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Best Online Short-term Loans in Southfield

Strapped for cash? Short-term loans are your quick solution when unexpected expenses hit! Life can be unpredictable, and financial hurdles often come when least expected. This is where our Best Cash Advance Short-term Loans step in, providing the funds you need, right when you need them. Skip the stress and endless paperwork; our streamlined process ensures you get the cash fast. Whether it's an emergency repair or a necessary purchase, we offer reliable, hassle-free solutions. Don't let a short-term financial gap disrupt your peace. Apply today and regain your financial stability with ease.

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Best Online Short-term Loans in Southfield

Gordon Scott Financial
Loan agency
5.00
1 reviews

Address: 29623 Northwestern Hwy, Southfield, MI 48034

Phone Number: +1 (248) 356-8300

Cambridge Lending Firm
Loan agency

Address: 23800 W 10 Mile Rd, Southfield, MI 48033

Today's Business Hours: 10:00 AM - 5:00 PM

Advance America
Financial institution
5.00
10 reviews

Address: 29914 Southfield Rd, Southfield, MI 48076

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (248) 552-8153

Website: advanceamerica.net/store-locations/michigan/29914-southfield-rd-southfield-48076

Services:

Business loans Flex loans Installment loans Line of credit Microloans CREDIT REPAIR EQUIPMENT FINANCING Equipment Financing Equipment Leasing Free Consultation Invoice Factoring Long Term Sba Loans MERCHANT CASH ADVANCE PERSONAL LOANS Real Estate Financing Same Day Funding Short Term Loan Working Capital
Advance America
Financial institution
4.90
10 reviews

Address: 26062 W 12 Mile Rd, Southfield, MI 48034

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (248) 356-3730

Website: advanceamerica.net/store-locations/michigan/26062-12-mile-road-southfield-48034

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Advance America
Financial institution
4.90
10 reviews

Address: 22538 Telegraph Rd, Southfield, MI 48033

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (248) 304-2836

Website: advanceamerica.net/store-locations/michigan/22538-telegraph-rd-southfield-48033

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Combined Loan Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Westfield Funding, LLC
Financial institution
4.40
10 reviews

Address: 100 Galleria Officentre Suite 420, Southfield, MI 48034

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (248) 419-0971

Website: westfieldfunding.com

Credibly
Loan agency
4.30
10 reviews

Address: 25200 Telegraph Rd # 350, Southfield, MI 48033

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (888) 664-1444

Website: credibly.com

Services:

Business loans Installment loans Payday loans Signature loans 6 Months Loan Alternate Loan Alternate Loan Options Alternative Lending Asset Based Lending Bridge Loan Collateral Loans Commercial Real Estate Financing Company's Lending Crowdfunding Debt Consolidation Debt Financing Debt Relief Programs Disaster Relief Loans Economic Injury Disaster Loans Employee Retention Credit Equipment Leases Equipment Loans And Financing Equity Financing Existing Financing Existing Loans Franchise Loans Guaranteed Loans Inventory Financing Invoice Factoring Invoice Financing Lending Programs Loan Applications Loan Online Long Term Loans Merchant Cash Advance Ppp Loan Forgiveness Same Day Funding Sba Disaster Loans Sba Financing Sba Paycheck Protection Program Loans Sba Ppp Loans Sba Working Capital Loans Short Term Funding Short-Term Financing Tax Relief Traditional Bank Loans Traditional Financing Traditional Term Loan Working Capital Loans For Small Businesses
Check `n Go
Loan agency
4.20
10 reviews

Address: 29702 Southfield Rd Suite V121, Southfield, MI 48076

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (248) 423-4571

Website: locations.checkngo.com/michigan/southfield/29702-southfield-road

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Short-Term Loan Cashier's checks
OneMain Financial
Loan agency
3.50
10 reviews

Address: 24725 W 12 Mile Rd #108, Southfield, MI 48034

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (248) 304-4479

Website: onemainfinancial.com/branches/mi/southfield/48034/4443

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Credit Acceptance
Financial institution
1.60
99 reviews

Address: 25505 W 12 Mile Rd, Southfield, MI 48034

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (800) 634-1506

Website: creditacceptance.com/?utm_source=google&utm_medium=organic&utm_campaign=gmb

Services:

Subprime Auto Financing Bad Credit Auto Financing No Credit Auto Financing Auto Financing After Bankruptcy Auto Financing for Self Employed
Equity Finance, LLC
Loan agency

Address: 2000 Town Center, Southfield, MI 48075

Today's Business Hours: 9:30 AM - 6:30 PM

Phone Number: +1 (800) 303-0242

Website: equityfinanceloans.com/contact

Services:

Business loans Payday loans Signature loans Blanket Loans Bond Financing Bridge Loan Commercial Real Estate Finance Commercial Real Estate Loans Debt Restructuring Equity Finance Home Lending Programs LLoans Life Insurance Partnership Buyouts Private Equity Purchase Or Refinance Real Estate Investment Rental Portfolios Seniors Housing
Financial Freedom Educ Network
Loan agency

Address: 16000 W Nine Mile Rd, Southfield, MI 48075

Phone Number: +1 (248) 327-6931

American Fair Credit
Loan agency

Address: 15659 W 10 Mile Rd, Southfield, MI 48075

Phone Number: +1 (248) 552-9310

Vista Credit Acceptance
Loan agency

Address: 20245 W 12 Mile Rd, Southfield, MI 48076

Phone Number: +1 (248) 358-3283

Kondur Vinay
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6755

Ciitfinacial
Loan agency

Address: 24532 W 12 Mile Rd, Southfield, MI 48075

Phone Number: +1 (248) 351-0435

Iskander Daniel
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6337

Accu-Check Cash Now
Check cash

Address: 29610 Southfield Rd, Southfield, MI 48076

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (866) 299-0707

Charron Dennis
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6240

Boon Shane
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6382

Staniec Dana
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6383

Muskan Matthew
Loan agency

Address: 400 Galleria Officentre # 30, Southfield, MI 48034

Phone Number: +1 (248) 796-6413

Alternatives to Short-term Loans in Southfield

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

John Adams Mortgage Company
5.00
42 reviews

Short-term personal loans are a popular choice for individuals seeking quick access to cash for unexpected expenses or urgent needs. These loans typically have shorter repayment periods, often ranging from a few weeks to a few months, and are generally unsecured. This means that borrowers are not required to provide collateral, making the application process relatively straightforward. Interest rates can vary significantly depending on the lender, creditworthiness, and loan terms, so it's crucial to compare different options to find the best rate available.

