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Best Online Short-term Loans in Taylor

Say goodbye to unexpected financial stress! When life's surprises throw you a curveball, our Best Cash Advance Short-term Loans are here to help. Many struggle with cash flow issues, unsure where to turn. But don't worry – these short-term loans offer a quick and straightforward solution to your immediate money troubles. No more sleepless nights! Our fast, efficient service can get you the funds you need without hassle. Experience the peace of mind that comes with knowing a solution is just around the corner. Get started today and take control of your financial future with ease!

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Best Online Short-term Loans in Taylor

Check `n Go
Loan agency
5.00
10 reviews

Address: 26217 Eureka Rd, Taylor, MI 48180

Phone Number: +1 (734) 955-6992

Instant Cash Advance
Loan agency
4.90
10 reviews

Address: 24358 Ecorse Rd, Taylor, MI 48180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (313) 827-1111

Website: instantcashadvancecorp.com/store/taylor

Services:

Business loans Payday loans Signature loans Conventional Loans New Loans Short Term Lending
Advance America
Financial institution
4.90
10 reviews

Address: 27256 Eureka Rd, Taylor, MI 48180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (734) 955-9503

Website: advanceamerica.net/store-locations/michigan/27256-eureka-road-taylor-48180

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Check `n Go
Loan agency
4.80
10 reviews

Address: 9125 Telegraph Rd, Taylor, MI 48180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (313) 299-3450

Website: locations.checkngo.com/michigan/taylor/9125-telegraph-road

Services:

Business loans Cash for gift cards Installment loans Line of credit Payday loans Signature loans Consumer Loans Credit Counseling Credit Reporting Current Loan Deposit Services Financial Plans Loan Transactions Online Account Management Online Cash Advance Prepaid Debit Cards Quick Cash Advance Retail Finance Retail Loans Simple Loan Small Loans Term Loans The Choice Loan Unsecured Loans
Approved Cash
Loan agency
4.80
10 reviews

Address: 9056 Telegraph Rd, Taylor, MI 48180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (313) 299-7870

Website: approvedcashadvance.com/locations/taylor

Services:

Business loans Installment loans Payday loans Signature loans Title loans Check Cashing Financial Services New Loan Small Loan Business check cashing
CheckSmart
Loan agency
2.20
9 reviews

Address: 26150 Eureka Rd, Taylor, MI 48180

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (734) 946-0672

Website: ccfi.com/checksmart

Services:

Business check cashing Business loans Business tax preparation Cash for gift cards Flex loans Installment loans Payday loans Signature loans Title loans Express Loan Notary Services Online Apply Prepaid Cards Tax Services Western Union
HMC Funding
Loan agency

Address: 25811 Labana Woods Dr, Taylor, MI 48180

Phone Number: +1 (313) 908-2217

Alternatives to Short-term Loans in Taylor

Short-term loans are designed to provide quick financial relief and come in several types. Personal loans are unsecured loans that require no collateral and are often used for various personal expenses, with repayment typically expected within a few months to a year. Installment loans allow borrowers to receive a lump sum and repay it in fixed monthly payments over a set period, making them more predictable but usually bearing higher interest rates. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral; these loans offer rapid access to funds but carry the risk of losing the vehicle if not repaid on time.

Best Personal Loan

Pros Payday Loans
5.00
0 reviews

Short-term personal loans are typically unsecured loans granted based on the borrower's creditworthiness. This makes them an attractive option for borrowers who may not own collateral. The best personal short-term loans often have lower interest rates compared to payday loans and offer more flexibility in repayment terms. These loans are generally used for emergencies or unexpected expenses and can be obtained quickly from online lenders or financial institutions.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Repair and Service
26111 Northline Road, Taylor, MI 48180
+1 (313) 451-4283
Club & Association
12681 Delta Street, Taylor, MI 48180
College/University
23573 Van Born Road, Taylor, MI 48180
+1 (313) 492-6284
Community Center
6750 Troy Street, Taylor, MI 48180
+1 (313) 291-7740
Dentist
20302 Eureka Road, Taylor, MI 48180
Government Office
13333 Telegraph Road, Taylor, MI 48180
+1 (734) 374-8900
Hospital
10000 Telegraph Road, Taylor, MI 48180
+1 (313) 295-5000
Ice Cream Parlor
24430 Eureka Road, Taylor, MI 48180
+1 (734) 946-5070
Library
23365 Goddard Road, Taylor, MI 48180
+1 (734) 287-4840
Local Post Office
24837 Goddard Road, Taylor, MI 48180
+1 (734) 946-4863
Movie Theater
23000 Eureka Road, Taylor, MI 48180
+1 (734) 287-0629
Museum
Taylor, MI 48180
+1 (877) 937-5707
Pharmacy
23268 Ecorse Road, Taylor, MI 48180
+1 (313) 395-2120
Shopping Center
Pardee Road, Taylor, MI 48180
+1 (734) 374-0303
Specialty Clothing Shop
23000 Eureka Road, Taylor, MI 48180
+1 (734) 374-8507

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Taylor ZIP Codes

48180