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Best Online Short-term Loans in Sidney

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

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Best Online Short-term Loans in Sidney

Eagle Loan
Loan agency
5.00
35 reviews

Address: 2320 W Michigan St, Sidney, OH 45365

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (937) 492-1291

Website: eagle.com

Services:

Business loans Installment loans Payday loans Signature loans Accessibility Support Auto Repair Financial Counseling Services Home Repair Loans For Bad Credit New Loan Personal Loans Personal Loans For Bad Credit Short Term Loan Student Loan Term Loan
Advance America
Financial institution
5.00
10 reviews

Address: 2380 W Michigan St, Sidney, OH 45365

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (937) 492-5418

Website: advanceamerica.net/store-locations/ohio/2380-michigan-st-sidney-45365

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bank Transfers Bill Payments Child Tax Credit Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Management Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans
American Budget Company
Loan agency

Address: 2320 W Michigan St, Sidney, OH 45365

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (937) 492-1291

Alternatives to Short-term Loans in Sidney

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Mutual Federal
5.00
2 reviews

Personal loans are a versatile option for short-term borrowing that can be used for a variety of purposes such as consolidating debt, unexpected expenses, or a major purchase. These loans are typically unsecured, meaning you don't need to provide collateral, and they often feature fixed interest rates and repayment terms. Some lenders offer personal loans with fast approval and funding, making them a convenient choice for borrowers in need of quick cash. The flexibility and ease of access make personal loans a popular option among those seeking short-term financial solutions.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you have recently taken out a short-term loan and are exploring where to allocate it, consider utilizing local service providers in essential areas. Medical facilities can assist with unexpected health expenses, car repair shops can address urgent vehicle issues, legal services may help with unforeseen legal matters, funeral services can provide support during times of loss, and appliance repair services can help maintain household essentials. These crucial services can effectively utilize the funds to address immediate and critical needs.

Car Repair and Service
415 South Vandemark Road, Sidney, OH 45365
+1 (937) 498-8154
Car Wash
721 North Vandemark Road, Sidney, OH 45365
+1 (937) 497-7242
Club & Association
713 Michigan Street, Sidney, OH 45365
+1 (937) 497-9177
Community Center
304 South West Avenue, Sidney, OH 45365
+1 (937) 492-5266
Dentist
1465 North Vandemark Road, Sidney, OH 45365
+1 (937) 492-4598
Doctor
915 West Michigan Street, Sidney, OH 45365
+1 (937) 494-5266
Fitness Club & Center
2016 Michigan Street, Sidney, OH 45365
+1 (937) 710-4326
Government Office
415 South Vandemark Road, Sidney, OH 45365
+1 (937) 498-8154
Hospital
915 West Michigan Street, Sidney, OH 45365
+1 (937) 498-2311
Hotel
450 Folkerth Avenue, Sidney, OH 45365
+1 (937) 492-6010
Museum
201 North Main Avenue, Sidney, OH 45365
+1 (937) 498-1653
Pharmacy
130 West Russell Road, Sidney, OH 45365
+1 (937) 498-4846
Post Office
2150 Michigan Street, Sidney, OH 45365
+1 (937) 498-0015
Recycling Shop
417 East Court Street, Sidney, OH 45365
+1 (937) 498-7537
Rent-a-Car Facility
2006 Michigan Street, Sidney, OH 45365
+1 (937) 497-1995

FAQ

What are short-term loans?

Short-term loans are financial products that allow individuals to borrow a small amount of money to be repaid within a brief period, typically within a few weeks or months. These loans are designed to provide immediate financial relief for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans often have more lenient credit requirements compared to traditional loans. However, interest rates and fees may be higher due to increased risk to the lender.

What is a same-day loan?

A same-day loan is a type of short-term loan where the borrower receives funds on the same day their application is approved. These loans are ideal for urgent situations where quick access to cash is necessary.

How do short-term loans work?

Short-term loans are short-term, high-interest loans typically due on the borrower's next payday. They are intended to cover immediate cash needs and are often repaid in a single lump sum, including fees, within two to four weeks.

What are the eligibility requirements for a short-term loan?

Eligibility for short-term loans generally includes being at least 18 years old, having a steady source of income, and providing a valid form of identification. Specific requirements can vary by lender, especially for those offering loans to individuals with bad credit.

Are there risks associated with short-term loans?

Yes, there are risks involved with short-term loans, particularly high interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to understand the loan terms and ensure you can repay it on time to avoid further financial strain.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a lender's physical location. The application process typically involves filling out a form with your personal and financial information, along with providing any required documentation. Approval is usually quick, especially for same-day loans.

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Sidney ZIP Codes

45365
45367