Best Installment Loan

Humphrey Eric
0.00
0 reviews

For installment loans, the best option is often through reputable online lenders or traditional financial institutions that offer flexibility in repayment terms. These loans allow borrowers to repay over a predetermined period with fixed monthly payments, making it easier to manage one's budget. Installment loans are typically used for larger purchases or to consolidate debt, as they often come with lower interest rates than revolving credit options. When selecting an installment loan, evaluating the total cost, including any fees and the annual percentage rate (APR), is important to ensure that it fits within one's financial capabilities.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
9 reviews

Title loans provide a fast cash solution for those who own a vehicle and require immediate financing. In this type of loan, the borrower uses their vehicle's title as collateral while still retaining possession of the vehicle itself. Title loans are a viable option for those with poor credit scores, as the lender primarily considers the value of the vehicle. However, these loans usually come with high interest rates and fees, and failing to repay could result in losing one's vehicle. They are best suited for short-term emergency expenses when other options are not available.

Loan Regulations in Michigan

In Michigan, short-term loan regulations are designed to protect borrowers while providing access to quick funds. The state permits a maximum short-term loan amount of $600 per lender; however, individuals can have up to two outstanding loans with a combined total of $600. The loan term ranges from a minimum of 14 days up to a maximum of 31 days. Regarding fees, lenders can charge up to 15% on the first $100, 14% on the second $100, 13% on the third $100, 12% on the fourth $100, and 11% on the fifth and sixth $100. This structure means the maximum finance charge for a $100, 14-day loan is $15, equating to an Annual Percentage Rate (APR) of approximately 391%.

Eligibility criteria for short-term loans in Michigan are straightforward. Applicants must be at least 18 years old, have a steady income source, and possess a valid checking account. Some lenders may require additional documentation.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already secured a short-term loan, this financial assistance can be effectively utilized in various essential local services. Whether addressing urgent medical expenses, handling necessary car repairs, covering legal fees, managing funeral costs, or financing new appliances, a short-term loan offers a valuable resource to ensure these critical needs are met promptly and efficiently.

Car Wash
19875 Butternut Lane, Southfield, MI 48076
+1 (248) 302-4988
Club & Association
20411 West 12 Mile Road, Southfield, MI 48076
+1 (248) 234-8739
College/University
26400 Lahser Road, Southfield, MI 48033
+1 (313) 284-6729
Community Center
21411 Civic Center Drive, Southfield, MI 48076
+1 (248) 289-3006
Concert Hall
24901 Northwestern Highway, Southfield, MI 48075
Construction Material & Equipment
22000 West 8 Mile Road, Southfield, MI 48033
+1 (248) 556-3956
Doctor
22250 Providence Drive, Southfield, MI 48075
+1 (248) 569-7745
Fast Food
24432 Ten Mile Road, Southfield, MI 48033
Government Office
26000 Evergreen Road, Southfield, MI 48076
+1 (248) 796-4810
Hotel
26000 American Drive, Southfield, MI 48034
+1 (248) 357-1100
Library
22000 Beech Road, Southfield, MI 48033
+1 (248) 796-4670
Movie Theater
25333 West 12 Mile Road, Southfield, MI 48034
+1 (248) 368-1802
Museum
29820 Telegraph Road, Southfield, MI 48034
+1 (248) 595-8265
Pharmacy
17330 Northland Park Court, Southfield, MI 48075
+1 (248) 621-9150
Rent-a-Car Facility
24395 Telegraph Road, Southfield, MI 48033
+1 (248) 353-1275

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers. They are typically repaid within a few weeks or months. These loans can be used to cover unforeseen expenses or emergency situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically designed for borrowers with bad credit. These lenders focus more on your current financial situation rather than your credit history. However, these loans may come with higher interest rates due to the increased risk.

What are same-day loans?

Same-day loans are a type of short-term loan where the application, approval, and fund disbursement all occur within the same day. These are ideal for urgent monetary needs. Approval times vary from lender to lender, so it’s important to verify each lender's process.

How do short-term loans work?

Short-term loans are a type of short-term loan that typically must be repaid by your next payday. They are a quick way to receive cash, but the interest rates and fees can be very high. It's crucial to fully understand the terms before committing to a short-term loan to avoid a debt cycle.

What are the typical interest rates for short-term loans?

Interest rates for short-term loans vary based on the lender and the borrower's credit profile. Typically, these rates are higher than those of traditional personal loans due to the short repayment period and increased risk. It's important to shop around and compare offers.

How can I apply for a short-term loan?

Applying for a short-term loan usually involves filling out an application with details about your income, employment, and banking history. Many lenders offer online applications for convenience. Make sure to have all necessary documents readily available to speed up the process.

What are the risks associated with short-term loans?

The primary risk of short-term loans is their high interest rates and fees, which can lead to a cycle of debt if not managed properly. It’s vital to understand the loan terms and have a clear plan for repayment before taking out a short-term loan.

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Southfield ZIP Codes

48033
48034
48037
48075
48076
48086