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Best Online Short-term Loans in Akron

Need cash fast? We've all been there—unexpected expenses can throw your budget off balance. Short-term loans might be just the lifeline you need to get back on track. Don’t let financial hiccups stress you out. Our Best Cash Advance Short-term Loans offer quick, hassle-free solutions to keep you moving forward. Forget lengthy applications and waiting times; with us, you'll secure the funds you need, exactly when you need them. Choose our service today, and regain control of your finances in a pinch!

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Best Online Short-term Loans in Akron

Advance America
Financial institution
5.00
25 reviews

Address: 1684 W Market St, Akron, OH 44313

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (330) 836-0646

Website: advanceamerica.net/store-locations/ohio/1684-west-market-street-akron-44313

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Child Tax Credit Christmas Loans Consumers Loans Credit Counseling Debt Management Easy Cash Loans Electronic Bank Emergency Loans Expanded Loan Financial Services Holiday Loans Home Improvement Home Loans In Store Loan Loan Applications Loan Payments Loan Processing Loan With No Credit Check Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Prepaid Cards Quick Loan Quick Loans Rates & Terms Finance Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Terms Finance Unsecured Loans
Cash Net
Check cash

Address: 1298 Copley Rd, Akron, OH 44320

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (330) 835-3833

ACE Cash Express
Loan agency
4.70
10 reviews

Address: 2723 S Arlington Rd, Akron, OH 44312

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (330) 645-9072

Website: acecashexpress.com/locations/ohio/akron/1072

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.60
10 reviews

Address: Parking lot, 1420 Brittain Rd, Akron, OH 44310

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (330) 634-0340

Website: acecashexpress.com/locations/ohio/akron/1022

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards
CheckSmart
Loan agency
4.40
4 reviews

Address: 1526 Vernon Odom Blvd, Akron, OH 44320

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (330) 753-0377

Website: ccfi.com/checksmart

Services:

Bill paying Business check cashing Business loans Business tax preparation Cash for gift cards Cashier's checks Flex loans Government benefits check cashing Installment loans Line of credit Payday loans Payroll check cashing Personal check cashing Signature loans Student loan check cashing Tax refund check cashing Title loans Express Loan Notary Services Online Apply Prepaid Cards Tax Services Western Union
OneMain Financial
Loan agency
4.00
10 reviews

Address: 790 Arlington Ridge #243, Akron, OH 44312

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (330) 645-9205

Website: onemainfinancial.com/branches/oh/akron/44312/4625

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Professional Financial Services
Loan agency
2.70
7 reviews

Address: 470 White Pond Dr #200, Akron, OH 44320

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (234) 206-2932

Website: pfs-corp.net/offices/akron-oh-1922

DBS Financial
Loan agency
1.90
8 reviews

Address: 711 Johnston St, Akron, OH 44306

Phone Number: +1 (330) 848-8300

Services:

Installment loans Line of credit Title loans Auto Financing Auto Loans Bad Credit Financing Car Repairs Financing Calculator Used Car Financing Used Car Loan Vehicle Loan
Small Business Loans
Loan agency

Address: Akron, OH 44302

Phone Number: +1 (855) 633-0726

Website: allsmallbusinessloans.com/akron-oh

Services:

Business loans Flex loans Line of credit Payday loans Accounts Receivable Financing Agriculture Finance Alternative Lender Asset Based Loans Auto Repair Credit Card Processing Equipment Financing Financial Management Financing Advisors Financing For Purchasing Fix N Flip Loans Franchise Financing Leasehold Improvements Loans Same Day Merchant Cash Advance Money Services Overdraft Protection Property Management Same Day Funding Sba Loans Short-Term Financing Term Loans Traditional Bank Loans
Buy Here Pay Here Akron Ohio
Loan agency

Address: 3465 S Arlington Rd, Akron, OH 44312

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (330) 344-9144

Atlas Equity Partners
Loan agency

Address: 470 Portage Lakes Drive, Akron, OH 44319

Phone Number: +1 (330) 645-9183

Alternatives to Short-term Loans in Akron

Short-term loans are financial products designed to provide immediate cash with a short repayment period. For personal loans, borrowers typically receive a lump sum which they must repay over a short duration, usually with higher interest rates. Installment loans, on the other hand, allow borrowers to receive a set amount of money which is then paid back in scheduled installments over a set period, often providing a slightly more flexible repayment option. Title loans require the borrower to use their vehicle title as collateral, granting the lender rights to the vehicle if the loan is not repaid; these loans typically offer quick access to funds but come with significant risk of losing one's vehicle.

