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Best Online Short-term Loans in Cleveland

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Cleveland

Western Region FCU
Financial institution

Address: 18101 Lorain Ave, Cleveland, OH 44111

Today's Business Hours: 7:30 AM - 3:30 PM

Phone Number: +1 (216) 476-7049

Website: westernregionfcu.com

Growth Capital
Loan agency

Address: 1360 E 9th St #950, Cleveland, OH 44114

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (216) 592-2332

Website: growthcapitalcorp.com

Services:

Business loans Bank Loans Capital Investment Close Loan Commercial Real Estate Loan Community Advantage Loans Conventional Financing Debt Service Development Financing Financial Assistance Financing Solutions Fixed Asset Financing Interest Rate Loans Leasehold Improvements Loan Processing Manufacturing Loans Mortgage Loan New Construction Ohio Regional 166 Loan Pogram Real Estate Development SBA 504 Loans Sba 504 Loans Sba Financing Second Mortgage Financing Small Business Loans Small Businesses Financing Term Loan Traditional Bank Financing Working Capital Loans
SAM Self-Service Check Cashing
Check cash
5.00
1 reviews

Address: 3778 W 117th St, Cleveland, OH 44111

Today's Business Hours: 7:30 AM - 10:00 PM

Phone Number: +1 (440) 532-0239

Website: samcodirect.com/check-cashing-near-me

Services:

Business check cashing Government benefits check cashing Money orders Payroll check cashing Personal check cashing Student loan check cashing Tax refund check cashing Financial Service Insurance Check Cashing Pos System Stimulus check cashing Unemployment Check Cashing Unemployment check cashing cash checking check cashing near me check cashing open now
Pre-Settlement Funding
Loan agency

Address: 1387 Marlowe Ave # 10, Cleveland, OH 44107

Phone Number: +1 (216) 228-0083

MVP Personal Loans
Loan agency

Address: 6718 Sebert Ave, Cleveland, OH 44105

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (216) 616-7794

Website: mvpploans.com/locations/cleveland

Fast Payday Loans
Loan agency

Address: 1392 W 6th St, Cleveland, OH 44113

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (216) 400-5146

Website: fastpdloans.com/locations/cleveland

CIT Group Inc
Loan agency

Address: 600 W Superior Ave # 1300, Cleveland, OH 44114

Phone Number: +1 (216) 479-6822

Services:

Business loans Commercial Finance Equipment Financing Franchise Financing Home Loans Project Financing Sba Lending Supply Chain Financing
ACE Cash Express
Loan agency
4.90
3 reviews

Address: 14873 Detroit Ave, Cleveland, OH 44107

Phone Number: +1 (216) 521-3685

ACE Cash Express
Loan agency
4.90
12 reviews

Address: 11411 Buckeye Rd, Cleveland, OH 44104

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (216) 862-8039

Website: acecashexpress.com/locations/ohio/cleveland/1011

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.90
27 reviews

Address: 14101 Kinsman Rd, Cleveland, OH 44120

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (216) 295-8135

Website: acecashexpress.com/locations/ohio/cleveland/1026

Services:

Bill paying Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advances Cash Withdrawals Check Cashers Check Cashing Services Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Online Loans Online Payment Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loan Short Term Loans Online Tax Preparation Tax Services Visa Debit Cards ACE Flare ACE Elite Money Orders Business Services
Advance America
Financial institution
4.90
10 reviews

Address: 13708 Lorain Rd, Cleveland, OH 44111

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (216) 941-5361

Website: advanceamerica.net/store-locations/ohio/13708-lorain-rd-cleveland-44111

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 7310 Harvard Ave Ste B, Cleveland, OH 44105

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (216) 641-7614

Website: acecashexpress.com/locations/ohio/cleveland/1023

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.90
10 reviews

Address: 21177 Euclid Ave, Cleveland, OH 44117

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (216) 481-0458

Website: acecashexpress.com/locations/ohio/cleveland/1025

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.80
10 reviews

Address: 7933 Euclid Ave #33, Cleveland, OH 44103

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (216) 721-5803

Website: acecashexpress.com/locations/ohio/cleveland/1069

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.80
16 reviews

Address: 11648 Lorain Ave, Cleveland, OH 44111

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (216) 251-3169

Website: acecashexpress.com/locations/ohio/cleveland/1066

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Empowering and Strengthening Ohio's People (ESOP)
Credit counsel

