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Best Online Short-term Loans in Middletown

Need quick cash relief? When unexpected expenses hit, our Best Cash Advance Short-term Loans offer the speedy solution you need. Forget about the stress and hassle of traditional lending. We understand the urgency and are here to make borrowing easy. Traditional loans can be tedious, leaving you waiting when you don’t have time to spare. Our streamlined application process ensures you get what you need, when you need it, without the wait. Whether it's a car repair or an urgent bill, count on us for immediate financial support. Get back to what matters most with our fast and reliable short-term loans.

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Best Online Short-term Loans in Middletown

Advance America
Financial institution
5.00
10 reviews

Address: 1315 S Breiel Blvd Ste. A, Middletown, OH 45044

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (513) 423-0450

Website: advanceamerica.net/store-locations/ohio/1315-s-breiel-blvd-ste-a-middletown-45044

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Single Repayment Loan Small Loans Tax Service Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans
CheckSmart
Loan agency
4.10
6 reviews

Address: 3487 Dixie Hwy, Middletown, OH 45044

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (513) 727-4566

Website: ccfi.com/checksmart

Services:

Bill paying Business check cashing Business loans Business tax preparation Cash for gift cards Cashier's checks Flex loans Government benefits check cashing Installment loans Line of credit Money orders Money transfers Payday loans Payroll check cashing Personal check cashing Signature loans Student loan check cashing Tax refund check cashing Title loans Express Loan Notary Services Online Apply Prepaid Cards Prepaid Debit Cards Tax Preparation Tax Services Western Union
OneMain Financial
Loan agency
4.00
9 reviews

Address: 6585 Terhune Dr, Middletown, OH 45044

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (513) 424-4561

Website: onemainfinancial.com/branches/oh/middletown/45044/650

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
SBLE Finance
Financial institution

Address: 414 Staton St, Middletown, OH 45044

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (513) 371-6413

Website: smallbusinessloanequity.com

Alternatives to Short-term Loans in Middletown

Short-term loans are financial instruments designed to provide quick access to funds that require repayment within a short period, often under a year. Personal loans offer flexibility for borrowers to use the funds for various purposes, typically requiring repayment in a structured schedule. Installment loans allow borrowers to repay the amount borrowed in regular, manageable payments over the loan term, making it easier to handle the financial obligation with consistent monthly payments. Title loans, on the other hand, use the borrower's vehicle title as collateral, usually providing fast cash but at the risk of losing the vehicle if the loan is not repaid. Each type of short-term loan serves different financial situations, offering specific advantages and risks that must be carefully considered.

Best Personal Loan

Middletown Area School Credit Union
5.00
4 reviews

For individuals seeking a short-term financial solution, personal loans are a viable option. Among the best options for personal loans is a payday loan, which offers quick cash without requiring collateral. These loans typically have higher interest rates and short repayment terms, making them suitable for emergencies or unexpected expenses. The application process is swift, often requiring minimal documentation, and funds can be deposited directly into a borrower's bank account within a day or two.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, several local service providers offer essential support in critical areas. These funds can be directed towards medical expenses for unexpected health emergencies, car repair services to ensure reliable transportation, and legal services for any urgent legal matters. Additionally, the loan can assist with funeral costs during difficult times or cover the expense of necessary appliance repairs or replacements, helping maintain everyday conveniences.

Adventure Sports Facility
1711 Run Way, Middletown, OH 45042
+1 (513) 422-5867
Car Wash
2940 Towne Boulevard, Middletown, OH 45044
Club & Association
1400 Highland Street, Middletown, OH 45044
+1 (513) 217-4412
College/University
4200 North University Boulevard, Middletown, OH 45042
+1 (513) 727-3200
Community Center
800 Lafayette Avenue, Middletown, OH 45044
+1 (513) 425-7866
Concert Hall
1530 Central Avenue, Middletown, OH 45044
Dentist
2207 Central Avenue, Middletown, OH 45044
+1 (513) 423-2351
Doctor
519 South Breiel Boulevard, Middletown, OH 45044
+1 (513) 433-1288
Fitness Club & Center
1373 Central Avenue, Middletown, OH 45044
+1 (513) 318-8297
Government Office
1 North Broad Street, Middletown, OH 45042
+1 (513) 425-7832
Hotel
6475 Culbertson Road, Middletown, OH 45005
+1 (513) 424-3551
Library
125 South Broad Street, Middletown, OH 45044
+1 (513) 424-1251
Local Post Office
320 North Verity Parkway, Middletown, OH 45042
+1 (513) 422-3470
Mobile Phone Shop
3663 Towne Boulevard, Middletown, OH 45005
+1 (513) 422-3437
Movie Theater
2845 Burbank Avenue, Middletown, OH 45044
+1 (513) 422-8051

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

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Middletown ZIP Codes

45005
45042
45043
45044