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Best Online Short-term Loans in Jackson

Need cash fast? Life's unexpected expenses can shake up your plans. Short-term loans might just be the quick fix you seek. When emergencies disrupt your flow, the stress can feel overwhelming. Our "Best Cash Advance Short-term Loans" service provides a lifeline, offering financial relief when you need it most. Designed with your urgency in mind, we ensure a smooth process and swift turnaround. So, say goodbye to sleepless nights and let us handle the rest. Experience the peace of mind that our short-term loans can bring, and reclaim control over your finances today!

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Best Online Short-term Loans in Jackson

Check Into Cash
Financial institution
4.80
10 reviews

Address: 2107 W Michigan Ave, Jackson, MI 49202

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (517) 782-2239

Website: local.checkintocash.com/us/mi/jackson/2107-west-michigan-avenue

Services:

Cash Advance Check Cashing Services Financial Services Home Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card
Advance America
Financial institution
4.80
10 reviews

Address: 3035 E Michigan Ave, Jackson, MI 49202

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (517) 784-0159

Website: advanceamerica.net/store-locations/michigan/3035-e-michigan-ave-jackson-49202

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Child Tax Credit Christmas Loans Combined Loan Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans Loan Payments Loan Processing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Approved Cash
Loan agency
4.70
10 reviews

Address: 1184 N W Ave, Jackson, MI 49202

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (517) 787-8057

Website: approvedcashadvance.com/locations.php

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Check Cashing Checking Account Financial Services Home Loan Loan New Loan Online Payments Small Loan Urgent Financing
Check `n Go
Loan agency
4.70
10 reviews

Address: 916 N W Ave Suite E, Jackson, MI 49202

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (517) 768-7000

Website: locations.checkngo.com/michigan/jackson/916-north-west-avenue

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Short-Term Loan Cashier's checks
Liberty Tax and Loans
Loan agency
4.70
10 reviews

Address: 3242 E Michigan Ave, Jackson, MI 49202

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (517) 787-1837

Website: approvedcashadvance.com/locations/jackson

Services:

Payday loans Check Cashing Payday Loans
Dicker & Deal Cash Center
Financial institution
3.90
17 reviews

Address: 209 S Mechanic St, Jackson, MI 49201

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (517) 783-3325

Website: dickeranddeal.com/jackson

John George Jr Student Loan
Loan agency

Address: 145 S Jackson St, Jackson, MI 49201

Today's Business Hours: 1:00 PM - 5:00 PM

Phone Number: +1 (517) 782-8126

Website: johngeorge.org

Services:

Installment loans Signature loans Education Loan Private Education Loan Student Loan
It Takes Money To Make Money
Loan agency

Address: 1044 Cooper St, Jackson, MI 49202

Phone Number: +1 (517) 962-5276

Alternatives to Short-term Loans in Jackson

Short-term loans offer quick financial solutions for immediate needs and come in various forms, including personal, installment, and title loans. Personal loans are unsecured and typically require a good credit score, offering flexible usage but often higher interest rates. Installment loans are repaid over a set period with fixed monthly payments, providing predictability in budgeting. Title loans use the borrower's vehicle as collateral, allowing access to funds without a credit check, but pose a risk of losing the asset if the loan is not repaid. Each loan type serves specific purposes, with varying terms, conditions, and risks.

Best Personal Loan

@Home Mortgage
5.00
10 reviews

Personal loans are a versatile option for short-term borrowing that can be used for a variety of purposes such as consolidating debt, unexpected expenses, or a major purchase. These loans are typically unsecured, meaning you don't need to provide collateral, and they often feature fixed interest rates and repayment terms. Some lenders offer personal loans with fast approval and funding, making them a convenient choice for borrowers in need of quick cash. The flexibility and ease of access make personal loans a popular option among those seeking short-term financial solutions.

Best Installment Loan

Flagstar Bank ATM
0.00
0 reviews

Installment loans are ideal for borrowers who prefer structured payments over a set term, allowing for predictable monthly payments and easier budget management. LendingClub stands out as an excellent option in the installment loan category. Known for its peer-to-peer lending model, LendingClub connects borrowers with investors, offering a range of loan amounts with fixed interest rates. Borrowers benefit from a straightforward application process and flexible terms that can cater to various financial needs, making it a suitable choice for anyone looking to manage short-term financial obligations with clarity and reliability.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, you can allocate the funds to essential local services that cater to immediate needs. Medical, car repair, legal, funeral, and appliance services are crucial areas where this financial cushion could be effectively utilized. Whether handling medical emergencies, fixing a vehicle, addressing legal matters, managing unexpected funeral expenses, or repairing essential home appliances, the loan can provide the necessary financial support.

Car Wash
2620 Saradan Drive, Jackson, MI 49202
+1 (517) 787-8122
Club & Association
2692 North Dettman Road, Jackson, MI 49201
+1 (517) 392-6402
College/University
2111 Emmons Road, Jackson, MI 49201
+1 (517) 796-8455
Community Center
801 South Mechanic Street, Jackson, MI 49203
+1 (517) 474-1656
Concert Hall
215 West Michigan Avenue, Jackson, MI 49201
Dentist
3386 Spring Arbor Road, Jackson, MI 49203
+1 (517) 787-1022
Doctor
200 Summit Avenue, Jackson, MI 49201
Fitness Club & Center
127 West Wesley Street, Jackson, MI 49201
+1 (517) 782-0537
Hospital
2009 West Michigan Avenue, Jackson, MI 49202
+1 (517) 784-1700
Hotel
2001 Shirley Drive, Jackson, MI 49202
+1 (800) 536-0519
Library
290 West Michigan Avenue, Jackson, MI 49201
+1 (517) 788-4087
Movie Theater
124 North Mechanic Street, Jackson, MI 49201
+1 (517) 783-0811
Pharmacy
1200 North West Avenue, Jackson, MI 49202
+1 (517) 789-8579
Pizzeria
1196 North West Avenue, Jackson, MI 49202
Post Office
1737 Spring Arbor Road, Jackson, MI 49203
+1 (517) 787-9966

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

Find Short-term Loans Near Me

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Jackson ZIP Codes

49201
49202
49203
49204