Address: 11890 Fairhill Rd, Cleveland, OH 44120

Phone Number: +1 (216) 361-0718

Website: esop-cleveland.org

Services:

Bankruptcy counseling Financial education Home purchase counseling Income tax return preparation Mortgage refinance counseling Personal loans Foreclosure Assistance Foreclosure Prevention Counseling Home Equity Lines Of Credit Home Equity Loans Loan Servicing Mortgage Assistance Payday Loans Savings Accounts
New Beginnings Financial Services, LLC
Credit counsel
4.80
10 reviews

Address: 707 Brookpark Rd #307, Cleveland, OH 44109

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (866) 406-3193

Website: 911creditrelief.info

Services:

Bankruptcy counseling Business credit services Chexsystems removal Credit monitoring Credit repair Debt management counseling Financial education Home purchase counseling Housing services Identity theft protection Mortgage refinance counseling Credit Consultation Credit Relief Inquiry Removal Mortgage Insurance Tax Services
ACE Cash Express
Loan agency
4.80
10 reviews

Address: 1499 E 55th St, Cleveland, OH 44103

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (216) 431-0500

Website: acecashexpress.com/locations/ohio/cleveland/1071

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.80
12 reviews

Address: 1409 E 9th St, Cleveland, OH 44114

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (216) 348-0080

Website: acecashexpress.com/locations/ohio/cleveland/1001

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
ACE Cash Express
Loan agency
4.60
10 reviews

Address: 15500 Euclid Ave, Cleveland, OH 44112

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (216) 268-4100

Website: acecashexpress.com/locations/ohio/east-cleveland/1006

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards
Advanced Towing
Financial institution
4.40
10 reviews

Address: 3991 Superior Ave, Cleveland, OH 44114

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (216) 346-1138

Website: cleveland-towing.com

Services:

Battery Car towing Fuel delivery Local hauling 24 Hour Flatbed Towing Auto Recovery Auto Repair Cash For Cars Commercial Towing Damage Free Towing Emergency Towing Flatbed Tow Truck Junk Cars Private Property Impounds Road Recovery Rollback Towing Suv Towing Towing And Recovery We Buy Junk Vehicles Wheel Lifts Winch Towing
Faith Community United CU
Credit union
3.70
10 reviews

Address: 3550 E 93rd St, Cleveland, OH 44105

Today's Business Hours: 9:30 AM - 2:30 PM

Phone Number: +1 (216) 271-7111

Website: faithcommcu.com

Preferred Capital Funding
Loan agency
3.50
7 reviews

Address: 2398, 200 Public Square Ste 160, Cleveland, OH 44114

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (877) 866-3111

Website: preferredcapitalfunding.com

Services:

Business loans Installment loans Payday loans Capital Funding Lawsuit Loan Legal Funding Personal Injury Lawsuit Funding Repayment Plan
Optima Lender Services
Loan agency
1.80
4 reviews

Address: 4640 Richmond Rd, Cleveland, OH 44128

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (216) 342-5006

Credit First National Association (CFNA)
Financial institution
1.70
14 reviews

Address: 6275 Eastland Rd, Cleveland, OH 44142

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (800) 321-3950

Website: cfna.com

Cresent Bank & Trust Inc
Loan agency
1.00
1 reviews

Address: 5755 Granger Rd # 640, Cleveland, OH 44131

Phone Number: +1 (216) 741-1850

Credit One
Financial institution

Address: 18320 Euclid Ave, Cleveland, OH 44112

Phone Number: +1 (216) 862-6647

My City Personal Loans
Loan agency

Address: 951 W St Clair Ave, Cleveland, OH 44113

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (216) 859-1821

Website: mycitypl.com/locations/cleveland-2

HSY Developers
Loan agency

Address: 2501 St Clair Ave NE, Cleveland, OH 44114

Phone Number: +1 (216) 696-7838

Great Lakes Business Credit
Loan agency

Address: 1406 Westwood Ave # 101, Cleveland, OH 44107

Today's Business Hours: 10:00 AM - 4:00 PM

Phone Number: +1 (800) 493-8801

Services:

