MI 48060
Convenience Store
1921 Griswold Street, Port Huron, MI 48060
+1 (810) 982-2612
Dentist
2425 Military Street, Port Huron, MI 48060
+1 (810) 985-6600
Doctor
1221 Pine Grove Avenue, Port Huron, MI 48060
+1 (810) 987-5000
Fast Food
608 24th Street, Port Huron, MI 48060
Government Office
100 McMorran Boulevard, Port Huron, MI 48060
+1 (810) 984-9742
Hospital
1201 Pine Grove Avenue, Port Huron, MI 48060
+1 (810) 989-3330
Hotel
2021 Water Street, Port Huron, MI 48060
+1 (810) 662-3400
Library
323 Erie Street, Port Huron, MI 48060
+1 (810) 984-3881
Movie Theater
2725 Krafft Road, Port Huron, MI 48060
+1 (810) 982-8463
Museum
405 Water Street, Port Huron, MI 48060
+1 (810) 455-0215
Pharmacy
515 10th Street, Port Huron, MI 48060
+1 (810) 989-5990

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick funds with the expectation of repayment over a brief period, generally ranging from a few weeks to a few months. They are often used to cover unexpected expenses or immediate cash flow gaps.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans typically have higher interest rates to offset the increased risk, but they can be an accessible option for those who need urgent funds and have a less-than-perfect credit history.

Are same-day loans available?

Yes, some lenders offer same-day loan options. These loans are designed to provide rapid access to funds, often within hours of approval. However, eligibility criteria may be strict, and fees and interest rates may be higher compared to longer-term loans.

What’s the difference between a short-term loan and other short-term loans?

Short-term loans are a type of short-term loan specifically intended to cover expenses until your next paycheck. They usually feature small loan amounts and high interest rates. Other short-term loans might offer slightly longer repayment terms or different fee structures.

How much can I borrow with a short-term loan?

The borrowing limit for short-term loans can vary depending on the lender and the borrower’s creditworthiness. Generally, short-term loans range from $100 to $5,000, but for short-term loans, the limit might be smaller.

What are the risks of taking a short-term loan?

Short-term loans often come with high interest rates and fees, making them costly over time if not managed carefully. Additionally, failing to repay these loans on time can lead to additional fees, potential harm to credit scores, and debt cycles.

How can I apply for a short-term loan?

Applying for a short-term loan typically involves completing an online application form, which requires personal, financial, and employment information. Once submitted, lenders review the application and, if approved, funds are usually deposited directly into the borrower’s bank account.

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Port Huron ZIP Codes

48059
48060
48061