Best Personal Loan

Champion Cash Title Loan's Ohio
5.00
10 reviews

For individuals seeking a short-term financial solution, personal loans are a viable option. Among the best options for personal loans is a payday loan, which offers quick cash without requiring collateral. These loans typically have higher interest rates and short repayment terms, making them suitable for emergencies or unexpected expenses. The application process is swift, often requiring minimal documentation, and funds can be deposited directly into a borrower's bank account within a day or two.

Best Installment Loan

Goodyear Employees CU Inc
5.00
0 reviews

Installment loans are another form of short-term financing where the borrower receives a lump sum of money upfront and repays it through regular, fixed payments over a set period of time. This consistency makes budgeting easier, and is ideal for those who need a large sum of money but want to avoid a revolving credit option like a credit card. One well-regarded installment loan option is available through Marcus by Goldman Sachs, which offers no fees and fixed interest rates that can help save money over the loan term.

Best Car Title Loan

Prestige Auto Credit
4.60
101 reviews

Title loans use the borrower's vehicle title as collateral and are typically characterized by their short repayment terms and high interest rates. The best title loans are those that provide fast access to funds with terms that are fair and competitively priced compared to other title loan offerings. These loans are usually chosen by those who need quick cash and have limited access to other credit sources. However, it's essential to be cautious with title loans, as the risk of losing the vehicle in the event of default is significant. The ideal title loan would have transparent terms, manageable interest rates, and options for working out repayment plans in case of financial hardship.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently allocate these funds towards essential local services. Medical providers can receive payment for urgent healthcare needs, car repair shops can be paid for immediate vehicle maintenance, and legal services can address pressing legal concerns. Additionally, funeral services can help manage unexpected end-of-life expenses, while appliance service providers can assist with necessary household repairs, ensuring the loan directly supports critical areas of one's life.

Car Repair and Service
Rothrock Loop, Akron, OH 44333
Car Wash
85 South Case Avenue, Akron, OH 44305
+1 (330) 535-4129
Club & Association
300 South Main Street, Akron, OH 44308
+1 (330) 294-1200
College/University
478 Orchard Street, Akron, OH 44304
+1 (330) 375-1682
Community Center
730 Perkins Park Drive, Akron, OH 44320
+1 (330) 375-2832
Concert Hall
182 South Main Street, Akron, OH 44308
Fast Food
2840 East Waterloo Road, Akron, OH 44312
Fitness Club & Center
382 Carroll Street, Akron, OH 44325
+1 (330) 972-2348
Government Office
37 North High Street, Akron, OH 44308
+1 (330) 436-5291
Hospital for Women and Children
1 Perkins Sq, Akron, OH 44308
+1 (330) 543-1000
Library
209 South High Street, Akron, OH 44308
+1 (330) 643-2804
Museum
South High Street, Akron, OH 44308
Pharmacy
215 West Bowery Street, Akron, OH 44308
+1 (330) 543-8322
Shopping Center
2080 Romig Road, Akron, OH 44320
+1 (330) 745-7465
Veterinarian
1635 Copley Road, Akron, OH 44320
+1 (330) 836-0437

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a year or less. It is designed to meet immediate financial needs and includes types such as short-term loans and same-day loans. These loans are ideal for covering unexpected expenses or bridging financial gaps.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan with bad credit. Many lenders offer bad-credit options that focus more on current income and capacity to repay rather than credit history. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with fast access to funds. When approved, the loan amount is typically disbursed on the same day, making it an ideal option for urgent financial situations.

How do short-term loans work?

Short-term loans are short-term loans that are due for repayment on your next payday. These loans are generally small amounts and are based on your income. Short-term loans can help cover immediate expenses but tend to have higher interest rates and fees.

What are the requirements for a short-term loan?

Requirements for a short-term loan may vary by lender but typically include proof of income, a checking account, and identification. Even with bad credit, having a stable income and a bank account can significantly improve your chances of approval.

Are there risks associated with short-term loans?

Yes, there are risks, including high-interest rates and fees that can accumulate if not paid on time. Additionally, rolling over loans can lead to a cycle of debt. It is crucial to borrow only what you can repay within the agreed timeframe.

How can I apply for a short-term loan?

Applying for a short-term loan is generally straightforward and can often be done online. You need to fill out an application form, submit necessary documentation, and wait for the lender's approval. Once approved, funds are usually deposited into your bank account quickly.

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Akron ZIP Codes

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