Business loans Payday loans Signature loans Bank Financing Bridge Financing Conventional Financing Home Lending Traditional Bank Financing
Pinnacle Equity Group
Loan agency

Address: 20800 Center Ridge Rd, Cleveland, OH 44116

Phone Number: +1 (440) 895-0600

Secured Lending Banc Inc
Loan agency

Address: 5706 Turney Rd, Cleveland, OH 44125

Phone Number: +1 (216) 662-8001

Equity Planning Corporation
Loan agency

Address: 23210 Chagrin Blvd UNIT 102, Cleveland, OH 44122

Phone Number: +1 (216) 595-0780

First Nation Lending
Loan agency

Address: 7550 Lucerne Dr # 207, Cleveland, OH 44130

Phone Number: +1 (440) 471-7681

Americas Lending Solutions
Loan agency

Address: 7055 Engle Rd # 501, Cleveland, OH 44130

Phone Number: +1 (440) 264-2220

Leader Capital Group LLC
Loan agency

Address: 30285 Bruce Industrial Pkwy, Cleveland, OH 44139

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (440) 248-3668

WKLending.com
Loan agency

Address: 4568 Mayfield Rd #204, Cleveland, OH 44121

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (855) 227-4090

Website: wklending.com

Alternative Option Capital
Financial institution

Address: 2515 Jay Ave, Cleveland, OH 44113

Phone Number: +1 (216) 230-9229

Website: altopcapital.com

Linsalata Capital Partners Inc
Loan agency

Address: 5900 Landerbrook Dr # 280, Cleveland, OH 44124

Phone Number: +1 (440) 684-1400

Website: linsalatacapital.com

Services:

Advisory Services Financial Reporting
ATM Plain Dealer Fcu
Credit union

Address: 1801 Superior Ave, Cleveland, OH 44114

Phone Number: +1 (800) 627-3999

Love Funding Corporation
Loan agency

Address: 3201 Enterprise Pl # 350, Cleveland, OH 44122

Phone Number: +1 (216) 583-9000

Website: lovefunding.com

Services:

Business loans Installment loans Payday loans Signature loans Acquisition Loans Acquisition Or Refinance Acquisition/Rehab Financing Bridge Financing Bridge Loans Cmbs Loans Commercial Real Estate Loans Construction Financing Construction/Permanent Loan Expansion Financing Fha Mortgage Loan Healthcare Financing Healthcare Loans Home Loan Programs Housing Loans Hud Loans Insurance Program Mortgage Lending Multifamily Loans New Construction Loans Perm Financing Perm Loans Permanent Financing Private Loans Purchase Or Refinance Real Estate Finance Refinance Loan Refinancing Loans Rehab Loan Rehabilitation Loans Rental Assistance Senior Housing Streamlined Refinance
Midwest Equipment Funding Inc
Loan agency

Address: 15400 Pearl Rd # 201, Cleveland, OH 44136

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (440) 846-6600

Website: midwestequipmentfunding.com

Services:

Business loans Equipment Funding Equipment Leasing Equipment Leasing And Finance Personalized Service
Seaway Acceptance Corporation
Loan agency

Address: 3910 Carnegie Ave, Cleveland, OH 44115

Phone Number: +1 (216) 391-1664

Website: seawayacceptance.com

National Personal Loans
Loan agency

Address: 2000 Central Furnace Dr, Cleveland, OH 44115

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (216) 369-4636

Website: nationalpl.com/locations/cleveland

Education Solution Partners
Loan agency

Address: 7271 Engle Rd, Cleveland, OH 44130

Phone Number: +1 (440) 234-3250

Funding Anthem
Loan agency

Address: Cleveland, OH 44109

Phone Number: +1 (216) 539-1535

Premier Bank Commercial Loan Office
Loan agency

Address: 1111 Superior Ave E, Cleveland, OH 44114

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (216) 436-5814

Website: yourpremierbank.com/find-a-location/cleveland-commercial-loan-office

Services:

