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Best Online Short-term Loans in Beavercreek

Need quick cash but don't know where to turn? Short-term money troubles can really stress you out. You might find yourself thinking about how to pay an urgent bill or manage an emergency expense. Don't let financial worries take over. Our Best Cash Advance Short-term Loans can be your perfect solution, bridging the gap until your next paycheck with ease and confidence. Apply today to get immediate relief from those pressing financial burdens, and regain your peace of mind. Fast, flexible, and secure – that’s how we roll!

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Best Online Short-term Loans in Beavercreek

Mariner Finance
Loan agency
4.90
10 reviews

Address: 1273 N Fairfield Rd, Beavercreek, OH 45432

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (937) 320-4400

Website: marinerfinance.com/locations/ohio/mariner-finance-location-in-beavercreek-oh

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans

Alternatives to Short-term Loans in Beavercreek

Short-term loans are financial instruments designed to provide quick access to funds that require repayment within a short period, often under a year. Personal loans offer flexibility for borrowers to use the funds for various purposes, typically requiring repayment in a structured schedule. Installment loans allow borrowers to repay the amount borrowed in regular, manageable payments over the loan term, making it easier to handle the financial obligation with consistent monthly payments. Title loans, on the other hand, use the borrower's vehicle title as collateral, usually providing fast cash but at the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan serves different financial situations, offering specific advantages and risks that must be carefully considered.

Best Personal Loan

Primary Residential Mortgage, Inc - Ohio
5.00
10 reviews

Short-term personal loans are a popular option for individuals seeking quick access to cash for unexpected expenses or emergencies. These loans are typically unsecured, meaning they do not require collateral, and they have shorter repayment terms compared to traditional loans. One of the best choices in this category is LightStream, known for its low-interest rates and flexible loan amounts that cater to different financial needs. LightStream also offers same-day funding in many cases, making it convenient for borrowers who need immediate access to funds.

Best Installment Loan

Universal 1 Credit Union
3.10
9 reviews

Installment loans are another type of short-term loan where the borrower agrees to repay the loan amount along with interest in fixed, regular installments over a predetermined period. An excellent option for the best installment short-term loan is the personal installment loan offered by reputable banks or credit unions. These loans provide a structured repayment plan, typically within six months to a year, making them manageable for borrowers concerned about lump-sum payments.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Car Repair and Service
1355 North Fairfield Road, Beavercreek, OH 45432
+1 (937) 429-2420
Car Wash
1465 North Fairfield Road, Beavercreek, OH 45432
+1 (937) 426-9822
Club & Association
1321 Research Park Drive, Beavercreek, OH 45432
+1 (937) 306-1612
College/University
2970 Presidential Drive, Beavercreek, OH 45324
+1 (937) 427-0125
Community Center
3868 Dayton Xenia Road, Beavercreek, OH 45432
+1 (937) 426-3625
Dentist
3540 Dayton Xenia Road, Beavercreek, OH 45432
+1 (937) 426-3232
Fast Food
2480 North Fairfield Road, Beavercreek, OH 45431
Fitness Club & Center
2344 Grange Hall Road, Beavercreek, OH 45431
+1 (937) 912-9273
General Practitioner
2365 Lakeview Drive, Beavercreek, OH 45431
+1 (937) 705-6288
Hospital
2655 Commons Boulevard, Beavercreek, OH 45431
+1 (937) 320-9131
Library
3618 Dayton Xenia Road, Beavercreek, OH 45432
+1 (937) 352-4001
Movie Theater
2651 Fairfield Commons Boulevard, Beavercreek, OH 45431
+1 (844) 462-7342
Museum
1255 North Fairfield Road, Beavercreek, OH 45432
+1 (937) 256-2759
Pharmacy
2840 Ash Ridge Drive, Beavercreek, OH 45434
+1 (937) 344-0962
Rent-a-Car Facility
2711 Fairfield Commons Boulevard, Beavercreek, OH 45431
+1 (216) 455-8969

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

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Beavercreek ZIP Codes

45301
45324
45385
45430
45431
45432
45434
45440