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Best Online Short-term Loans in Lebanon

Need cash in a hurry? Life's unexpected challenges don't wait, and neither should you. Finding yourself strapped for cash can be stressful, but our short-term loans offer the quick relief you need. We understand that emergencies happen, and waiting weeks for traditional loans just isn’t an option. With our best cash advance solutions, you can tackle financial hurdles with a simple and swift process. Leave the worry behind and get back to what matters most. Discover how friendly, fast, and hassle-free borrowing can be with our outstanding service. Apply today and conquer those short-term financial bumps effortlessly!

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Best Online Short-term Loans in Lebanon

Lebanon Ford Service Center
Financial institution
4.80
20 reviews

Address: 770 Columbus Ave, Lebanon, OH 45036

Today's Business Hours: 7:30 AM - 5:30 PM

Phone Number: +1 (513) 932-1010

Website: lebanonford.com/service/index.htm

Services:

Air & cabin filter replacement Air conditioning Auto brake repair Auto detailing Auto emissions testing Auto engine diagnostic Auto power window repair Auto water leak repair Battery Body & Trim Brakes Car waxing Electrical Electrical repair Engine repair Exhaust General repairs & maintenance Oil change Painting Steering & suspension repair Tire rotations Tires Transmission Wheel alignment Wiper blade installation 24/7 Roadside Assistance Auto Insurance Belts Hoses Body Damage Brake Fluid Brake Lines Car Loans Car Pulls Car Shopping Commercial Vehicles Complete Brake Service Complimentary Maintenance Dealership Service Detailed Service Diagnose Problems Fluid Leaks Fluid Levels Ford Dealer Service Ford Maintenance Fuel Delivery Inspect And Test Leaking Checking Lifted Trucks Maintenance Package Multi-Point Inspections Necessary Repairs New Cars New Vehicle Specials Old Vehicle On-Site Car Service Parking Brake Parts Center Parts Service Parts Specials Physical Inspection Point Inspection Power Windows Reminder Services Repair Facility Repair Jobs Sales Consultant Scheduled Maintenance Service Records Service Reminders Services Financing Shuttle Service Technicians Service Touchless Service Tow Trucks Trailer Tow Tread Wear Used Car Inventory Used Car Specials Used Vehicles Vehicle Delivered Vehicle Manufacturer Vehicle Specials Wheel Cylinders Windshield Wipers Work Trucks

Alternatives to Short-term Loans in Lebanon

Short-term loans offer quick financial assistance with different options tailored to varying needs. Personal loans are typically unsecured and can be used for a variety of purposes, offering a swift solution without the need for collateral, although they generally come with higher interest rates. Installment loans provide a structured repayment plan, allowing borrowers to pay back in fixed monthly amounts over a short period, making budgeting easier and predictable. Title loans, on the other hand, require the borrower to use their vehicle as collateral, allowing for rapid access to cash but risking asset forfeiture if payments are not met. Each type serves distinct financial situations, with personal loans offering versatility, installment loans providing planned repayments, and title loans delivering secured, quick cash access.

Best Personal Loan

Land Home Financial Services - Lebanon
5.00
7 reviews

Personal loans are a popular choice for those seeking short-term financing solutions, offering the flexibility to borrow funds for various purposes such as debt consolidation, emergency expenses, or personal projects. These loans are typically unsecured, meaning borrowers don't need to provide collateral. An excellent option for personal loans is LightStream, known for its competitive interest rates and the ability to fund loans quickly. With an easy-to-use online application process and a commitment to customer service, LightStream is a top choice for anyone needing fast access to funds while ensuring favorable loan terms.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

Car Glass Replacement Shop
559 West Main Street, Lebanon, OH 45036
+1 (513) 993-1292
Car Wash
541 North Broadway Street, Lebanon, OH 45036
+1 (513) 932-2028
Club & Association
30 South Broadway Street, Lebanon, OH 45036
+1 (513) 932-1691
College/University
130 Cook Road, Lebanon, OH 45036
+1 (513) 932-8712
Concert Hall
10 South Mechanic Street, Lebanon, OH 45036
+1 (513) 228-0932
Dentist
670 North Broadway Street, Lebanon, OH 45036
+1 (513) 409-5052
Doctor
1470 North Broadway Street, Lebanon, OH 45036
+1 (800) 824-9861
Fusion Restaurant
1699 Deerfield Road, Lebanon, OH 45036
+1 (513) 228-0069
Government Office
50 South Broadway Street, Lebanon, OH 45036
+1 (513) 228-3701
Hospital
1470 North Broadway Street, Lebanon, OH 45036
+1 (513) 696-1200
Hotel
Lebanon, OH 45036
+1 (513) 932-3034
Local Post Office
West Main Street, Lebanon, OH 45036
+1 (513) 897-4992
Movie Theater
726 East Main Street, Lebanon, OH 45036
+1 (513) 932-3456
Museum
117 East Mulberry Street, Lebanon, OH 45036
+1 (312) 636-6244
Pharmacy
118 West Main Street, Lebanon, OH 45036
+1 (513) 228-1800

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Lebanon ZIP Codes

45036
45040
45065