Line of credit Signature loans Title loans Personal Loans Retirement Plans Vehicle Loans

Alternatives to Short-term Loans in Cleveland

Short-term loans provide quick financial solutions for immediate needs. Personal loans are unsecured loans that offer flexibility in usage, typically with a fixed interest rate and repayment term ranging from a few weeks to several months. Installment loans are similar but require borrowers to repay the loan amount in fixed, regular payments over a predetermined period, offering a structured repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, allowing them to borrow money quickly but often at high interest rates, with the risk of losing the vehicle if the loan isn't repaid.

Best Personal Loan

Social Mortgage LLC.
5.00
10 reviews

Short-term loans serve as a quick financial solution for individuals needing immediate funds. Best personal loans are often chosen for their flexibility, unsecured nature, and speedy approval process. These loans typically have higher interest rates than long-term options but provide a practical solution for unexpected expenses or urgent small-scale purchases. Borrowers should consider their credit score, loan terms, and potential fees when selecting a personal loan to ensure it meets their needs effectively.

Best Installment Loan

BWE - Bellwether Enterprise
4.30
2 reviews

Installment loans are another type of short-term financing that allows borrowers to receive a lump sum of money upfront, which is then repaid over a set period through scheduled installments. This type of loan is ideal for individuals who prefer to have predictable payments and clearly defined terms. The repayment schedule can range from a few months to a couple of years, and the loan amounts usually depend on the borrower's financial situation and credit score. Installment loans may require a more thorough credit check compared to payday loans, but they often come with lower interest rates and more flexible repayment options.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
10 reviews

Title loans offer a quick way to access cash using a vehicle title as collateral. They are known for their fast approval process, often providing funds within the same day of application. However, these loans come with high interest rates and the risk of losing the vehicle if the loan is not repaid on time. Title loans are best considered as a last resort when other more affordable borrowing options have been exhausted, and the borrower is confident in their ability to repay the loan promptly.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a practical solution for covering unexpected expenses across various local service sectors. Borrowers may use these funds to address urgent medical bills, essential car repairs, legal fees, funeral costs, or necessary appliance services. This financial option can provide immediate relief and support during pressing situations.

Adventure Sports Facility
2190 Professor Avenue, Cleveland, OH 44113
+1 (216) 465-9438
Car Repair and Service
7168 Pearl Road, Cleveland, OH 44130
Club & Association
4536 Renaissance Parkway, Cleveland, OH 44128
+1 (216) 302-1253
College/University
11141 East Boulevard, Cleveland, OH 44106
Community Center
4614 Prospect Avenue, Cleveland, OH 44103
+1 (216) 391-9500
Concert Hall
1260 Euclid Avenue, Cleveland, OH 44115
Dentist
6789 Ridge Road, Cleveland, OH 44129
+1 (440) 842-4111
Government Office
55 Bethel Court, Cleveland, OH 44114
+1 (216) 363-0029
Hospital
2500 Metrohealth Drive, Cleveland, OH 44109
+1 (800) 223-2273
Latin American Restaurant
11214 Lorain Avenue, Cleveland, OH 44111
+1 (216) 630-3916
Library
325 Superior Avenue East, Cleveland, OH 44114
+1 (216) 623-2800
Pharmacy
4350 Renaissance Parkway, Cleveland, OH 44128
+1 (440) 584-0600
Rent-a-Car Facility
11206 Euclid Avenue, Cleveland, OH 44106
+1 (216) 367-5823
Shopping Center
401 Euclid Avenue, Cleveland, OH 44114
+1 (216) 696-1408
Tourist Information Office
334 Euclid Avenue, Cleveland, OH 44114
+1 (216) 394-0129

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

Find Short-term Loans Near Me

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Cleveland ZIP Codes

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